Alex 's Bio
In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your loan officer, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals. I pledge to handle every facet of your transaction with professionalism, dedication and personalized care. It’s my goal that you are 100% satisfied throughout the entire transaction.
I am originally from Merced, CA and started my career in real estate lending in 2001. In 2004 I moved to the Pleasant Hill, CA where I further grew in my career. Then in 2013, I decided to move to Sacramento and buy a home here myself. I am proud to call the California Capital my new home. My move here has been personally and professionally rewarding and made possible by the friendly & diverse group of people I have met and now call friends and clients. This has strengthened my passion to keep helping those in our community and beyond with the opportunity of homeownership.
Big Valley Mortgage is a Division of American Pacific Mortgage and is more than just a Top 15 Retail Mortgage Bank. I partnered with BVM because of their long track record of giving back. I am proud to be affiliated with a company that is committed to caring for their employees, their clients and the communities where they live.
Let me show you why the human connection still matters.
My Specialties are:
· Self-Employed/Complex-Income Borrowers
· Veteran’s financing
· First-Time Homebuyers
· Education & Advising
· FHA Specialist
· Refinance Specialist
· Down-payment Assistance Programs
· Rehab/Renovation Financing
Jul 29, 2021
The transaction went smoothly and quickly.
Jul 10, 2021
Working with Alex was great. He was very informative, helpful and always kept us updated
Jul 06, 2021
Alex is amazing! As first time homebuyers, my wife and I were a bit terrified of the entire process, particularly the lending part. In our v... Read More
Jun 29, 2021
Alex is AMAZING, to say the least. From day one he took the time to explain the loan process to homeownership and thoroughly answered all of... Read More
Jun 29, 2021
Alex was very helpful during the whole process took all of our calls and walked us step by step through the whole thing all the way to the l... Read More
Jun 22, 2021
Alex Guzman is great! Literally will drive out of his way to get the job done, very helpful and always available to answer questions. I work... Read More
May 01, 2021
I am happy that I could find Alex Guzman , he is so helpful and professional, on time responder , thank you!
May 01, 2021
Great loan , Alex Guzman is professional Lender and we loved working with him, thank you!
Apr 22, 2021
Very hands on Good communication Nice/professional
Apr 03, 2021
Alex Guzman was awesome from start to finish in our refinance process. He was very consistent with keeping in touch with us and keeping us u... Read More
Mar 31, 2021
Al my questions were answered and the process was very smooth.
Mar 24, 2021
Mar 08, 2021
Alex was 11/10. He was able to put things into perspective and answer every question with solid explainations and examples. He had answers t... Read More
Feb 26, 2021
He was polite and extremely helpful.
Jan 29, 2021
Alex and his team were both caring and careful throughout the process and I had a great experience working with them to complete a purchase ... Read More
Jan 09, 2021
Thank you so much for the wonderful job you did during all the refinancing process. We appreciate. Thank you so much for the excellent work ... Read More
Dec 30, 2020
Action were thorough and professional. You always followed through on promises.
Dec 11, 2020
Alex was so professional helping me through all the required documents and reminding me I still needed to complete something. Alex was alwa... Read More
Nov 05, 2020
Alex solidified my dream of buying my very first house. It was my first attempt at real-estate and very early on in the process I realised t... Read More
Oct 30, 2020
Alejandro is awesome! He is always available to answer any questions and address any concerns. I will definitely be referring family and fri... Read More
Oct 27, 2020
Alex was great. Did an excellent job meeting our needs
Oct 07, 2020
The process is moving smoothly which I believe Alex, the lender, did his best job to make this going well. I am very satisfied and appreciat... Read More
Oct 04, 2020
It is with great pleasure that I leave this long overdue review for Alex Guzman. Alex helped us with purchasing our first home over the summ... Read More
Sep 27, 2020
Where to start?! Alex (Alejandro Guzman) was on this journey with us that started in March and lasted all the way till August! We first meet... Read More
Sep 18, 2020
Alex Guzman and his team made the process, from beginning to end, smooth and easy. Very much appreciate the courtesy & professionalism overa... Read More
Sep 08, 2020
Easy process contactless everything mainly done online
Sep 06, 2020
Experience was fast and efficient. There was lack of follow up
Sep 02, 2020
Alex was very helpful explain processing and took my calls when he probably didn’t want to.Tami was also very helpful also without her he... Read More
Aug 28, 2020
Maria Campos De
Exelete muy recomendable en cual quier caso el mio era complicado refinanciar mi casa Alex es seguro y confiable Estubo todo muy bien 10 ... Read More
Aug 15, 2020
Alex was very helpful and ready to answer any of our questions with our home buying process.
