Karen Dunn
NMLS #274439 DRE #01162374
Senior Loan Consultant
Branch
Elk Grove
Language
English
Licensed In
California
Phone
- Office: 916.683.2804
- Cell: 916.207.7050
- Fax: 916.878.5578
Visit Karen's Website
https://www.karendunnloans.comSocial
Awards & Recognition
Karen's Bio
NMLS #274439 | DRE #01162374
Senior Loan Consultant
In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals.
As a seasoned mortgage professional since 1993, I have the experience needed to provide you with a seamless mortgage experience.
My commitment to service stems from a deep concern for people and intensive training that goes well beyond state and federal requirements. I care for my clients like family and strive to provide you with a seamless mortgage experience from start to finish.
At the heart of everything I do is my family. My husband, John, and two kids, Katie and Jake are my big why in life. Although the empty nest is coming soon, we still enjoy our time together and they are the reason I strive to be the best at what I do.
I’m proud to be part of Big Valley Mortgage because of the strength of their culture. It has proven to be instrumental in supporting BVM’s longevity and growth over the years. Through this culture, BVM can attract and retain the highest quality people – which means your loan will always be in good hands. Our culture provides the framework for every decision we make, ensuring your dreams remain our highest priority.
Let me show you why human connection still matters.
Testimonials
on Reach150, Sep 14, 2022
Test
This is a test. Karen Dunn is amazing and helped me through my home buying process. When it came to loan documents and the signing she expla... Read More
on Reach150, Jan 11, 2022
Sunil
They did a fabulous job not just first time but 2nd time Karen and team always come through doing great job ??
on Reach150, Jan 04, 2022
Kurt
First time ever doing a cash out refi. Karen was very helpful. The process has been smooth and easy. Did everything she’s asked, always ke... Read More
on Zillow, Nov 10, 2021
L.Stanford
Karen is the very best, she is responsive and gets thing done fast while keeping me up to date on each step. She is friendly and professiona... Read More
on Reach150, Oct 13, 2021
Allie
We had considered pursuing a mortgage through a service like RocketMortgage but were advised by friends to work with a local institution. An... Read More
on Zillow, Jul 29, 2021
J
Just executed our 5th transaction with Karen & her team and as usual the process was flawless. We have and will continue to refer all of our... Read More
on Zillow, Jul 27, 2021
Amanda
Karen is truly the best, she is responsive and gets thing done fast while keeping me up to date on each step. She was so friendly and profes... Read More
on Zillow, Jul 14, 2021
Mohamed
She was very helpful and easy, very trusted and convenient. It was very nice working with her to get my home. Very organized in her work and... Read More
on Zillow, Jul 01, 2021
aktaing
It was a pleasure working with Karen Dunn and her team. They are responsive and ready to assist us. I would highly recommend her and work wi... Read More
on Reach150, May 07, 2021
Sunil
Karen and her team are awesome ,i would highly recommend to work with her! Our refinance process goes super fast and without any hassle, She... Read More
on Zillow, Feb 26, 2021
samranavdeep1
Karen and her team are awesome ,i would highly recommend to work with her! Our home buying process goes super fast and without any hassle, S... Read More
on Reach150, Feb 24, 2021
Valerie
Karen is fantastic! I've used her twice now (purchase and more recently for a re-fi). Both times she and Becky were super responsive and mad... Read More
on Our Website, Dec 17, 2020
Nicolaas
Informed mortgage experts, efficient in pointing out what information is needed and processing paperwork, with quick responses and follow up... Read More
on Zillow, Dec 17, 2020
Jacynth
Our home buying process had many twists and turns and we would have not been able to do it without Karen's hard and amazing work! She was ve... Read More
on Reach150, Dec 17, 2020
Jacynth
Our home buying process had many twists and turns and we would have not been able to do it without Karen's hard and amazing work! She was ve... Read More
on Reach150, Dec 07, 2020
David
I've purchased several homes in the past, Karen and her team made this particular loan was absolutely the smoothest and fastest I have ever ... Read More
on Zillow, Nov 19, 2020
sabrinavang78
Karen and her team are awesome. They made my refinance experience stress free, it was smooth and quick. Karen keeps me updated with every st... Read More
on Our Website, Nov 19, 2020
Vincent
Awesome experience purchasing my first condo, and Karen was extremely helpful updating me every step of the way. She made sure I had all ne... Read More
on Reach150, Nov 10, 2020
Paul
Karen and her team did an absolutely fantastic job. She took time to answer all of my questions and very consistently updated me on the loan... Read More
on Reach150, Nov 04, 2020
Barbara
Karen and her team are very professional and great to work with. Karen worked very diligently to help us get our home. She and her team kept... Read More
on Zillow, Oct 19, 2020
Sheila
Karen was on vacation when I contacted her about purchasing a condo. She went out of her way to give me rates and any other information I ne... Read More
on Reach150, Aug 28, 2020
Lauren
Karen and her team did a GREAT job for us! A couple of times! We used her when we purchased our home, did a HELOC loan, and then a refinance... Read More
on Zillow, Aug 16, 2020
carolejrichard
I have now worked with Carin several times and will continue to go back to her because she is so professional and very honest with me. She p... Read More
on Reach150, Aug 15, 2020
Amber
Karen and her team were absolutely amazing during the financial process of selling our house and buying our new home. She constantly kept in... Read More
on Zillow, Jul 29, 2020
Bryana
Thank you Karen for moving this process along so quickly and keeping me updated with every step. You were able to help us close 10 days earl... Read More
on Zillow, Jul 25, 2020
Fred/Katherine
Karen & her team made our refinance a breeze...we always felt in the loop at all times and felt secure. We are not youngsters anymore & some... Read More
on Reach150, Jun 29, 2020
Randy
Karen was absolutely amazing throughout this whole experience! She kept me informed every step of the process and I was never surprised by a... Read More
on Reach150, Jun 15, 2020
Denise
I was not looking forward to doing another refi as the last one I did (with someone else) was a headache from start to finish. No headache w... Read More
on Reach150, Jun 12, 2020
Andrea
Karen and her team are amazing!! They make a complicated process and make it easy. We had not shopped for a mortgage in many years and were ... Read More
on Zillow, Jun 12, 2020
Andrea &
Karen and her team are amazing!! They make a complicated process and make it easy. We had not shopped for a mortgage in many years and were ... Read More
on Zillow, Jun 10, 2020
Jermaine
I was referred to Karen from a good friend of mine to refinance my home of almost 10 years. I would have to say that working with Karen and ... Read More
on Zillow, May 29, 2020
Sara
Karen and her team were outstanding! They were very responsive and kept me updated every step of the way. They were so nice and easy to work... Read More
on Zillow, May 29, 2020
Nora
Karen was exceptional during the loan process to purchase our home. She was extremely knowledgeable, efficient, thorough, and on top of ever... Read More
on Zillow, May 29, 2020
luizawatkins
What can I say, I have never received the professionalism that was provided by Karen and her team in all my past experiences. They were on t... Read More
on Zillow, May 21, 2020
Wendy
Karen and her team have now helped me with loans for home purchase and 2 refis. Each time they have been totally on top of everything that n... Read More
on Zillow, Apr 28, 2020
jackieloz83
We are first time buyers and had no experience with anything that had to do with purchasing a home, Karen explained everything to us step by... Read More
on Zillow, Apr 24, 2020
Robelli0
Karen and her team were awesome to work with. This was my second go around with her, and it was for the purpose of a re-fi. As always, Karen... Read More
on Zillow, Apr 08, 2020
jazphotostudio
She handled our Mortgage and Refi five years later. She was as professional and efficient as ever. Karen will make you feel your the only cl... Read More
on Reach150, Jan 10, 2020
Kimberly
Just closed a transaction with Karen and she was AMAZING! Communication and accessibility are high on my priority list and she exceeded my e... Read More
on Reach150, Jan 10, 2020
Rachael
Karen represented the buyers on a listing I had, and did an INCREDIBLE job. She constantly kept us in the loop on the status of the loan, an... Read More
on Reach150, Jan 07, 2020
Sara
Karen’s consistent and timely updates were so appreciated and professional. I never had to follow up or check in as she would beat me to i... Read More
on Reach150, Jan 07, 2020
Dani La
Karen was great. Super communicative and got the loan closed quickly, despite the holiday rush! I would definitely recommend her.
on Reach150, Dec 16, 2019
Darren
Professional, responsive, couldn’t have had a better and faster closing experience. Highly recommend Karen Dunn!
