Karen Dunn

In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals.

As a seasoned mortgage professional since 1993, I have the experience needed to provide you with a seamless mortgage experience.

My commitment to service stems from a deep concern for people and intensive training that goes well beyond state and federal requirements. I care for my clients like family and strive to provide you with a seamless mortgage experience from start to finish.

At the heart of everything I do is my family. My husband, John, and two kids, Katie and Jake are my big why in life. Although the empty nest is coming soon, we still enjoy our time together and they are the reason I strive to be the best at what I do.

I’m proud to be part of Big Valley Mortgage because of the strength of their culture. It has proven to be instrumental in supporting BVM’s longevity and growth over the years. Through this culture, BVM can attract and retain the highest quality people – which means your loan will always be in good hands. Our culture provides the framework for every decision we make, ensuring your dreams remain our highest priority.

Let me show you why the human connection still matters.




BRE #01220358 | NMLS #274439


Rebekah Coffman recommends Karen Dunn


Karen is very dependable. I never have to worry when using her. I just know that she will get the job done and give my clients the best care possible!...read more

Carl Olson recommends Karen Dunn

Broker Riverpoint Realty

So glad when clients are in capable hands! Karen was extremely competent and efficient and is a seasoned professional that can be highly recommended. ...read more

Susan Donaldson recommends Karen Dunn

Manager Human Resources

I met Karen years ago at Rotary. She is a true professional. I've had the opportunity to work with her multiple times! She is patient with all the questions and concerns that come up when processing the loan. I would definitely recommend her. She is competent with a kind calming style that puts one at ease!...read more

Ema Villanueva recommends Karen Dunn

Karen Dunn gets the work done. She is very dedicated to her work, answers all questions, and keeps you updated in any transaction. She had helped me twice with my home, I truly recommend her service....read more

Mark DeGennaro recommends Karen Dunn


I have been working with Karen for over 10 years and she continues to exceed my expectations. Karen keeps you updated throughout the loan process, so there are no surprises. Thanks Karen for a great job again!...read more

TJ Thiara recommends Karen Dunn


As my preferred lender, I know I can count on Karen to come thru with whatever it is that she says she can do for me personally or my clients. It's so comforting to know that I don't need to question anything she tells me she can do, and/or need to stay on top of the lending side of the transaction because I know it's going to be taken care of. If she says she can do it, I know it will get done.

Thanks Karen for an outstanding job, and always going above and beyond to please your clients...always!...read more

Renee Liddie recommends Karen Dunn

Realtor/ Lyon Real Estate GoReneeLiddie.com

I recently worked with Karen on a transaction that was quickly turning into a fiasco.
My clients had made a quick close offer, but the loan was stalling due to several
factors that were creating a lot of tension for my buyer. I was able to communicate
this with Karen, and she found the source of the problem, took charge, and stayed
with it until we reached a happy conclusion for both buyer and seller. I appreciate
her efforts and friendly approachable manner.
...read more

Anonymous recommends Karen Dunn

Karen Dunn was awesome to work with. She was always helpful and made every effort to make the process of purchasing a home as smooth and stress free as possible. ...read more

Elizabeth Moreno recommends Karen Dunn


Karen is one of the BEST lioan officers I have worked with. She and her team are awesome!...read more

Rob Morgan recommends Karen Dunn


Karen Dunn will get it Done! My clients transaction was a challenge to say the least. Karen kept it on track and helped my client find the way to make her dream of home ownership a reality. Thanks for doing a great job. ...read more

Tanya recommends Karen Dunn


Karen Dunn was extremely responsive and handled many hurdles easily and quickly. So happy she was handling my transaction. Highly recommend and will be my "go to" for future needs. ...read more

Kathy Carey Mayberry recommends Karen Dunn


Karen is professional and thorough with every detail throughout a transaction. She communicates well, handles any issues and gets to the bottom to make it work for both the real estate professional and client EVERY TIME!

