I am a proud Navy vet who spent four years on active duty. After my years in the military, I spent a few months in California as a stay-at-home mom. But I am not one to do so well without being active, so I went on the hunt for my next venture. While in the Navy, I got my real estate license alongside my husband. After separation from active service, I decided to further venture into the world of finance. I’ve since worked as a closer, processor, and underwriter which led to my becoming a Loan Officer.
Within my current role as a Loan Officer at Big Valley Mortgage (BVM), I still leverage the skills and knowledge obtained in my former positions. I’m here to help find the right loan product for you, whether it be a VA loan, first-time buyer option, FHA, special loan programs, or really anything available in the lending market. If you’ve got a lending need, I’ve got you covered.
When not working as a Loan Officer, I enjoy getting out to a baseball game, golfing, spending time with my family and friends, traveling, and soaking up all the enjoyable moments in life that I can. I also have a border collie named LuSeal after the San Francisco Giants mascot.
So, whether you are a Realtor seeking a dependable referral partner or somebody looking for a trusted Loan Officer to help you on your homeownership journey don’t hesitate to contact me.
May 07, 2022
Renee finally made my dream of owning a house come true. She handled me with care and I feel so connected to her as if we were family. Altho... Read More
May 06, 2022
Renee was awesome, she worked very hard to get us into our new home. We are very grateful to her.
Apr 29, 2022
We have never met a nicer most wonderful person as Renee. She was always so willing to the utmost of her ability to help us get our home. We... Read More
Apr 13, 2022
Renee explained everything throughout the loan progress. We both felt good with the process. Renee is a great person, and very kind and co... Read More
Apr 07, 2022
Always Great to work with!!!
Mar 01, 2022
Fast and friendly service!
Mar 01, 2022
Top notch best there is! Renee was professional, had great communication skills and extremely knowledgeable. She will absolutely be our lend... Read More
Feb 15, 2022
Short quick process with great service!
Dec 31, 2021
Renee is very knowledgeable and patient enough to explain every step of the process!!!
Dec 29, 2021
Renee is such a sweet person and down to earth and very informative and helpful. It makes things so much easier, felt like I knew her foreve... Read More
Dec 15, 2021
Renee is a pleasure to work with!! Professional and knows her stuff. Easy to Ask questions and explains things really well!
Dec 03, 2021
We do not know Renee at all, but the assistance she provided us from the very start was exceptional. She had guided us with every explanatio... Read More
Nov 17, 2021
It was a great experience!
Oct 26, 2021
Renee and her team are great. They keep you informed with everything that is going on with your loan. I would recommend Renee any time. We a... Read More
Oct 26, 2021
Don’t know about how u did, (or even who u are), but love Renee
Oct 24, 2021
Working with Renne Rivera was one of the most wonderfull experience as a first time buyer Renne was so helpful on explaining every detail ... Read More
Oct 02, 2021
Simple transaction thank you Renae!
Sep 25, 2021
This was the absolute best and fastest purchase I have ever made. Complete assistance from beginning to end. Thank you so much.
Sep 17, 2021
This was a private sale, and I was really overwhelmed by the process of buying a new home for my family. Renee ALWAYS took the time to answe... Read More
Jun 11, 2021
There truly are no words to express how Awesome Renee Rivera and her team have been to my Wife, Family and I! We worked with Renee when we p... Read More
Jun 08, 2021
Jun 06, 2021
Got what we needed at a great rate and always watches out for our best interests!
Jun 05, 2021
Knowledgeable, trustworthy, and efficient!
May 27, 2021
Renee is amazing ! Very professional and has a heart for people! We have used her before and will always recommend her to our family and fri... Read More
May 14, 2021
Renee was always working with us to get the best rates. She is amazing!
May 13, 2021
You went over my expectation, you did a great job of finding us a better mortgages rate and refinance our house for 15 years. We cannot b... Read More
May 01, 2021
Renee was very attentive during our whole transaction. She answered all questions and she to explain the process to us along the way. I woul... Read More
Mar 27, 2021
Renee was there for us every step of the way to our home purchase. Whenever we had a question Renee always responded quickly and helped to r... Read More
Mar 16, 2021
Renea is a woman of her word
Feb 24, 2021
Renee was super helpful and was a pleasure to work with. She was very patient and personable.
