
Doug Jones
Senior Mortgage Consultant
916.770.0960Common questions & Loan tips for you. What are the advantages of fixed rate versus adjustable rate loans?
Affordability is at an all time high and this is a great time to buy a home!
Choosing the right loan to finance your new home is a complicated decision. I will walk you through the process, discuss your options and help you decide the best way to structure your loan. Buying a home is one of the most important purchases of your life, it's vital to use a quality loan officer to help you through it.
Taking the time to make sure my clients understand the programs and process is my top priority. I've built my reputation by providing quality service at a reasonable price. I am always honest and upfront with my clients and am never pushy- The majority of my business comes from referrals from past clients and professionals in related fields such as Realtors, attorneys, and CPAs.
I look forward to working with you soon! Don't worry, if for any reason you don't qualify now, I'll put a game plan together for you so that you will be able to buy a home as soon as possible.
DRE License No: #01863870 | NMLS #222145
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Testimonials
“I use Doug Jones at Big Valley Mortgage as my "go-to" lender. His broad knowledge of loan programs, coupled with reliable communication and a "take-charge' style, make my job easier. Doug has come thru for me on many occasions and I would not hesitate to highly recommend him to my clients and other agents.”
“I was a first-time buyer who knew nothing about the process behind buying a home and applying for a home loan. Doug was so helpful explaining everything and there whenever I had a question! He is truly a genuine person who is passionate about educating people about what he does and what the best options are for each individual. I would recommend him to you in heart beat. He is on top of his game and is very organized and efficient! I will be going to him in the future.”
“Dear Doug,
I wanted to take a moment and congratulate you on the successful closure for the purchase transaction of my client.
The transaction was truly difficult as she chose to take advantage of the USDA financing option and the seller was short selling the subject property. Despite the lender for the seller taking from May to September 2010 to make a decision, USDA running out o f available funds at least twice and the approximately 1.5 hour drive one way to meet up with the clients, you hu”
“I use Doug Jones at Big Valley Mortgage as my "go-to" lender. His broad knowledge of loan programs, coupled with reliable communication and a "take-charge' style, make my job easier. Doug has come thru for me on many occasions and I would not hesitate to highly recommend him to my clients and other agents.”
“I was a first-time buyer who knew nothing about the process behind buying a home and applying for a home loan. Doug was so helpful explaining everything and there whenever I had a question! He is truly a genuine person who is passionate about educating people about what he does and what the best options are for each individual. I would recommend him to you in heart beat. He is on top of his game and is very organized and efficient! I will be going to him in the future.”
“Dear Doug, I wanted to take a moment and congratulate you on the successful closure for the purchase transaction of my client. The transaction was truly difficult as she chose to take advantage of the USDA financing option and the seller was short selling the subject property. Despite the lender for the seller taking from May to September 2010 to make a decision, USDA running out o f available funds at least twice and the approximately 1.5 hour drive one way to meet up with the clients, you hu”







Here at Big Valley Mortgage our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.