Ramon Leal

Having the opportunity to live and work in Stockton for more than twenty years has provided me with a better understanding of the area giving me an advantage when it comes to assisting my clients with their lending needs.

My passion has always been helping people and I’ve taken every opportunity to do this. I’ve been volunteering at church working in different leadership positions for over 25 years. I have several years of experience in the mortgage industry, as well as in real estate. I believe that helping families fulfill the dream of homeownership is a privilege – one I don’t take lightly!

Having a Bachelor of Science degree in Business Administration, a real estate license, and a mortgage background gives me the confidence needed to do an extraordinary job for my clients. I am a very reliable and trustworthy individual that is here to help you find the loan that you deserve.




NMLS #1232495


5 ★ on Reach150, Aug 05, 2018

Nery H

He is great, he makes the prossess of buying a house less exhausted and he has informed you step by step all the way to the end until you’... Read More

5 ★ on Reach150, Jul 13, 2018


Ramon was great with our mutual client Fernando. He was responsive, transparent and very professional. I heard nothing but positive things f... Read More

5 ★ on Reach150, Jun 27, 2018


Muy agradecido con Ramón por nuestra primera casa!!!! Fue difícil pero su eficiencia hizo posible nuestro sueño!!! Gracias!!!

5 ★ on Reach150, Jan 18, 2018


You have heard that in Real Estate, time is of the essence. Ramon Leal was ahead of the game and we were able to close sooner. Great communi... Read More

on Reach150, Aug 12, 2017


Ramon help us in every step of our process with our refinance. He was always available if we had any questions.

on Reach150, Jul 19, 2017


Ramon helped our Buyers get the home they're happy with. Even after the first two escrows fell apart to no fault of the buyers.

on Reach150, Jun 20, 2017


Great experience woking with Ramon, very smooth escrow!

on Reach150, Apr 28, 2017


Great communication!

on Reach150, Apr 08, 2017


We had a very good smooth transaction. Appreciate your professionalism. Good experience. Look forward to working with you again. Sincerely, ... Read More

on Reach150, Dec 30, 2016


We cannot thank Ramon enough for all his hard work with our loan! It was a very good experience! we will absolutely work with him again!!! H... Read More

on Reach150, Dec 05, 2016


Ramon is a valuable asset to our team. He is very knowledgeable in all aspects of the industry, very fast to respond to clients, and very aw... Read More

on Reach150, Dec 03, 2016


Purchased our first home with the help of Ramon and through the whole process he was there to assist us if there were any misunderstandings ... Read More

on Reach150, Nov 23, 2016


Ramon was very professional, quick, and was able to get me the down payment assistance program; which I know without I would not have been a... Read More

on Reach150, Sep 13, 2016

luis torres

Ramon is a great loan officer he help me and my wife to buy our first house I like how he guide us all thru the process he even give us some... Read More

on Reach150, Aug 28, 2016


I am very grateful for Ramon Leal for helping us afford our dream home with the down payment assistance program! I would HIGHLY recommend hi... Read More