Jan 23, 2021
Renee was wonderful to work with. She is extremely knowledgeable and gave us all the information we needed to make the right choice for our... Read More
Jan 09, 2021
You did wonderful I got my house and I was happy with it and Renee worked hard to get it for me.
Jan 08, 2021
Did excellent. Even go us a lower interest rate.
Jan 06, 2021
Renee is easy to work with and extremely knowledgeable. She puts all your anxieties to rest during a rather stressful time.
Dec 17, 2020
I have been working with Renee for a long time and this was a second lender effort that she helped me to get it done. She is very professio... Read More
Dec 13, 2020
GREAT CUSTOMER CONTACT AND FOLLOW UP
Dec 09, 2020
Renee made the entire process manageable despite many delays due to our confusing finances. She is always positive, friendly and helpful. If... Read More
Dec 08, 2020
Renee was great. She was awesome at handling everything and keeping us informed with every step of the process.
Nov 26, 2020
Amazing! Above and beyond! It’s not often when you can just put your trust in ones hand and completely believe that your in good hands . A... Read More
Nov 18, 2020
For years I have trusted Renee with my real estate clients. I could always count on her to take care of my friends, family, and regular cli... Read More
Nov 13, 2020
Very personalized and helped me be creative in finding the best solution for my cash needs
Oct 31, 2020
my first time buying a home and clueless about everything . working with Renee and her team make this process less stressful I would definit... Read More
Oct 29, 2020
I've used Renee several times for personal mortgage needs. I'm a Realtor and also have referred her several clients. She always gets things ... Read More
Sep 26, 2020
Renee was an absolute bull dog. Incredibly tenacious! Never gives up, always gets the job done! She is an incredible asset to have on anyone... Read More
Sep 25, 2020
We had an amazing experience with Renee! She is awesome with getting things done in a timely manner!!! Would recommend her highly if your in... Read More
Sep 18, 2020
Renee was great since the start! She was very informative every step of the way! Always helpful and available to answer all our questions. S... Read More
Sep 11, 2020
Great experience overall! Renee does great work!
Sep 05, 2020
Job well done.
Jul 01, 2020
Renée Rivera made obtaining our loan as painless as possible. She was always available by phone or email for immediate access for ourselves... Read More
Jun 18, 2020
The entire process was fast. We're able to stick to the time frame. Just amazing!
Jun 12, 2020
Renee and APM were great! Renee was available whenever we needed her and she provided everything we needed in a timely manner! We couldn't ... Read More
Apr 24, 2020
It was an excellent experience!!
Apr 23, 2020
Renee is an amazing person. She worked really hard to give us the best loan possible. Everyone was very helpful and friendly with us. We w... Read More
Apr 07, 2020
Renee was super sweet and very willing to help with purchasing a home. She was on top of what needed to be done and did everything in a time... Read More
Apr 06, 2020
Very pleased with how smooth things went with my refi
Mar 26, 2020
She did a great job for me! Use her she is good!
Mar 12, 2020
Renee Rivera was most helpful in every way possible to get this all done.I would come to her again if or when I had to do this all over agai... Read More
Feb 08, 2020
Working with Renee was amazing,l! She was professional, very knowledgeable in her field and quickly answered questions. I would definitely u... Read More
Feb 07, 2020
Renee was fantastic! Very thorough, always responded quickly, explained everything in laymen’s terms and treated us first class! I would h... Read More
Jan 02, 2020
Very professional and courteous everything was done on time so that I could get a new house
Jan 02, 2020
She was very professional and timely had nothing but a great experience thank you for helping me get a home
Nov 27, 2019
Renee did everything she could to get us the best rate. She knows her trade well!
Nov 26, 2019
Renee was on top of things and helped us through the process. She was great to work with.
Nov 12, 2019
Renee is absolutely the Best!!! She knows what she is doing and she's so good at it!!! She guides you along the way and she makes it an Amaz... Read More
Nov 09, 2019
made buying a home easy
Nov 09, 2019
Renee is amazing and would recommend her to anyone!
Nov 07, 2019
Great would recommend Renee and APM
Nov 07, 2019
I dont even know where to start with this amazing lady. We started out on this journey about 5 years ago. Renee was very patient with me and... Read More
Nov 06, 2019
Other than a few hiccups we were treated with prompt service every time in dealing with Renee'. We would recommend her for sure!
Nov 04, 2019
A wonderful experience. Thank you for helping us purchase our first home.
