
Des Lenz
Senior Mortgage Consultant
530.662.0221 ext 348Common questions & Loan tips for you. What are the advantages of fixed rate versus adjustable rate loans?
Des has been in the residential lending business since 1992, originating FHA, VA, Conventional, and Construction loans. In 2000, Des began originating Reverse Mortgage Loans and became active in Reverse Mortgage Education presentations. In 2005, Des was involved in the formation of American Pacific Reverse Mortgage Group and is the Director. Overseeing the reverse platform for 168 branches of American Pacific Mortgage, consistently ranked in the top 100 in reverse mortgage originators in the United States, Des still manages to stay involved with the local associations as a member of SAR and Yolo Association of Realtors since 1992 and also is a member of National Reverse Mortgage Lenders Association. Des likes to work with First Time Home Buyers, Experienced Home Buyers moving up, and Seasoned Home Buyers who could use the flexibility of the Reverse Mortgage Product. His business comes entirely from referrals, and after your experience working with him, you will be happy and comfortable to send your friends as well.
DRE License No: #01140423 | NMLS #212971
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Testimonials
“Des Lenz and his team were absolutely invaluable! I no expert in the mortgage business, but I am smart enough to know that he went above and beyond on both the terms and timing of my loan. I can't say enough good things about him!
Early on, he took 2 and half hours to answer all of my questions and walk me through the whole process. And on top of that, he introduce me to a wonderful real estate agent. Des is absolutely one of the best.
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“I've been working with Penny and Des for 5 years and they walk on water in my world. I can always trust that when I refer a client to them I have no worries whatsoever. I never wake in the night with a single thought about the loan. They're the best in the industry. Hands down!”
“Des Lenz and his team were absolutely invaluable! I no expert in the mortgage business, but I am smart enough to know that he went above and beyond on both the terms and timing of my loan. I can't say enough good things about him! Early on, he took 2 and half hours to answer all of my questions and walk me through the whole process. And on top of that, he introduce me to a wonderful real estate agent. Des is absolutely one of the best. ”
“I've been working with Penny and Des for 5 years and they walk on water in my world. I can always trust that when I refer a client to them I have no worries whatsoever. I never wake in the night with a single thought about the loan. They're the best in the industry. Hands down!”


Here at Big Valley Mortgage our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.