I would recommend Karen highly to everybody who needs help in their financing whether for a purchase or a refinance of their loan. GO KAREN!!...read more

Sheetal S Kumar recommends Karen Dunn

Karen is an amazing communicator and fast responder of questions and concerns during my loan process. Most amazing and patient loan officer I have came across so far. Thank you for all your help. I will definitely recommend you to everyone. Thank you again....read more

Brian Dickerson recommends Karen Dunn

KW Elk Grove Realtor

Karen has made every good transaction great. What she does with the clients that need help or need to wait a little bit is amazing. She takes the time get to know the client and walk them through what needs to be done and even if they come back later still not ready. Karen will take the time to talk to them and answer questions. She is a level 5 loan officer and one of my go to sources. Karen gets it Dunn....read more

zelalem recommends Karen Dunn


Karen Dunn you are very helpful and awesome loan consultant....read more

Danielle Montoya recommends Karen Dunn


As always Karen did another fantastic job helping us refinance our home. Karen is very knowledgeable and helpful. Send email updates on our loan status. If I have a question I always get a fast response. We highly recommend using her. Thanks again...read more

Jeff Graham recommends Karen Dunn


Karen Dunn was an awesome loan consultant. She is extremely good at communication and kept us informed every step of the way. I highly recommend her to anyone looking for a mortgage product....read more

Carole Richard recommends Karen Dunn

Director of Development

Karen was responsive, very helpful and knowledgable throughout the entire mortgage process. I was very impressed with her thoroughness and had a positive working relationship with her....read more

Deni Royer recommends Karen Dunn


Karen and her team were on time in getting the loan processed for their client who bought one of my listings. They did an excellent job of keeping me in the loop throughout the process. Way to go, Karen!...read more

Sharon Mcleod recommends Karen Dunn

Customer Service Representative

Karen was the absolute best! She was extremely helpful throughout this whole process, and was always asking if there was more she could do. Karen answered every single one of my questions (believe me, there was a lot!) and never once made me feel like I was bugging her. I couldn't have asked for a better person to walk me though the first and one of the biggest purchases of my life. Thank you so much Karen!...read more

Guillermo Márquez recommends Karen Dunn

Excellent job, didn't run into any problems getting my loan. Would work with again....read more

D'Lee Daleo recommends Karen Dunn


I have closed more real estate transactions with Karen than any other lender. She is extremely accurate, knowledgeable and professional. I know if Karen is handling the loan my client is receiving the best service and the best loan for them. Thanks Karen for making me look like a rock star!...read more

Lauren Libre recommends Karen Dunn

Karen did an amazing job for us. Everything was quick and streamlined and she always got back to us very promptly with any questions we had. She was really great to work with and helped get us into our dream home!...read more

Patricia Lewis recommends Karen Dunn

Domestic goddess

Karen I want to thank you for the work that you put in for my husband and I our road together was not always smooth but you did a great job and I'm very happy with my loan and your services thank you ...read more

Melissa Alvarez recommends Karen Dunn


Karen was a complete professional through out the whole transaction ! She keep me updated as the buyers agent on a weekly basis and If I had any questions she responded in a very timely manner which I appreciate. She is friendly and knowledgable and I will continue to refer her. ...read more

Jana Reyes recommends Karen Dunn

Keller Williams Realty

Thanks Karen for closing the buyer on my Kenneth Way property! Thanks for your persistence in pushing passed some of the road blocks. Getting into a sale with a buyer contingent on the sale of 2 other properties was a bit stressful, but we appreciate your diligence in following to the very end. Great job! ...read more

Doug Nitschke recommends Karen Dunn


I was the listing agent of a home that Karen's client put an offer on. Even though there were difficulties with the borrower's finances, Karen prevailed, and the transaction completed successfully. Karen kept all parties informed on a daily/weekly basis as needed. I highly recommend Karen as a caring lender....read more

Xou & Ehoua recommends Karen Dunn

Karen is on top of things. She gets thing done quickly and gives updates weekly. This is my second time working with her. Thanks for all the help. I highly recommend her to anyone who wish to obtain a loan. ...read more

Chris and Clay recommends Karen Dunn

We highly recommend Karen and her staff!! They are an organized and effective team. Karen was attentive and always quick to respond. She is a true professional, kind and knowledgeable. We are delighted to have meet and worked with her! Thank you Karen!...read more

PETER NGUYEN recommends Karen Dunn

Real Estate Broker

Karen is wonderful to work with.

