Category: Buying a Home

How to Decide It’s Time to Buy a Home

Maybe it’s spotting a “for sale” sign on that funky cottage you’ve always admired on your morning bike ride. Or a friend raves about the perks and privacy at the chic new condo she’s just purchased. Maybe you’re tired of roommates or… Read More

Posted on: September 21, 2018

Asking These 6 Questions Can Save You Money When Buying New Construction

If you’re in the market for a brand-new home, you’ve got a ton of options. Sales of new homes surged to an eight-year high in 2015, according to data from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau, and single-family… Read More

Posted on: September 17, 2018

Documents Needed for a Mortgage Pre-approval: A Checklist

Getting pre-approved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market, where competition among buyers is intense. Unlike a pre-qualification, a pre-approval letter lends weight… Read More

Posted on: September 6, 2018

10 Best-Kept Secrets for Buying a Home

Buying Secret #10: Keep Your Money Where It Is  It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders… Read More

Posted on: August 28, 2018

How Credit Score Affects Your Mortgage Rate

Credit scores directly impact mortgage interest rates. Just 100 points could cost, or save, you thousands.  Without a high credit score, you won’t qualify for the best mortgage rates available, which could mean you’ll end up paying more… Read More

Posted on: August 9, 2018

FHA Loan Credit Score Requirements for 2018

You must have a credit score of at least 500 for an FHA loan, but to qualify for the lowest down payment, you’ll need 580 or higher. FHA loans can be the long-sought answer for first-time homebuyers with lower credit scores and low down payments.… Read More

Posted on: July 30, 2018

5 Things Every Home Buyer Needs to Know About New Construction

Imagine being the very first person to live in your new home Any buyer shopping for a home today, in any market and at any price point, is likely to come across new construction homes for sale. The sellers are both large national builders… Read More

Posted on: July 25, 2018

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