Vencil (Terry) Ward, CMB Profile Picture

Vencil (Terry) Ward, CMB

NMLS #257988

Loan Officer





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Vencil (Terry)'s Bio

Forty years in the mortgage industry have taught me that borrower education is the key to a successful home search. I have a passion to help and inform! And, as a CMB-Certified Mortgage Banker, I have the extensive background and experience to answer your questions…and to help you understand and simplify the home buying process.

I began my career in mortgage lending, real estate and development in Fresno; later continuing in executive positions with national mortgage lending and technology companies in the bay area, including a homeownership non-profit organization. Today I am back, using my experience to help others in my home-town community achieve homeownership. My spare time is spent with family and friends, including my Mom who is a very vital 101 years young!

If you would like to learn more about the homeownership or refinance process, I invite you to attend one of my LeapFrog Home Financing WorkshopsSM …or just ask for a one-on-one interview to get your questions answered. I will help you gain the personal confidence to take charge of your home buying experience!

Let’s get started today with a phone call: 925-817-8812…I am here to help!

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5 ★ on Our Website, Oct 13, 2021


Terry was exceptional. He was so helpful. Kept me posted all the time as things progressed. I never felt rushed or had any anxiety thru the ... Read More

5 ★ on Our Website, Mar 20, 2021


Excellent service...constantly kept us up to date... Highly recommended....

5 ★ on Our Website, Dec 22, 2020


Terry was awesome! Always there when I had questions or was concerned about anything at all. Customer service is so hard to find these days ... Read More

5 ★ on Our Website, Oct 25, 2020


Terry is very contentious of what was needed and what may be needed to ensure a smooth transaction. Our experience wasn’t perfect but Terr... Read More

5 ★ on Our Website, Oct 20, 2020


Good job! Everything went well!

5 ★ on Our Website, Jul 29, 2020


Terry was great. Very nice, informative and professional. I would most definitely recommend him to my community of family and friends (-: