Philip Slack Profile Picture

Philip Slack

NMLS #263500

Loan Officer





Licensed In



Get Qualified Now!

Click “Apply Now” below, then select “Create Account” on your first visit.

Apply Now

Philip's Bio

NMLS #263500
Loan Officer

I started my mortgage career in 1999 and found myself helping folks living in apartments wanting to buy their first homes. Always loving a challenge, I found that most first time buyers had credit challenges and to this day, I still have the same work ethic and will work a client’s loan until they close escrow or have to take the time to improve their credit. And we try, try again until it happens!

A couple of years ago, I started to focus on Reverse Mortgages and learned a whole new way of helping borrowers. Whether the loan is for a purchase or especially a senior in need of the funds a Reverse Mortgage can provide to improve their quality of life or to stay in their home for the rest of their lives. This has become very satisfying.

During my time off, I spend as much time as I can with my wife of 26 years, Shaylynne. We like to boat, camp, take drives through the great wine country of El Dorado and Amador counties tasting wine and more recently, gardening.

View Testimonials Download Personal App


5 ★ on Our Website, May 19, 2022


Phil is the best! Super responsive and really looks out for his clients.

5 ★ on Our Website, Apr 14, 2022


Great experience

5 ★ on Our Website, Mar 20, 2022


It was a great experience and the communication throughout the process was always amazing.

5 ★ on Our Website, Mar 06, 2022


Phil was amazing to work with! He walked us through the whole process very professionally and friendly. Very prompt on everything that was n... Read More

5 ★ on Our Website, Sep 25, 2021


Thanks every step was explained . He followed all paperwork we need for our loan. Thanks a lot

4 ★ on Our Website, Sep 11, 2021


Thank you Phil. This was the second time Phil assisted me with regards to my home mortgage loan. Both times Phil has kept in constant cont... Read More

5 ★ on Our Website, Sep 01, 2021


I have used Phil Slack for 3 of my own loan transactions, and as a real estate agent I have referred him to dozens of my clients. He is smar... Read More

5 ★ on Our Website, Aug 08, 2021


Philip Slack was amazing. We have worked with him many times over the years and he always has our best interest at heart.

5 ★ on Our Website, Aug 05, 2021


I have been a real estate agent for almost 15 years and was looking for a 2-4 unit rental property to buy for myself. My plan - live in one... Read More

5 ★ on Our Website, Jul 10, 2021


Phil was great - very helpful and responsive. The refi was very smooth!

5 ★ on Our Website, Jun 22, 2021


Phil has always been there for me to help me thru my mortgage needs last 20+ years. Always dependable, professional and quickly responsive t... Read More

5 ★ on Our Website, Jun 11, 2021


Phil is our go to guy. We really appreciate the hard work he puts in for us, his responsiveness, and how well he communicates every step of ... Read More

5 ★ on Our Website, Apr 07, 2021


Phil was awesome to work with, he was always available to help me when I needed assistance. He was recommended to me and I will definetely ... Read More

5 ★ on Our Website, Apr 06, 2021


Phil has been nothing but courteous and professional. He has gone the extra mile every time we need his help. I would recommend Phil to anyo... Read More

5 ★ on Our Website, Feb 18, 2021


Philip helped us with several loans through the years. He’s knowledgeable and very professional at what he does. He always pleasant an... Read More

5 ★ on Our Website, Feb 03, 2021


Phil was awesome! A bit of a challenge but all was good at the end and Phil was so good at what he does! Would definitely work with him ag... Read More

5 ★ on Our Website, Jan 28, 2021


Phil was great from start to finish. I can’t recommend him highly enough.

5 ★ on Our Website, Jan 27, 2021


Phil Slack is awesome! He’s so smart and knowledgeable and makes the process seamless! And great personality and humor too!

5 ★ on Our Website, Jan 01, 2021


Phil gets the job done. Nobody else does it better. He is smart, organized, responsive, and a problem solver. I would unequivocally recommen... Read More

4 ★ on Our Website, Dec 17, 2020


Phil is great to work with. He reminds me when I have forgotten to send him something and is very responsive to email inquiries.

5 ★ on Our Website, Dec 11, 2020


Phil slack was so helpful and accommodating and fast! I have never had such an easy and flawless refi.

5 ★ on Our Website, Oct 15, 2020


Phil Slack is a pleasure to work with, and he is a total professional. Our mortgage process was clearly explained to us, all deadlines were ... Read More

5 ★ on Our Website, Oct 12, 2020


The bank was highly demanding and it was not an easy loan I would never do a loan with that bank again but Philip was great!!!!