on Reach150, Dec 04, 2019
Starla
Let’s be honest buying a home is stressful! Karen made what was a very anxious somewhat confusing necessary evil as relaxed as possible. S... Read More
on Zillow, Nov 29, 2019
Scott
Karen is the ultimate professional. I wouldn’t say she’s perfect only because I have extremely high standards. And because none of us ar... Read More
on Zillow, Nov 07, 2019
-smiling
Karen and her team is awesome to work with. This was my third go around with her, and it was for the purpose of a re-fi. As always, Karen is... Read More
on Reach150, Oct 11, 2019
Carlotta
Very professional, great communication skills and most of all knowledgeable in the loan process making it seam so easy. Great job
on Zillow, Oct 05, 2019
Jake
Karen helped us get the mortgage when the time came. Everything went seamlessly and we were in the home three days before closing. We would ... Read More
on Reach150, Sep 19, 2019
Danny
Karen went above and beyond for my Clients purchase! Karen and her Team consistently updated myself and the Buyer throughout the transaction... Read More
on Zillow, Sep 10, 2019
zuser201508081117154
Working with Karen Dunn was the first time that I experience this type of service . The communication was excellent received emails from her... Read More
on Zillow, Aug 29, 2019
Rose and
Karen was very easy to work with during our refinance. Everything went smoothly and Karen and her team did their very best to keep it smooth... Read More
on Reach150, Aug 26, 2019
Glenn
Karen has excellent customer service skills. She is knowledgeable and openly and freely shares her knowledge. I believe she packaged the bes... Read More
on Zillow, Aug 11, 2019
Madison
Karen was so wonderful to work with! She answered the million questions we had and was very helpful! She was always available and responded ... Read More
on Zillow, Jul 06, 2019
spiril18
Karen and her team are always going the extra mile to make the process as easy as possible and to get the best rates. Closed my loan in abou... Read More
on Reach150, Jul 05, 2019
Kellie
Very smooth transaction. I received an update every week. Great job Karen.
on Reach150, Jun 28, 2019
Raymond
Karen has great communication skills and provides wonderful service. I feel very comfortable that the lending process will go very smoothly ... Read More
on Reach150, May 14, 2019
Wendy M.
Karen communicated with me throughout the escrow and everything progressed as promised. The buyer's loan was approved and closed as schedule... Read More
on Reach150, May 01, 2019
Daniel
I highly recommend Karen Dunn. She went far and above what her job description calls for. She and her team did a great job.
on Reach150, Apr 16, 2019
Kenneth
Karen did a great job of keeping escrow o track to close on time. She is very detail oriented and I enjoyed working with her. Thanks Karen !
on Reach150, Mar 11, 2019
Kris
Karen did a fabulous job from start to finish. We had a first time buyer who was in a highly competitive multiple offer situation. Our clien... Read More
on Reach150, Jan 14, 2019
Bonnie
Although I did not represent the buyer on this transaction, Karen kept me updated thruout. It was a nice, clean deal that hit all timeframes... Read More
on Reach150, Nov 20, 2018
Chelsea
I had a wonderful smooth experience working with Karen on my clients purchase. She had weekly updates and was on the ball throughout our ent... Read More
on Zillow, Nov 13, 2018
Tawan
Karen is really responsive and knowledgeable! She made sure things were going smoothly and kept us on track. She would find the best solutio... Read More
on Zillow, Nov 13, 2018
zuser201805291309153
Karen and her team were professional and always ready to answer any question I had. They were especially helpful in guiding me through in ac... Read More
on Zillow, Sep 04, 2018
cgdengo
Karen and her team were so easy to work with, and made the home buying process a lot easier than I had initially anticipated. Kind, professi... Read More
on Zillow, Aug 13, 2018
N.yang
Karen is awesome...What a phenomenal team we have on our side; My husband and I would have not been able to go through this whole first time... Read More
on Reach150, Aug 03, 2018
Justin
Karen is fantastic! I have recommended many of our clients to her over the years and the feedback I get is always good. Karen has the experi... Read More
on Reach150, Jul 17, 2018
Ann-Marie
Karen’s professionalism, knowledge, and customer service skills cannot be beat. I’ve seen the way she treats clients, so when it was tim... Read More
