Rick Cogil

NMLS #642818

Rick began his mortgage career in 2011.  In the years prior, he worked in customer service until a position with a bank led him to his perfect match:  mortgage.  Rick fell in love with mortgage because it gave him an opportunity to build relationships and help others.  The mortgage process can be stressful and overwhelming, but Rick is committed to providing a simplified and straightforward experience for his clients.

Rick has made his home in Folsom, California and strongly believes in community involvement.  He is currently the Immediate Past Chair for the Folsom Chamber of Commerce.  In 2014, Rick was named Folsom’s Young Professional of the Year.

When Rick doesn’t have his nose to the grindstone, you can find him playing mediocre golf, making changes to his fantasy football team lineup and adventuring with his wife and young son. You will also see him sporting some form of facial hair each November as part of his fundraising efforts for HairsThatCare.com.