Beth Patricio

NMLS #1022554

Loan Officer

City

Roseville

Language

English

Licensed In

California

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Beth's Bio

NMLS #1022554
Loan Officer

Whether you are looking to purchase or refinance, Beth will work hard to ensure that you get a loan program tailored for your specific needs. With 35 years of experience in banking and finance, Beth’s background and expertise work together to provide a comprehensive approach to aid your financial goals in the real estate market.  You can relax knowing you will be well taken care of with the assurance that Beth will ALWAYS strive to provide service that exceeds customer’s expectations. She knows communication is the key element in creating peace of mind throughout the loan process and is committed to giving each client ongoing outstanding communication.  Beth understands loan guidelines, ranging from state to state and varying, complex programs, including First Time Homebuyer loans, Down Payment Assistant programs, and VA loans, to name a few.

 

Beth began her career in banking in 1981 and has helped thousands of people navigate through many economic conditions to meet their financial goals.  Starting as a teller at Bank of America in the Los Angeles area, she quickly worked her way upholding the positions of Branch Manager and Financial Advisor at another major bank, and eventually opened her own Financial Investment company.  Beth’s desire is to give people peace of mind around their finances. She has even developed and led seminars to assist people in recognizing their individual blocks to financial success.

 

Beth moved to the Sacramento area in 2000 with her family and joined the Folsom Lake Kiwanis shortly afterward, serving as Treasurer for several years.  Still a member of the club, Beth is passionate about working in the community, supporting fundraisers for scholarships and youth programs.

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Testimonials

5 ★ on Our Website, Jul 16, 2020

Bruce

Our refi was so smooth and went so well. We were kept in the loop at all times as the communication was awesome. Beth took great care of us,... Read More

5 ★ on Our Website, Jun 27, 2020

Sarah

Great service

5 ★ on Our Website, Jun 27, 2020

Stephen

Great very happy. Fast and efficient.

5 ★ on Our Website, May 28, 2020

Mya

Beth was terrific and went above and beyond to expedite my loan.

5 ★ on Our Website, May 28, 2020

William

Beth Patricio took control from beginning of our refinance and got us completed without a hitch!! She was simply great!!

4 ★ on Our Website, May 14, 2020

Juan

Everything was great

5 ★ on Our Website, Apr 24, 2020

Cheryl

Beth was great! She always kept us in the know and answers all of our questions immediately. I would definitely recommend her to others in n... Read More

5 ★ on Our Website, Apr 15, 2020

Denise

Friendly, Respectful and Very Professional.

5 ★ on Our Website, Apr 15, 2020

Denise

Friendly, Respectful and Very Professional

5 ★ on Our Website, Apr 10, 2020

Raymond

Beth Patricio was outstanding during the entire process. I would highly recommend her.

5 ★ on Our Website, Mar 17, 2020

Lourdes

It was good, I like the effect that I don’t have to spend money on the appraisal.

5 ★ on Our Website, Mar 16, 2020

David

Excellent service , very prompt and complete. Contract closed on time and without hassles. Would recommend her again

5 ★ on Our Website, Mar 15, 2020

Lee

Beth and Kym were great to work with! Thankful for their knowledge and experience!!

5 ★ on Our Website, Mar 13, 2020

Lee

So thankful for the knowledgeable crew that worked on our loan. It wasn’t one of those call, leave a message and wait a day or two kinda o... Read More

5 ★ on Our Website, Mar 12, 2020

Keith

Very personal service. Great communication.

4 ★ on Our Website, Mar 06, 2020

David

Interstate transaction went well

5 ★ on Our Website, Feb 28, 2020

Angela

Very professional. Great rate

5 ★ on Our Website, Feb 13, 2020

Marcy-Mallory

I would use Beth over and over again if I could. She is an expert in all she does. Thanks you so much for your help! Marcy

5 ★ on Our Website, Feb 13, 2020

Marcy-Mallory

Working with Beth and Kym was a dream. They gave instructions that were clear and easy to follow. From start to finish it was a breeze. Than... Read More

5 ★ on Our Website, Feb 11, 2020

Regina

Beth was just amazing! Great customer service, amazing communication and very caring! We really felt taken care of throughout the entire pro... Read More

5 ★ on Our Website, Feb 02, 2020

Dana

Very friendly, professional and accommodating. A pleasure to work with.

5 ★ on Our Website, Jan 22, 2020

Jami

Beth was very responsive via email, even after hours and weekends! Made our purchase of an out of state property very easy!

5 ★ on Our Website, Jan 20, 2020

Archimedes

Elizabeth was very helpful and stayed on top of the entire process. We here able to close escrow right on time. Both my wife and I were ver... Read More

5 ★ on Our Website, Jan 16, 2020

Dianna

I would highly recommend working with Beth Patricio and her team. They made this experience so seamless. I felt like I was her most valued... Read More

5 ★ on Our Website, Jan 16, 2020

Elena

It was very nice working with you Beth. I am extremely pleased. Thank you very much, Elena

5 ★ on Our Website, Dec 21, 2019

Kyra

Beth, multi-state loan agent with APM), is Fair, honest and thorough in working with her clients. I was very happy and impressed with her se... Read More

5 ★ on Our Website, Dec 11, 2019

David

We were in the process of purchasing a home after my retirement and relocation to Texas. Getting all our data to the lender was difficult bu... Read More

5 ★ on Our Website, Nov 27, 2019

Susan

Fantastic experience!

5 ★ on Our Website, Nov 27, 2019

Susan

Professional, easy, and quick. Great experience!

5 ★ on Our Website, