Renee Rivera Profile Picture

Renee Rivera

NMLS #230766

Loan Officer

Branch

Stockton

Language

English

Licensed In

California

Phone

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Renee's Bio

Loan Officer

NMLS #230766

I am a proud Navy vet who spent four years on active duty. After my years in the military, I spent a few months in California as a stay-at-home mom. But I am not one to do so well without being active, so I went on the hunt for my next venture. While in the Navy, I got my real estate license alongside my husband. After separation from active service, I decided to further venture into the world of finance. I’ve since worked as a closer, processor, and underwriter which led to my becoming a Loan Officer.

Within my current role as a Loan Officer at Big Valley Mortgage (BVM), I still leverage the skills and knowledge obtained in my former positions. I’m here to help find the right loan product for you, whether it be a VA loan, first-time buyer option, FHA, special loan programs, or really anything available in the lending market. If you’ve got a lending need, I’ve got you covered.

When not working as a Loan Officer, I enjoy getting out to a baseball game, golfing, spending time with my family and friends, traveling, and soaking up all the enjoyable moments in life that I can. I also have a border collie named LuSeal after the San Francisco Giants mascot.

So, whether you are a Realtor seeking a dependable referral partner or somebody looking for a trusted Loan Officer to help you on your homeownership journey don’t hesitate to contact me.

View Testimonials

Testimonials

5 ★ on Our Website, May 07, 2022

Asmita

Renee finally made my dream of owning a house come true. She handled me with care and I feel so connected to her as if we were family. Altho... Read More

5 ★ on Our Website, May 06, 2022

Maricela

Renee was awesome, she worked very hard to get us into our new home. We are very grateful to her.

5 ★ on Our Website, Apr 29, 2022

Anthony

We have never met a nicer most wonderful person as Renee. She was always so willing to the utmost of her ability to help us get our home. We... Read More

5 ★ on Our Website, Apr 13, 2022

Kathaleen

Renee explained everything throughout the loan progress. We both felt good with the process. Renee is a great person, and very kind and co... Read More

5 ★ on Our Website, Apr 07, 2022

Jesus

Always Great to work with!!!

5 ★ on Our Website, Mar 01, 2022

Leslie

Fast and friendly service!

5 ★ on Our Website, Mar 01, 2022

Kelly

Top notch best there is! Renee was professional, had great communication skills and extremely knowledgeable. She will absolutely be our lend... Read More

5 ★ on Our Website, Feb 15, 2022

Ralph

Short quick process with great service!

5 ★ on Our Website, Dec 31, 2021

Betsy Brambila

Renee is very knowledgeable and patient enough to explain every step of the process!!!

5 ★ on Our Website, Dec 29, 2021

Richard

Renee is such a sweet person and down to earth and very informative and helpful. It makes things so much easier, felt like I knew her foreve... Read More

5 ★ on Our Website, Dec 15, 2021

Kathleen

Renee is a pleasure to work with!! Professional and knows her stuff. Easy to Ask questions and explains things really well!

5 ★ on Our Website, Dec 03, 2021

Larry

We do not know Renee at all, but the assistance she provided us from the very start was exceptional. She had guided us with every explanatio... Read More

5 ★ on Our Website, Nov 17, 2021

Richard

It was a great experience!

5 ★ on Our Website, Oct 26, 2021

Rito Rascon

Renee and her team are great. They keep you informed with everything that is going on with your loan. I would recommend Renee any time. We a... Read More

5 ★ on Our Website, Oct 26, 2021

Scott

Don’t know about how u did, (or even who u are), but love Renee

5 ★ on Our Website, Oct 24, 2021

Alex

Working with Renne Rivera was one of the most wonderfull experience as a first time buyer Renne was so helpful on explaining every detail ... Read More

5 ★ on Our Website, Oct 02, 2021

Stacy

Simple transaction thank you Renae!

5 ★ on Our Website, Sep 25, 2021

Yolanda

This was the absolute best and fastest purchase I have ever made. Complete assistance from beginning to end. Thank you so much.

5 ★ on Our Website, Sep 17, 2021

Joshua

This was a private sale, and I was really overwhelmed by the process of buying a new home for my family. Renee ALWAYS took the time to answe... Read More

5 ★ on Our Website, Jun 11, 2021

Joao

There truly are no words to express how Awesome Renee Rivera and her team have been to my Wife, Family and I! We worked with Renee when we p... Read More

5 ★ on Our Website, Jun 08, 2021

Oscar

very professional

5 ★ on Our Website, Jun 06, 2021

Jeremy

Got what we needed at a great rate and always watches out for our best interests!

