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BIG VALLEY MORTGAGE DOES BUSINESS IN ACCORDANCE WITH FEDERAL FAIR LENDING LAWS

The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status, or handicap (disability):

• Refuse to make a mortgage loan
• Refuse to provide information regarding loans
• Impose different terms or conditions on a loan, such as different interest rates, points, or fees
• Discriminate in appraising property
• Refuse to purchase a loan or
• Set different terms or conditions for purchasing a loan.

LICENSING INFORMATION - Big Valley Mortgage is a licensed mortgage lender.

Arizona Department of Financial Institutions: American Pacific Mortgage Corporation - Mortgage Broker License # BKBR - 0113445

California Department of Corporations: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage - License # 607 2902

California Department of Real Estate: American Pacific Mortgage Corporation - License # 01215943

Idaho Department of Finance: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage/American Pacific Funding – No. MBL3214

New Mexico Regulation and Licensing Department Financial Institutions Division: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage - Registration Certificate # 01563

Nevada Department of Business and Industry Mortgage: American Mortgage Brokers - Banker Branch License # 2941

Oregon Department of Consumer and Business Services, Division of Finance and Corporate Securities: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage/American Pacific Funding - Mortgage Lender License ML-2338

Texas Department of Savings and Mortgage Lending: American Pacific Mortgage Corporation - Registered Mortgage Banker License # 66446

Washington Department of Financial Institutions: American Pacific Mortgage Corporation d/b/a: American Pacific Mortgage - Consumer Loan License # 520CL48773348737