I represent sellers in the transaction. Karen and her team is very responsive. The loan went smoothly and met target dates. I received updates from her team throughout the process without requesting. It was pleasant working with Karen and her team. Highly recommended!...read more

Eugene Asuncion recommends Karen Dunn

Great personality, great professionalism, she was a joy to work with. She made the whole experience easy! Communicating with her and her team was amazing as you really feel as if they are only working for you since the attentiveness to your needs are met and exceeded. Thank you Karen for all you did for our family!!! ...read more

Anne & Hugh Gaffney recommends Karen Dunn

Karen Dunn was wonderful in helping us get the right loan at the right rate. She was always on top of all the deadlines and helped us close on time. We highly recommend Karen Dunn for all of your loan needs. This is the second time we have gotten a loan through Karen and each time she was wonderful to work with!...read more

Waiel M Ahmed recommends Karen Dunn

Keller Williams Realtor

Karen and her team are amazing and very friendly. Karen is very knowledgeable about her products and services. All my clients have been very pleased with her, and constantly are amazed and appreciative of her communication skills. Karen and her team will keep you in the loop with frequent updates and progress reports as needed. With Karen there is no second guessing, you know her and her team will always have you and your clients best interest at heart. ...read more

John and Tanya Le recommends Karen Dunn

Karen helped us with our home loan a year ago and it was a fantastic experience. She was always available and responsive. She knew we were anxious and excited. Karen's entire team was excellent, helpful, and organized. We have referred family and friends, and will continue to do so! ...read more

Erin Dame-Lewis recommends Karen Dunn

Our loan approval process was not typical and there were a few bumps along the way but through the entire process Karen was on top it. She helped us get through these challenges and was very prompt with communicating back to us. ...read more

Gail Robards recommends Karen Dunn


Karen was the lender for the buyer of one of my listings. She did a great job of staying on top of the transaction and gave updates as needed. I would recommend her to anyone who may need her services....read more

Jaclyn Little recommends Karen Dunn


Second time I have worked with Karen and she was awesome!!...read more

David Mullen recommends Karen Dunn


Karen, I want to thank you for doing a terrific job for the Martin family. All of us appreciated you keeping us in the loop at all times. You were professional, prompt, and super helpful throughout the process. What I loved was that you were always accessible. My clients especially loved that the funds needed to close were much lower than expected. Thank you for making the whole process simple....read more

Ben Martin recommends Karen Dunn

Karen provided great service as our mortgage broker. She took care of problems before we heard about them. Our purchase was very smooth and worry free....read more

Brandon Miya recommends Karen Dunn


Karen and her team were terrific. They were always available to answer our question or concerns promptly. As many of you know, buying and selling a house can be stressful, however Karen and her team went above and beyond to ensure the process went a smoothly as possible. My family and I would highly recommend Karen to all of our family and friends!...read more

Nydia Cuevas recommends Karen Dunn


Karen was amazing! My husband and I we're first time home buyers with extremely hectic schedules. Karen did everything possible to work with us including responding to my emails and texts on her weekend and extremely early mornings. She explained every single step and made sure we understood everything! She continues to answer my random questions even a month after the closing. I would recommend her to anyone searching for a home. I couldn't be more satisfied with her service.
-Nydia...read more

Bill Larkin recommends Karen Dunn

Sales Manager

I was in an extraordinary environment of stress and transition. Karen was patient and detailed. She was absolutely perfect! ...read more

Rosemary Ragonton recommends Karen Dunn

Karen Just wanted to let you know you did a great job on helping us with the loan.
You kept us up to date on the hole process . We thank you very much for all your help.
Paul and Rosemary
...read more

Bahman Ghashghaei recommends Karen Dunn


I have worked with lots of loan officers. Some are good, some are better and a few are awesome. Karen is definitely one of the best I have ever had to pleasure of working with. She always kept me updated about our client's loan situation, even if it was after hours or on the weekend. In this very competitive market where sellers receive multiple offers, having the name of a great loan officer like Karen can make the difference between getting that offer accepted or not. She is highly recommended by me and I look forward to working with her again. ...read more

D. Mickey Sampson recommends Karen Dunn

Karen Dunn just assisted us in a re-finance of our home. She made an effort to see that we were personally contacted just about every day with an update on the status of the project. If we were going to purchase a home, or re-finance again, we would go to her without hesitation. She made an experience which can be intimidating and confusing easy to follow, and almost fun....read more

Shawn Castle recommends Karen Dunn

Karen and Becky were great to work with. They put up with me. Thank you Karen and Becky....read more

Eric Donati recommends Karen Dunn

Karen and Rebecca were completely professional throughout the whole process. They made gathering all of my documents needed very easy and were timely in all of their responses. I will always recommend them in the future to all of my friends and family....read more

Karen Oliveria recommends Karen Dunn

Great to work with. Always available and understanding. Fast and concise....read more

Dominik Horak recommends Karen Dunn

I really enjoyed working with Karen and her team. This is the second home I have bought through her. Karen is friendly and professional. I have already recommended some friends that are looking to buy from Karen....read more

Chris Cowgill recommends Karen Dunn

Awesome job! Karen is the best. She walked us through the whole process....read more

Victoria Dimataris recommends Karen Dunn

Karen is great!...read more

Ryan Anderson recommends Karen Dunn

Great service and loan knowledge from the team. Would certainly recommend this business to friends and work with them again....read more

George Long recommends Karen Dunn

I received excellent service starting with my first phone call to Karen. Services from her & others was exceptional. Information was accurate & responses to concerns were fast. Very satisfied....read more

Adam & Stacy Pelzl recommends Karen Dunn

Excellent. Great to work with. Quick response to all things....read more

Irina Mishin recommends Karen Dunn

Karen was awesome! She took care of us and was always available even on weekends. I would highly recommend her!...read more

Jeffrey Jones recommends Karen Dunn

Karen was GREAT!!...read more

Danny Lucchesi recommends Karen Dunn

Karen is always a pleasure to work with. Awesome service & great follow through....read more

Candace Parker recommends Karen Dunn

Karen Dunn was wonderful. This was my 2nd time working with her and it is always a pleasure. She is very upfront and knows what she is doing. She went above and beyond to help me with my loan process. I will refer everyone I know to Karen!...read more

Chad Dillon recommends Karen Dunn

Great!...read more

Tracey Saizan recommends Karen Dunn

Outstanding job, Karen!...read more

Michelle Oliveira recommends Karen Dunn

Karen Dunn was awesome to work with. I will refer any person to her who is looking to purchase or refinance their home. My Real Estate agent was hesitant to work with a Lender other than her own, but was thoroughly impressed with Karen and wants to continue working with her in the future. Thank you Karen for making my first time buying experience so wonderful!...read more

James Hooker recommends Karen Dunn

Karen was awesome as usual. This was our fourth transaction with her. We look forward to the next one & will keep referring her to all friends & clients....read more

Bellante recommends Karen Dunn

Very professional & to the point. Took care of business and us as well....read more

Kristina Donsbach recommends Karen Dunn

Karen was amazing. We love her and would never go to anyone else. She is awesome!...read more

Sabrina Berhane recommends Karen Dunn

First time working with Big Valley Mortgage using Karen. The transaction closed expeditiously and without any delays or surprises. I will definitely work with Karen in the future....read more

Olivia Balcao recommends Karen Dunn

We were given an overview of the complete process and kept apprised on a regular basis. We were able to ask questions which were answered almost immediately. Friendly and prompt service. One of the best experiences!...read more

