How Credit Score Affects Your Mortgage Rate
Credit scores directly impact mortgage interest rates. Just 100 points could cost, or save, you thousands. Without a high credit score, you won’t qualify for the best mortgage rates available, which could mean you’ll end up paying more… Read More
Posted on: August 9, 2018
FHA Loan Credit Score Requirements for 2018
You must have a credit score of at least 500 for an FHA loan, but to qualify for the lowest down payment, you’ll need 580 or higher. FHA loans can be the long-sought answer for first-time homebuyers with lower credit scores and low down payments.… Read More
Posted on: July 30, 2018
5 Things Every Home Buyer Needs to Know About New Construction
Imagine being the very first person to live in your new home Any buyer shopping for a home today, in any market and at any price point, is likely to come across new construction homes for sale. The sellers are both large national builders… Read More
Posted on: July 25, 2018
VA Loans vs. Conventional Loans
Deciding between a VA loan or a conventional loan may seem easy. No money down, no mortgage insurance, a better interest rate — a VA mortgage wins hands down, right? But when you consider things like the VA funding fee and perhaps putting enough… Read More
Posted on: July 17, 2018
Conventional Loan vs FHA Loan
FHA loans are better suited for borrowers with lower credit scores since conventional loans have even lower down payment requirements than the FHA but tighter credit qualifications. When exploring mortgage options, it’s likely you’ll hear… Read More
Posted on: July 10, 2018
The Counteroffer: Negotiating a Real Estate Deal
A lot can happen between an initial offer and closing day. Meet the counteroffer ... Buying a home is rarely as simple as making an offer and paying that offer out. Negotiations can go back and forth for weeks before the seller and buyer are both… Read More
Posted on: July 5, 2018
A 3-Step Plan for Finding and Buying Your Next Home
Chances are you’ve considered buying a home — maybe you even attended a couple of open houses and ran the numbers. But once you get serious, there are a few points you need to consider before signing a contract and heading to your closing. Buying… Read More
Posted on: July 3, 2018