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How to Refinance a VA Loan

You have two options for refinancing a VA loan: reduce the interest rate or extract equity with a cash-out refi. The benefits of a mortgage that’s backed by the Department of Veterans Affairs continue beyond the day your loan closes. You can lower… Read More

Posted on: October 10, 2018

How Many Credit Checks Before Closing on a Home?

Throughout the approval process, push yourself to maintain your credit while lenders pull it. Navigating the purchase of a home can be overwhelming for first-time buyers. Lenders require documentation of seemingly every detail of your life before granting… Read More

Posted on: October 9, 2018

FHA Loan Down Payments

FHA loans allow down payments as low as 3.5% if your credit score is at least 580. For buyers with lower credit scores, down to 500, a 10% down payment is required. It’s a big roadblock on the path to homeownership: the down payment. FHA loans offer… Read More

Posted on: October 4, 2018

5 Reasons to Buy a Home This Fall

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers. If you’re… Read More

Posted on: September 27, 2018

How to Decide It’s Time to Buy a Home

Maybe it’s spotting a “for sale” sign on that funky cottage you’ve always admired on your morning bike ride. Or a friend raves about the perks and privacy at the chic new condo she’s just purchased. Maybe you’re tired of roommates or just… Read More

Posted on: September 21, 2018

Asking These 6 Questions Can Save You Money When Buying New Construction

If you’re in the market for a brand-new home, you’ve got a ton of options. Sales of new homes surged to an eight-year high in 2015, according to data from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau, and single-family… Read More

Posted on: September 17, 2018

Documents Needed for a Mortgage Preapproval: A Checklist

Getting preapproved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market, where competition among buyers is intense. Unlike a prequalification, a preapproval letter lends weight to your… Read More

Posted on: September 6, 2018

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