Karen Dunn


Karen brings many years of mortgage industry experience to every transaction. After experiencing her outstanding customer service, attention to detail, and ability to solve any issue that arises, Karen’s clients consistently refer her to friends and family. Her dedication to each and every one of her clients is reflected in the high percentage of return and referral business that she receives. This is a source of pride for her and she continues to build long lasting relationships with her clients. Click here for some client testimonials to get a better feel for the service you can expect.

Karen began her work in the industry upon graduating from California Polytechnic State University, San Luis Obispo, with a degree in Liberal Studies, minoring in Business Administration. She happily lives in Elk Grove with her husband and two children.




BRE #01220358 | NMLS #274439


“Karen was awesome! She took care of us and was always available even on weekends. I would highly recommend her!” -IRINA MISHIN

“Fantastic service! Highly would recommend.” -CHRIS SAIZAN

“Outstanding job, Karen!” -TRACEY SAIZAN

“Excellent!” -PAUL VIERIA

“First time working with Big Valley Mortgage using Karen. The transaction closed expeditiously and without any delays or surprises. I will definitely work with Karen in the future.” -SABRINA BERHANE

“Karen and her team made our transaction as smooth as possible. All time frames were met.  I would highly recommend Karen to my friends and family, and look forward to many more transactions.” -DAVID CASTREJON


“Karen Dunn was awesome to work with. I will refer any person to her who is looking to purchase or refinance their home. My Real Estate agent was hesitant to work with a Lender other than her own, but was thoroughly impressed with Karen and wants to continue working with her in the future. Thank you Karen for making my first time buying experience so wonderful!” -MICHELLE OLIVEIRA

“Karen Dunn was wonderful. This was my 2nd time working with her and it is always a pleasure. She is very upfront and knows what she is doing. She went above and beyond to help me with my loan process. I will refer everyone I know to Karen!” -CANDACE PARKER

” Karen Dunn  did a great job! Helped us through this process and made it very easy and pleasant! THANK YOU from both of us!!” – DAVID PELAEZ


“FANTASTIC service! Highly recommend!” – CHRIS SAIZAN

“Helpful, thorough, responses received in a timely manner!” – THE CHOW FAMILY

“Karen and her team were patient and very helpful. As first time buyers we did not know what to expect and BVM made the process easy to understand and fairly painless 🙂 Thanks!” BURGESS

“Karen was helpful and prompt.” -LYMAN

“Karen and Rebecca were completely professional throughout the whole process. They made gathering all of my documents needed very easy and were timely in all of their responses. I will always recommend them in the future to all of my friends and family.” –ERIC DONATI

“All questions and concerns addressed immediately. Very friendly and professional services. Very fast closing.” –MARCO UTANO

“Excellent experience. Karen was very helpful & very on top of things.” –WENDY REYES

“Karen Dunn with Big Valley Mortgage has always been highly respected in our industry as a trustworthy and reliable team member. I will without question continue working with both Karen and BVM.” –MINDY D.

“Karen and Becky were very quick and thorough.” –DARCY CODDINGTON

“”I have a guy.” She has a guy for everything. She took great care of us.” –VALERIE HEALY

“Excellent. Great to work with. Quick response to all things.” –ADAM & STACY PELZL

“Karen is great!” –VICTORIA DIMATARIS

“Karen and Becky were responsive to my financial needs. They were available and communicative when necessary. Thank you!” –KARA BACKMAN

“This property had 2 addresses and although there were stumbling blocks, Karen & Becky worked through them keeping us informed as well.” –TERRI BELLANTE

“Very professional & to the point. Took care of business and us as well.” -BELLANTE

“Very responsive and helpful.” –ANTHONY OLIVERIA

“Great to work with. Always available and understanding. Fast and concise.” –KAREN OLIVERIA

“Karen and Becky were great to work with. They put up with me. Thank you Karen and Becky.” –SHAWN CASTLE

“Karen is always a pleasure to work with. Awesome service & great follow through.” –DANNY LUCCHESI

“Staff was the most helpful I have ever dealt with when purchasing a home. They were thoughtful, considerate & always returned calls. As busy as they were, they always remained caring, as well as professional when assisting me. I have already made recommendations to Big Valley Mortgage. Your company deserves it.” –JOSEPHINE JACKSON

“Karen was real helpful & always answered any questions I had.” –LEROY STEVENSON

“Karen & Becky are nice to work with. Both make this experience less stressful. They are friendly & know their job. I would like to take this opportunity to say thank you to both of them.” –MIA STEVENSON

“Karen was awesome as usual. This was our fourth transaction with her. We look forward to the next one & will keep referring her to all friends & clients.” –JAMES HOOKER

“This is my third loan with Karen. I’m always impressed with her quality of work and responsiveness.” –KRISTEN WHITESEL

“I love working with Karen. Efficient and professional!” –LARRY MCCAIN JR.

“Awesome job! Karen is the best. She walked us through the whole process.” –CHRIS COWGILL

“Karen is the best! Awesome service and very hard working! We recommend Big Valley Mortgage to our family and friends. Thank you!” –MICHELLE COWGILL

“Karen was fantastic and very easy to work with.” –LESLEY CORPUZ

“Great customer service every step of the way.” –CYNTHIA CUMMINGS

“Great experience. Always very responsive & helpful.” –JANINE HUISMAN

“Thank you so much for all that Karen did to make our application so quick & pleasant. She was friendly & very willing to take all of my phone calls & responded to any questions that I had. We really appreciated all of her work on our behalf.” –SHARON LONG

“I received excellent service starting with my first phone call to Karen. Services from her & others was exceptional. Information was accurate & responses to concerns were fast. Very satisfied.” –GEORGE LONG


“Karen was amazing. We love her and would never go to anyone else. She is awesome!” –KRISTINA DONSBACH

“Karen is amazing. I wish I had Donald Trump’s money so I could purchase a thousand homes from her.” –RAMSEN RASHO

“We were given an overview of the complete process and kept apprised on a regular basis. We were able to ask questions which were answered almost immediately. Friendly and prompt service. One of the best experiences!” –OLIVIA BALCAO

“I really enjoyed working with Karen and her team. This is the second home I have bought through her. Karen is friendly and professional. I have already recommended some friends that are looking to buy from Karen.” –DOMINIK HORAK

“Great service and loan knowledge from the team. Would certainly recommend this business to friends and work with them again.” –RYAN ANDERSON

“Very courteous, friendly and informative.” –J. PAUL FIELD

“Great communication throughout the entire process.” –MICHAEL ARMENTA

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