Aug 12, 2020
Mr. Guzman was pinnacle during the purchase of my home. His knowledge, dedication, and professionalism when above and beyond of my expectat... Read More
Aug 10, 2020
Extremely helpful. Answered all of our questions and fully explained everything every step of the way. Very responsive and eager to help.
Jul 28, 2020
I let Alex know that I was a first time home buyer and I knew I was going to have more questions than many people. He took that to heart and... Read More
Jul 20, 2020
Leo López & Natali
Alex was extremely thorough during the entire process. He made sure to answer every question and understood every detail along the way. The ... Read More
Jul 11, 2020
Alex and his crew are awesome. He explained every step to me. It was a great experience!
Jul 08, 2020
Absolutely wonderful experience, Alex Guzman is professional, kind and good at teaching you about the parts of the process that are confusin... Read More
Jun 23, 2020
Alex did an awesome job, we are very thankful for everything he did to help us out . We will definitely recommend him to anyone that want to... Read More
Jun 23, 2020
Always available to answer questions and going above and beyond to deliver tailored service.
Jun 20, 2020
It was a fairly easy process being able to upload all documents to an app and via email. Our loan officer was available at any time to answe... Read More
May 15, 2020
Professionalism, Good Communication, and Availability. Alex provided a smooth and seamless process from start to finish. Highly recommend hi... Read More
Apr 23, 2020
Alex is amazing at his job! He was supportive, kind, helpful and he know what he’s doing! I would recommend him to anyone and everyone!!!
Mar 27, 2020
I would describe Alex Guzman as professional, excellent, informative and responsive. I am a first time home buyer and was lucky to have foun... Read More
Mar 05, 2020
Alejandro, “Alex,” is such a kind and professional loan officer. I worked with him for about a year and he was so patient and timely whe... Read More
Jan 13, 2020
Alex was incredibly helpful and knowledgeable in helping us navigate the purchase of our first home. We started working with a tight deadlin... Read More
Jan 02, 2020
I initially was very skeptical about the process for applying for a loan, Alex was very calm and patient in explaining the process and provi... Read More
Dec 30, 2019
Alex Guzman of Big Valley Mortgage is the best loan officer I have ever had when taking out a loan. He kept in touch and kept me updated th... Read More
Dec 11, 2019
I came to Alex because I had problems with another lender who could not provide me a solid approval. I had it two transactions fall apart. E... Read More
Nov 26, 2019
Alex is very professional and helpful. Always went above and beyond his duty to surpass our expectations. From day one we met him, we knew h... Read More
Nov 26, 2019
My sister recommended us to go see Alex as she spoke highly of how professional and easy Alex made it for her and her family to buy a house.... Read More
Nov 24, 2019
This was my second time around dealing with Alex and still he was as helpful as the 1st time. Patient and willing to explain and walk me thr... Read More
Nov 24, 2019
Smooth. I didnt know much about HUD loans and Alex explained everything at every step of the way, he was always letting me know what the nex... Read More
Nov 24, 2019
Everything went smooth, Alex was always one step ahead of the process, very detailed and informative as we went along quick to answer any qu... Read More
Nov 06, 2019
This is the second time I worked with Alex and both times he has been wonderful! He's nice to work with and I would highly recommend him!