Oct 06, 2019
Renee has a great attitude and very helpful with everything. Always answered all my questions at anytime of the day and explained everything... Read More
Sep 28, 2019
Did a great job for me
Sep 25, 2019
Renee was in constant contact letting us know the process step by step. Thank you for your professionalism and hard work.
Sep 23, 2019
Renee and her staff go above and beyond in helping there clients.
Sep 17, 2019
A professional individual who know her job very well. She mad the buying process for my property very simple and easy I will be doing busine... Read More
Sep 11, 2019
Renea is on point. My loan process was smooth. I am very grateful for that. I have and will refer Renea to all my family and friends.
Aug 28, 2019
Renee was awesome to work with!!!!
Aug 07, 2019
Wonderful! It was really professional and confident. You care in beginning to the end. Thank you so much.
Jun 26, 2019
Renee was easy to work with and was able to make everything happen fast!
Jun 20, 2019
Renee was absolutely wonderful to work with! She is a great communicator, a hard worker and personable! Throughout our buying process she br... Read More
Jun 17, 2019
Renee is very knowledgeable
Jun 14, 2019
Renee’ is amazing she worked so hard for us she said she would get us the house of our dreams Renee was in contact with us constant I c... Read More
May 10, 2019
Renee was so great and patient with me. I’ve been working on buying a home for a few years and she helped me get to this point! I am so gr... Read More
Mar 20, 2019
Renee was great, will go with her again.
Mar 20, 2019
Amazing customer service! Renee is informative and gives you information as soon as she receives it, you are never left to wonder, she's on ... Read More
Mar 20, 2019
Renee goes above and beyond! She explaines the process and makes sure you understand.
Mar 14, 2019
Renee has been a great help in our loan process! She made communication easy and was a breeze to work with! Everything was done in impeccabl... Read More
Mar 12, 2019
Renee and her team made this experience a great one. My wife and I felt like we were in great hands from the beginning, the whole process w... Read More
Dec 09, 2018
Total support throughout the entire stressful experience of preparation and finally getting our home loan. Would recommend to anyone.
Sep 01, 2018
Renee knows her stuff! She'll get you the best possible loan for your situation, is honest, and will guide you every step of the way.
Aug 31, 2018
I worked with RENEE and she was personable respectful knowledgeable and professional. She led me through the ins and outs of the paperwor... Read More
Aug 06, 2018
Renee works for you and gets her work done in a fast manner. She is a great lender to get any job done.
Jul 26, 2018
Renee was amazing. Great customer service, prompt and quick. Also very informative
Jul 17, 2018
Renee was extremely knowledgeable in the home loan process and throughly looked through our situation to get us the beat rate and best loan ... Read More
Jun 28, 2018
Renee was a lifesaver! We needed our refi done asap for a remodel with contractor's and suppliers ready to go, while we did not have all the... Read More
May 14, 2018
Buying a house is never easy, but Rene was right there to answer any questions, even when she was on vacation. I really appreciate all that ... Read More
May 10, 2018
Renee was very knowledgeable and upfront on everything in regards to the loan and the loan process. We were updated regularly and if i had ... Read More
Feb 22, 2018
You went above and beyond and we are completely satisfied with your service
Jan 27, 2018
Renee is an awesome loan officer. She is very approachable and knowledgeable. Our loan went very smoothly and we were able to close two week... Read More
Dec 20, 2017
Renee was fantastic and I appreciate everything. Thank you
Dec 20, 2017
Patient in answering my many questions and very transparent with the whole process.
Dec 15, 2017
Renee couldn't have done any more than what she did she was so patient so professional she did everything to make it happened I have nothing... Read More
Dec 09, 2017
I had worked in Real Estate for over 12 years and for many years Renee served my Clients and Family well. She could always be trusted to ta... Read More
Oct 11, 2017
Nothing. All was handled was perfectly. Would highly recommend to others.
Jul 01, 2017
Renee was wonderful to work with. She kept me informed and guided me the whole process. Can't wait to work with her again.
Jun 12, 2017
Renee was amazing! Hands down the best person and company that you could ever ask to help handle your mortgage needs. Love her!
May 31, 2017
May 10, 2017
Renee was constantly in touch with us and helped us through every step of the loan process. She instructed us on what we needed to prepare ... Read More
Mar 08, 2017
You guys did great. You were straight forward with everything and worked hard to help us get our home loan approved. My family and I really ... Read More