Paul Vieria recommends Karen Dunn

Excellent!...read more

Anthony Oliveria recommends Karen Dunn

Very responsive and helpful....read more

Valerie Healy recommends Karen Dunn

I have a guy." She has a guy for everything. She took great care of us....read more

The Chow Family recommends Karen Dunn

Helpful, thorough, responses received in a timely manner!...read more

Darcy Coddington recommends Karen Dunn

Karen and Becky were very quick and thorough....read more

David Pelaez recommends Karen Dunn

Karen Dunn did a great job! Helped us through this process and made it very easy and pleasant! THANK YOU from both of us!!...read more

Lesley Corpuz recommends Karen Dunn

Karen was fantastic and very easy to work with....read more

Mia Stevenson recommends Karen Dunn

Karen & Becky are nice to work with. Both make this experience less stressful. They are friendly & know their job. I would like to take this opportunity to say thank you to both of them....read more

Marco Utano recommends Karen Dunn

All questions and concerns addressed immediately. Very friendly and professional services. Very fast closing....read more

Michelle Cowgill recommends Karen Dunn

Karen is the best! Awesome service and very hard working! We recommend Big Valley Mortgage to our family and friends. Thank you!...read more

Sharon Long recommends Karen Dunn

Thank you so much for all that Karen did to make our application so quick & pleasant. She was friendly & very willing to take all of my phone calls & responded to any questions that I had. We really appreciated all of her work on our behalf....read more

Josephine Jackson recommends Karen Dunn

Staff was the most helpful I have ever dealt with when purchasing a home. They were thoughtful, considerate & always returned calls. As busy as they were, they always remained caring, as well as professional when assisting me. I have already made recommendations to Big Valley Mortgage. Your company deserves it....read more

Ramsen Rasho recommends Karen Dunn

Karen is amazing. I wish I had Donald Trump's money so I could purchase a thousand homes from her....read more

Michael Armenta recommends Karen Dunn

Great communication throughout the entire process....read more

Cynthia Cummings recommends Karen Dunn

Great customer service every step of the way....read more

Wendy Reyes recommends Karen Dunn

Excellent experience. Karen was very helpful & very on top of things....read more

Leroy Stevenson recommends Karen Dunn

Karen was real helpful & always answered any questions I had....read more

Kristen Whitesel recommends Karen Dunn

This is my third loan with Karen. I'm always impressed with her quality of work and responsiveness....read more

Lyman recommends Karen Dunn

Karen was helpful and prompt....read more

Larry Mccain Jr. recommends Karen Dunn

I love working with Karen. Efficient and professional!...read more

Mindy D. recommends Karen Dunn

Karen Dunn with Big Valley Mortgage has always been highly respected in our industry as a trustworthy and reliable team member. I will without question continue working with both Karen and BVM....read more

Chris Saizan recommends Karen Dunn

FANTASTIC service! Highly recommend!...read more

Kellie Vogut recommends Karen Dunn

Great!...read more

J. Paul Field recommends Karen Dunn

Very courteous, friendly and informative....read more

Burgess recommends Karen Dunn

Karen and her team were patient and very helpful. As first time buyers we did not know what to expect and BVM made the process easy to understand and fairly painless :) Thanks!...read more

Kara Backman recommends Karen Dunn

Karen and Becky were responsive to my financial needs. They were available and communicative when necessary. Thank you!...read more

Janine Huisman recommends Karen Dunn

Great experience. Always very responsive & helpful....read more

Chris Saizan recommends Karen Dunn

Fantastic service! Highly would recommend....read more

Terri Bellante recommends Karen Dunn

This property had 2 addresses and although there were stumbling blocks, Karen & Becky worked through them keeping us informed as well....read more

David Castrejon recommends Karen Dunn

Karen and her team made our transaction as smooth as possible. All time frames were met. I would highly recommend Karen to my friends and family, and look forward to many more transactions....read more