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How Credit Score Affects Your Mortgage Rate

Credit scores directly impact mortgage interest rates. Just 100 points could cost, or save, you thousands.  Without a high credit score, you won’t qualify for the best mortgage rates available, which could mean you’ll end up paying more money… Read More

Posted on: August 9, 2018

FHA Loan Credit Score Requirements for 2018

You must have a credit score of at least 500 for an FHA loan, but to qualify for the lowest down payment, you’ll need 580 or higher. FHA loans can be the long-sought answer for first-time home buyers with lower credit scores and low down payments.… Read More

Posted on: July 30, 2018

5 Things Every Home Buyer Needs to Know About New Construction

Imagine being the very first person to live in your new home.  Any buyer shopping for a home today, in any market and at any price point, is likely to come across new construction homes for sale. The sellers are both large national builders and smaller… Read More

Posted on: July 25, 2018

VA Loans vs. Conventional Loans

Deciding between a VA loan or a conventional loan may seem easy. No money down, no mortgage insurance, a better interest rate — a VA mortgage wins hands down, right? But when you consider things like the VA funding fee and perhaps putting enough… Read More

Posted on: July 17, 2018

6 Smart Ways to Build Home Equity

Want to create wealth through homeownership? Build equity.  Home equity is the percentage of your home’s value that you own, and it’s key to building wealth through homeownership. Let’s take a closer look at how to build home equity without… Read More

Posted on: July 12, 2018

FHA vs. Conventional Loans

FHA loans are best suited for borrowers with lower credit scores since conventional loans have even lower down payment requirements than the FHA but tighter credit qualifications. When exploring mortgage options, it’s likely you’ll hear about Federal… Read More

Posted on: July 10, 2018

The Counteroffer: Negotiating a Real Estate Deal

A lot can happen between an initial offer and closing day. Meet the counteroffer ... Buying a home is rarely as simple as making an offer and paying that offer out. Negotiations can go back and forth for weeks before the seller and buyer are both satisfied. The… Read More

Posted on: July 5, 2018

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