on Zillow, Jul 03, 2018
e
I highly recommend Karen to anyone purchasing or refinancing a home. She is very efficient and professional. She went the extra mile to ensu... Read More
on Reach150, Jun 08, 2018
Valerie
Karen was fantastic during my entire loan process. She was on top of everything from start to finish with quick and thorough follow-ups beyo... Read More
on Zillow, May 17, 2018
Jayna
Karen and her team are great. They answer every question, respond quickly, and made the whole experience as stressless as is possible. She i... Read More
on Our Website, Mar 30, 2018
Alex
Karen was amazing! We are first time home-buyers and had tons of questions about the process, loans, rates, etc. She answered all of our que... Read More
on Reach150, Mar 30, 2018
Tracey
Karen was on top of the loan, through the entire escrow period. I was given weekly updates and the loan was approved ahead of schedule. I wi... Read More
on Zillow, Mar 28, 2018
DavidFerris7
Me and my wife were nervous about refinancing but Karen made the whole experience smooth and she is very responsive and fast. Couldn't have ... Read More
on Zillow, Mar 27, 2018
Ash
I really had great experience working with Karen on my home loan. She is very responsive, thorough in loan process, amicable, and helped me ... Read More
on Zillow, Mar 22, 2018
ChristineC
I could not have asked for a better first time home buying process!! Karen was so thorough and knowledgeable. As a first time home buyer I w... Read More
on Zillow, Mar 03, 2018
ALeonard
Karen and her team were a dream to work with. They made the entire process of the refi so easy. They communicated with me every step of the ... Read More
on Reach150, Jan 30, 2018
Nick
Karen is a true professional! On a recent transaction, I connected my clients with Karen, she did a great job ensuring that they had all the... Read More
on Our Website, Jan 03, 2018
Janet
Karen and Rebecca were excellent. I always felt that they explained everything well and that they were looking out for my best interest. I t... Read More
on Reach150, Jan 02, 2018
Janet
Karen and her assistant Rebecca are very thorough and efficient. I love the way All party's including the Realtors and myself were given fre... Read More
on Reach150, Oct 18, 2017
Sajjid
Karen did an excellent job getting my buyers preapproved for a loan within a few hours and out we go looking for a home. Once buyers found a... Read More
on Reach150, Sep 21, 2017
Margaret
From start to finish Karen provides excellent service! I can count on her to meet with my clients one on one, answering all of their questio... Read More
on Reach150, Aug 29, 2017
Mati Rosa
Karen Dunn did a great job, first by thoroughly pre-approving her Buyers; there was also some additional details that required her to get ad... Read More
on Reach150, Aug 22, 2017
Chris
I've done a couple deals now, where I was the listing agent/broker on a sale in which the buyers were represented by Karen. In both instance... Read More
on Zillow, Aug 11, 2017
rpayne4577
I came to Karen with a dream and she helped my dream come true in a major way. I am so glad she was a one stop shop for me. I did not know n... Read More
on Reach150, Jun 28, 2017
Sheila
Karen Dunn and her team are highly professional and very reponsive. The weekly update(s), were very helpful for my client as I was the listi... Read More
on Reach150, Jun 23, 2017
Jose
You guys did an excelent job in every aspect of the process of the loan, thank you!!
on Reach150, Jun 23, 2017
Nancy
Karen keeps everyone informed of the loan progress and closes right on time. As a listing agent, it's great to know that a real professional... Read More
on Reach150, Jun 21, 2017
Mariah
She is very knowledgeable. She is great with follow up. I know when I send her a client they are in great hands. Highly recommend.
on Reach150, Jun 06, 2017
Monica
Karen and her team did a fantastic job for our clients, closing on time and keeping us informed all the way through the transaction. Thanks ... Read More
on Reach150, May 18, 2017
Rebekah
Karen is very dependable. I never have to worry when using her. I just know that she will get the job done and give my clients the best care... Read More
on Our Website, May 11, 2017
Jill
Very good communication and easy to work with. Always receiving updates as to where we were at in the process and what was needed from us. A... Read More
on Our Website, May 05, 2017
Analisa
Karen and Becky were awesome! Always there to answer my questions.