5 ★ on Our Website, Jun 05, 2021

Marcee

Knowledgeable, trustworthy, and efficient!

5 ★ on Our Website, May 27, 2021

Joanna

Renee is amazing ! Very professional and has a heart for people! We have used her before and will always recommend her to our family and fri... Read More

5 ★ on Our Website, May 14, 2021

Marylou

Renee was always working with us to get the best rates. She is amazing!

5 ★ on Our Website, May 13, 2021

Isabel

You went over my expectation, you did a great job of finding us a better mortgages rate and refinance our house for 15 years. We cannot b... Read More

5 ★ on Our Website, May 01, 2021

Amanda

Renee was very attentive during our whole transaction. She answered all questions and she to explain the process to us along the way. I woul... Read More

5 ★ on Our Website, Mar 27, 2021

Neal

Renee was there for us every step of the way to our home purchase. Whenever we had a question Renee always responded quickly and helped to r... Read More

5 ★ on Our Website, Mar 16, 2021

Dana

Renea is a woman of her word

5 ★ on Our Website, Feb 24, 2021

Eric

Renee was super helpful and was a pleasure to work with. She was very patient and personable.

5 ★ on Our Website, Jan 23, 2021

Theresa

Renee was wonderful to work with. She is extremely knowledgeable and gave us all the information we needed to make the right choice for our... Read More

5 ★ on Our Website, Jan 09, 2021

Brenda

You did wonderful I got my house and I was happy with it and Renee worked hard to get it for me.

5 ★ on Our Website, Jan 08, 2021

Michael

Did excellent. Even go us a lower interest rate.

5 ★ on Our Website, Jan 06, 2021

Regina Torres

Renee is easy to work with and extremely knowledgeable. She puts all your anxieties to rest during a rather stressful time.

5 ★ on Our Website, Dec 17, 2020

Edmond

I have been working with Renee for a long time and this was a second lender effort that she helped me to get it done. She is very professio... Read More

5 ★ on Our Website, Dec 13, 2020

John

GREAT CUSTOMER CONTACT AND FOLLOW UP

5 ★ on Our Website, Dec 09, 2020

Melinda

Renee made the entire process manageable despite many delays due to our confusing finances. She is always positive, friendly and helpful. If... Read More

5 ★ on Our Website, Dec 08, 2020

Michael

Renee was great. She was awesome at handling everything and keeping us informed with every step of the process.

5 ★ on Our Website, Nov 26, 2020

Eboni

Amazing! Above and beyond! It’s not often when you can just put your trust in ones hand and completely believe that your in good hands . A... Read More

5 ★ on Our Website, Nov 18, 2020

Chris

For years I have trusted Renee with my real estate clients. I could always count on her to take care of my friends, family, and regular cli... Read More

5 ★ on Our Website, Nov 13, 2020

Andrew

Very personalized and helped me be creative in finding the best solution for my cash needs

5 ★ on Our Website, Oct 31, 2020

Mee

my first time buying a home and clueless about everything . working with Renee and her team make this process less stressful I would definit... Read More

5 ★ on Our Website, Oct 29, 2020

Bryce

I've used Renee several times for personal mortgage needs. I'm a Realtor and also have referred her several clients. She always gets things ... Read More

5 ★ on Our Website, Sep 26, 2020

Brandy

Renee was an absolute bull dog. Incredibly tenacious! Never gives up, always gets the job done! She is an incredible asset to have on anyone... Read More

5 ★ on Our Website, Sep 25, 2020

Mark

We had an amazing experience with Renee! She is awesome with getting things done in a timely manner!!! Would recommend her highly if your in... Read More

5 ★ on Our Website, Sep 18, 2020

Guadalupe

Renee was great since the start! She was very informative every step of the way! Always helpful and available to answer all our questions. S... Read More

5 ★ on Our Website, Sep 11, 2020

Nicholas

Great experience overall! Renee does great work!

5 ★ on Our Website, Sep 05, 2020

Kevin

Job well done.

5 ★ on Our Website, Jul 01, 2020

Denise

Renée Rivera made obtaining our loan as painless as possible. She was always available by phone or email for immediate access for ourselves... Read More

5 ★ on Our Website, Jun 18, 2020

Allan

The entire process was fast. We're able to stick to the time frame. Just amazing!

5 ★ on Our Website, Jun 12, 2020

Daniel

Renee and APM were great! Renee was available whenever we needed her and she provided everything we needed in a timely manner! We couldn't ... Read More

5 ★ on Our Website, Apr 24, 2020

Richard

It was an excellent experience!!

5 ★ on Our Website, Apr 23, 2020

Isabel

Renee is an amazing person. She worked really hard to give us the best loan possible. Everyone was very helpful and friendly with us. We w... Read More

5 ★ on Our Website, Apr 07, 2020

Elizabeth

Renee was super sweet and very willing to help with purchasing a home. She was on top of what needed to be done and did everything in a time... Read More

5 ★ on Our Website, Apr 06, 2020

James

Very pleased with how smooth things went with my refi

5 ★ on Our Website, Mar 26, 2020

Steven

She did a great job for me! Use her she is good!

5 ★ on Our Website, Mar 12, 2020

Michael

Renee Rivera was most helpful in every way possible to get this all done.I would come to her again if or when I had to do this all over agai... Read More

5 ★ on Our Website, Feb 08, 2020

Janet

Working with Renee was amazing,l! She was professional, very knowledgeable in her field and quickly answered questions. I would definitely u... Read More

5 ★ on Our Website, Feb 07, 2020

Jeremy

Renee was fantastic! Very thorough, always responded quickly, explained everything in laymen’s terms and treated us first class! I would h... Read More

5 ★ on Our Website, Jan 02, 2020

Sara

Very professional and courteous everything was done on time so that I could get a new house

5 ★ on Our Website, Jan 02, 2020

Sara

She was very professional and timely had nothing but a great experience thank you for helping me get a home

5 ★ on Our Website, Nov 27, 2019

Leslie

Renee did everything she could to get us the best rate. She knows her trade well!

5 ★ on Our Website, Nov 26, 2019

Ralph

Renee was on top of things and helped us through the process. She was great to work with.

5 ★ on Our Website, Nov 12, 2019

Joao

Renee is absolutely the Best!!! She knows what she is doing and she's so good at it!!! She guides you along the way and she makes it an Amaz... Read More

5 ★ on Our Website, Nov 09, 2019

Joshua

made buying a home easy

5 ★ on Our Website, Nov 09, 2019

Angela

Renee is amazing and would recommend her to anyone!

5 ★ on Our Website, Nov 07, 2019

Michael

Great would recommend Renee and APM

5 ★ on Our Website, Nov 07, 2019

Laura

I dont even know where to start with this amazing lady. We started out on this journey about 5 years ago. Renee was very patient with me and... Read More

5 ★ on Our Website, Nov 06, 2019

David

Other than a few hiccups we were treated with prompt service every time in dealing with Renee'. We would recommend her for sure!

5 ★ on Our Website, Nov 04, 2019

Andrea

A wonderful experience. Thank you for helping us purchase our first home.

5 ★ on Our Website, Oct 06, 2019

Fernando

Renee has a great attitude and very helpful with everything. Always answered all my questions at anytime of the day and explained everything... Read More

5 ★ on Our Website, Sep 28, 2019

Svitlana

Did a great job for me

5 ★ on Our Website, Sep 25, 2019

Regina Torres

Renee was in constant contact letting us know the process step by step. Thank you for your professionalism and hard work.

5 ★ on Our Website, Sep 23, 2019

Steven

Renee and her staff go above and beyond in helping there clients.

5 ★ on Our Website, Sep 17, 2019

Prabhjot

A professional individual who know her job very well. She mad the buying process for my property very simple and easy I will be doing busine... Read More

5 ★ on Our Website, Sep 11, 2019

Dana

Renea is on point. My loan process was smooth. I am very grateful for that. I have and will refer Renea to all my family and friends.

5 ★ on Our Website, Aug 28, 2019

Trina

Renee was awesome to work with!!!!

5 ★ on Our Website, Aug 07, 2019

Soraya

Wonderful! It was really professional and confident. You care in beginning to the end. Thank you so much.

5 ★ on Our Website, Jun 26, 2019

Scott

Renee was easy to work with and was able to make everything happen fast!

5 ★ on Our Website, Jun 20, 2019

Katherine

Renee was absolutely wonderful to work with! She is a great communicator, a hard worker and personable! Throughout our buying process she br... Read More

5 ★ on Our Website, Jun 17, 2019

Erica

Renee is very knowledgeable

5 ★ on Our Website, Jun 14, 2019

Susan

Renee’ is amazing she worked so hard for us she said she would get us the house of our dreams Renee was in contact with us constant I c... Read More

5 ★ on Our Website, May 10, 2019

Alixzandria

Renee was so great and patient with me. I’ve been working on buying a home for a few years and she helped me get to this point! I am so gr... Read More

5 ★ on Our Website, Mar 20, 2019

Brent

Renee was great, will go with her again.

5 ★ on Our Website, Mar 20, 2019

Joanna

Amazing customer service! Renee is informative and gives you information as soon as she receives it, you are never left to wonder, she's on ... Read More

5 ★ on Our Website, Mar 20, 2019

Jeremy

Renee goes above and beyond! She explaines the process and makes sure you understand.

5 ★ on Our Website, Mar 14, 2019

Stacy

Renee has been a great help in our loan process! She made communication easy and was a breeze to work with! Everything was done in impeccabl... Read More

5 ★ on Our Website, Mar 12, 2019

Ricardo

Renee and her team made this experience a great one. My wife and I felt like we were in great hands from the beginning, the whole process w... Read More

5 ★ on Our Website, Dec 09, 2018

Judith Gonzalez

Total support throughout the entire stressful experience of preparation and finally getting our home loan. Would recommend to anyone.

5 ★ on Our Website, Sep 01, 2018

Marcee

Renee knows her stuff! She'll get you the best possible loan for your situation, is honest, and will guide you every step of the way.

5 ★ on Our Website, Aug 31, 2018

Cynthia

I worked with RENEE and she was personable respectful knowledgeable and professional. She led me through the ins and outs of the paperwor... Read More

5 ★ on Our Website, Aug 06, 2018

Sean

Renee works for you and gets her work done in a fast manner. She is a great lender to get any job done.

5 ★ on Our Website, Jul 26, 2018

Antoine

Renee was amazing. Great customer service, prompt and quick. Also very informative

5 ★ on Our Website, Jul 17, 2018

Samantha

Renee was extremely knowledgeable in the home loan process and throughly looked through our situation to get us the beat rate and best loan ... Read More

5 ★ on Our Website, Jun 28, 2018

Michael

Renee was a lifesaver! We needed our refi done asap for a remodel with contractor's and suppliers ready to go, while we did not have all the... Read More

5 ★ on Our Website, May 14, 2018

Douglas

Buying a house is never easy, but Rene was right there to answer any questions, even when she was on vacation. I really appreciate all that ... Read More

5 ★ on Our Website, May 10, 2018

Robert

Renee was very knowledgeable and upfront on everything in regards to the loan and the loan process. We were updated regularly and if i had ... Read More

5 ★ on Our Website, Feb 22, 2018

Ezra

You went above and beyond and we are completely satisfied with your service

5 ★ on Our Website, Jan 27, 2018

Soknirorn

Renee is an awesome loan officer. She is very approachable and knowledgeable. Our loan went very smoothly and we were able to close two week... Read More

5 ★ on Our Website, Dec 20, 2017

Sharon

Renee was fantastic and I appreciate everything. Thank you

5 ★ on Our Website, Dec 20, 2017

Kou

Patient in answering my many questions and very transparent with the whole process.

5 ★ on Our Website, Dec 15, 2017

Karla

Renee couldn't have done any more than what she did she was so patient so professional she did everything to make it happened I have nothing... Read More

5 ★ on Our Website, Dec 09, 2017

Chris

I had worked in Real Estate for over 12 years and for many years Renee served my Clients and Family well. She could always be trusted to ta... Read More

5 ★ on Our Website, Oct 11, 2017

Cidalia

Nothing. All was handled was perfectly. Would highly recommend to others.

5 ★ on Our Website, Jul 01, 2017

Karla

Renee was wonderful to work with. She kept me informed and guided me the whole process. Can't wait to work with her again.

5 ★ on Our Website, Jun 12, 2017

Kristine E

Renee was amazing! Hands down the best person and company that you could ever ask to help handle your mortgage needs. Love her!

5 ★ on Our Website, May 31, 2017

Dana

Great

5 ★ on Our Website, May 10, 2017

Judith Gonzalez

Renee was constantly in touch with us and helped us through every step of the loan process. She instructed us on what we needed to prepare ... Read More

5 ★ on Our Website, Mar 08, 2017

Rito Rascon

You guys did great. You were straight forward with everything and worked hard to help us get our home loan approved. My family and I really ... Read More