Investment Buying
Lenders treat loans for investment properties differently. By the very nature of the increased risk associated with owning a rental property, not only is the qualifying process more demanding on the borrower, but many times the rates are higher, the down payments are larger, and the borrower's personal experience and reserves are looked at more closely.
Rental properties can serve many purposes, such as housing family members, generating revenue or cash flow, building assets for retirement, and creating tax benefits.
Regardless of the reason you might be thinking of buying a rental property, take the time to discuss the process with one of our Loan Officers to see if this is the right choice for you.
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