More Info
- • Specialty- FHA/VA
- • Spanish Speaking
- • 22 years Experience
- • Cyclist

Manuel Prado
Loan Officer
916.960.5221Common questions & Loan tips for you. What are the advantages of fixed rate versus adjustable rate loans?
My focus is in helping families buy homes they can truly afford, benefiting their lives and the communities in which they live. My goal is to help meet the needs of these borrowers through the administration and promotion of affordable home loan programs.
• 22 years in the real estate industry
• 13 years in loan originations
• Fluent in Spanish
• Completed SHRA Homebuyer Assistance Programs lender training
• CalVet Certified Loan Officer
• Proficient in FHA, VA, USDA, CALPERS, CALSTRS, CALHFA, FirstHouse, Reverse Mortgages, MCC and other community home buyer programs
Every customer has specific needs, so I strive to meet those needs with a wide array of products, quality service, and individual attention. I will get you the right loan to fit your financial situation. A mortgage is a big commitment and the market is getting increasingly confusing; you need an experienced professional guiding you through the process. It took you years to build your credit and financial status, do not settle for a subprime broker. I will respond promptly, treat your inquiry with discretion and work diligently to address your questions.
While technology plays a role in a smooth loan process, I will never automate my service to the point of losing contact with my clients. I answer my phone when available and respond to emails ASAP. You will never have to track me down to get answers.
DRE License No: #01192293 | NMLS #221541
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Testimonials
“Manuel is great! He's very knowledgeable and really cares about his customers.”
“Manuel Prado was very professional and really speedy in answering all my emails right away. I strongly recommend his services.”
“Even though he couldn't provide a loan for us, due to our circumstances not his, he was very helpful and friendly. I would have liked to have done a loan with him.”
“Manuel is great! He's very knowledgeable and really cares about his customers.”
“Manuel Prado was very professional and really speedy in answering all my emails right away. I strongly recommend his services.”
“Even though he couldn't provide a loan for us, due to our circumstances not his, he was very helpful and friendly. I would have liked to have done a loan with him.”


Here at Big Valley Mortgage our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.