Nov 06, 2019
Alex Guzman is great and professional. He is very reliable and on top of everything. He is friendly and hard working. I wouldnt choose anyon... Read More
Nov 04, 2019
I am so happy with my experience! Alejandro very carefully listened to my needs and found the best options for me. He was very attentive and... Read More
Sep 29, 2019
Words can’t describe how Alex can make the most important/ biggest purchase most is are going to make in our life seem rather normal. His ... Read More
Sep 26, 2019
His excellent worker and a good person
Sep 10, 2019
Love Alex. Thank him every day for always being available and providing his expertise through the process.
Sep 06, 2019
Alex was extremely helpful and guided my wife and I the whole time through our loan approval and mortgage process. I would highly recommend ... Read More
Aug 09, 2019
Alex made the home buying process a lot less stressful. He was always available and willing to help. He did all he could to get my family in... Read More
Aug 09, 2019
Alejandro was very patient with us as we were undecided the first time we visited his office. He was clear in his explanations both in Engli... Read More
May 26, 2019
Alex makes a challenging experience almost pleasant.
Apr 27, 2019
Apr 22, 2019
alex walked us through the process every step of the way. made this process much easier than it typically is. i would recommend him and feli... Read More
Apr 21, 2019
He explained everything really well, and he is very patient.
Mar 06, 2019
My company has worked with Alex for over four years now and we have benefited from our relationship. Alex is supremely knowledgeable and go... Read More
Feb 28, 2019
Alex is wonderful! He always makes time to answer questions and explains everything thoroughly. I will definately be referring him to family... Read More
Jan 28, 2019
I'm not much of a person for a lot of words but Alex Guzman was great help and treated us very well. Also he was very patient with me in g... Read More
Dec 16, 2018
Alex was great. He followed us and guided us through the entire process of an extremely fast close. He explained everything very thoroughly ... Read More
Nov 30, 2018
This is absolutely the best re-financing experience I've ever had. Alex and his staff Sylvia in the office and his notary Dianne are excell... Read More
Oct 30, 2018
Alex made the whole experience painless!!! I will definitely use Alex again.
Sep 06, 2018
It was good and easy
Sep 01, 2018
Alex was extremely knowledgeable and detailed oriented and stayed on top of things during the whole process highly pleased with my experienc... Read More
Jul 07, 2018
All of my questions were answered and everything was explained so clearly.
Jul 07, 2018
Alex made it happen.. the SALINAS family thank you very much for helping us get our home that we wanted. we appreciate everything you did th... Read More
Jul 06, 2018
Great help and guidance on all this process. Thank you!
Jun 17, 2018
Wonderful experience. Always on top of everything and willingness to provide support.
May 26, 2018
Me pareció una excelente transacción rápida, clara y todo muy bien explicado, muchas gracias
May 10, 2018
I would definitely recommend Alejandro Guzman, he’s very helpful and it’s always on top of everything, the process was quick, I will rec... Read More
Apr 23, 2018
Alex did an amazing job at helping me through the process. He Went the extra mile to help me with any questions I had and helped me get all ... Read More
Mar 07, 2018
Thank you for your help! I was so close to dropping the towel and you didn’t give up on us! Thank you for your time and effort. Alejandro ... Read More
Mar 01, 2018
Alex is great! I was referred to Alex at Big Valley Mortgage by my realtor agent. I was very nervous having never gone through the loan proc... Read More
Feb 21, 2018
Alex is fantastic. For years my wife and I were trying to refinance but we kept running into problems that prevented us from being able to. ... Read More
Jan 22, 2018
Alex is very honest and very determined hard working and convincing and a good man i am lucky to know him yes I will recmand alex to a frien... Read More
Jan 12, 2018
Thank you for all your help and explaining to us everything without a sweat. We appreciate how helpful you were! Thank you again! God bless ... Read More
Jan 12, 2018
Alex is very knowledgeable on the subject of loans. He was able to take my wife and I through the process of purchasing our first home witho... Read More
Jan 10, 2018
Dec 07, 2017
Dec 07, 2017
It was a good experience working with Alex he helped us as much as you could and we are so thankful for that.
Dec 04, 2017
Overall very smooth process, thank you!