on Reach150, Apr 11, 2017
Carl
So glad when clients are in capable hands! Karen was extremely competent and efficient and is a seasoned professional that can be highly rec... Read More
on Reach150, Apr 02, 2017
Susan
I met Karen years ago at Rotary. She is a true professional. I've had the opportunity to work with her multiple times! She is patient with a... Read More
on Reach150, Mar 29, 2017
Mark
I have been working with Karen for over 10 years and she continues to exceed my expectations. Karen keeps you updated throughout the loan pr... Read More
on Reach150, Mar 27, 2017
TJ
As my preferred lender, I know I can count on Karen to come thru with whatever it is that she says she can do for me personally or my client... Read More
on Reach150, Mar 26, 2017
Renee
I recently worked with Karen on a transaction that was quickly turning into a fiasco. My clients had made a quick close offer, but the loan ... Read More
on Reach150, Mar 21, 2017
Anonymous
Karen Dunn was awesome to work with. She was always helpful and made every effort to make the process of purchasing a home as smooth and str... Read More
on Reach150, Feb 24, 2017
Elizabeth
Karen is one of the BEST lioan officers I have worked with. She and her team are awesome!
on Reach150, Jan 20, 2017
Rob
Karen Dunn will get it Done! My clients transaction was a challenge to say the least. Karen kept it on track and helped my client find the w... Read More
on Reach150, Jan 18, 2017
Tanya
Karen Dunn was extremely responsive and handled many hurdles easily and quickly. So happy she was handling my transaction. Highly recommend ... Read More
on Reach150, Jan 18, 2017
Kathy Carey
Karen is professional and thorough with every detail throughout a transaction. She communicates well, handles any issues and gets to the bot... Read More
on Reach150, Jan 14, 2017
Sheetal S
Karen is an amazing communicator and fast responder of questions and concerns during my loan process. Most amazing and patient loan officer ... Read More
on Reach150, Dec 30, 2016
Brian
Karen has made every good transaction great. What she does with the clients that need help or need to wait a little bit is amazing. She take... Read More
on Reach150, Dec 13, 2016
Danielle
As always Karen did another fantastic job helping us refinance our home. Karen is very knowledgeable and helpful. Send email updates on our ... Read More
on Reach150, Dec 05, 2016
Jeff
Karen Dunn was an awesome loan consultant. She is extremely good at communication and kept us informed every step of the way. I highly recom... Read More
on Reach150, Oct 19, 2016
Carole
Karen was responsive, very helpful and knowledgable throughout the entire mortgage process. I was very impressed with her thoroughness and h... Read More
on Reach150, Oct 18, 2016
Deni
Karen and her team were on time in getting the loan processed for their client who bought one of my listings. They did an excellent job of k... Read More
on Reach150, Oct 15, 2016
Sharon
Karen was the absolute best! She was extremely helpful throughout this whole process, and was always asking if there was more she could do. ... Read More
on Reach150, Oct 14, 2016
Guillermo
Excellent job, didn't run into any problems getting my loan. Would work with again.
on Reach150, Oct 03, 2016
D'Lee
I have closed more real estate transactions with Karen than any other lender. She is extremely accurate, knowledgeable and professional. I k... Read More
on Reach150, Oct 03, 2016
Lauren
Karen did an amazing job for us. Everything was quick and streamlined and she always got back to us very promptly with any questions we had.... Read More
on Reach150, Aug 26, 2016
Melissa
Karen was a complete professional through out the whole transaction ! She keep me updated as the buyers agent on a weekly basis and If I had... Read More
on Reach150, Aug 26, 2016
Patricia
Karen I want to thank you for the work that you put in for my husband and I our road together was not always smooth but you did a great job ... Read More
on Reach150, Aug 24, 2016
Jana
Thanks Karen for closing the buyer on my Kenneth Way property! Thanks for your persistence in pushing passed some of the road blocks. Gettin... Read More
on Reach150, Aug 19, 2016
Doug
I was the listing agent of a home that Karen's client put an offer on. Even though there were difficulties with the borrower's finances, Kar... Read More
on Reach150, Aug 04, 2016
Xou &
Karen is on top of things. She gets thing done quickly and gives updates weekly. This is my second time working with her. Thanks for all the... Read More
on Reach150, Jul 30, 2016
Chris and
We highly recommend Karen and her staff!! They are an organized and effective team. Karen was attentive and always quick to respond. She is ... Read More
on Reach150, Jul 07, 2016
PETER
Karen is wonderful to work with. I represent sellers in the transaction. Karen and her team is very responsive. The loan went smoothly and m... Read More
on Reach150, Jul 06, 2016
Eugene
Great personality, great professionalism, she was a joy to work with. She made the whole experience easy! Communicating with her and her tea... Read More