WE want to Change your world...When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there. Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else! Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. Mortgage Calculator: Sales Price: $ Down: % Interest Rate: % Term: yrs Monthly payment: $ Real Estate News from Forbes.com:   Traditional D.C.-Area Spread For Sale   America's Best And Worst Cities For Families   Bethune Gets A Deal From Madoff Victim More news... These articles are property of Forbes.com and protected by copyright.

BIG VALLEY MORTGAGE DOES BUSINESS IN ACCORDANCE WITH FEDERAL FAIR LENDING LAWS

The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status, or handicap (disability):

• Refuse to make a mortgage loan
• Refuse to provide information regarding loans
• Impose different terms or conditions on a loan, such as different interest rates, points, or fees
• Discriminate in appraising property
• Refuse to purchase a loan or
• Set different terms or conditions for purchasing a loan.

LICENSING INFORMATION - Big Valley Mortgage is a licensed mortgage lender.

Arizona Department of Financial Institutions: American Pacific Mortgage Corporation - Mortgage Broker License # BKBR - 0113445

California Department of Corporations: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage - License # 607 2902

California Department of Real Estate: American Pacific Mortgage Corporation - License # 01215943

Idaho Department of Finance: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage/American Pacific Funding – No. MBL3214

New Mexico Regulation and Licensing Department Financial Institutions Division: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage - Registration Certificate # 01563

Nevada Department of Business and Industry Mortgage: American Mortgage Brokers - Banker Branch License # 2941

Oregon Department of Consumer and Business Services, Division of Finance and Corporate Securities: American Pacific Mortgage Corporation, d/b/a: Big Valley Mortgage/American Pacific Funding - Mortgage Lender License ML-2338

Texas Department of Savings and Mortgage Lending: American Pacific Mortgage Corporation - Registered Mortgage Banker License # 66446

Washington Department of Financial Institutions: American Pacific Mortgage Corporation d/b/a: American Pacific Mortgage - Consumer Loan License # 520CL48773348737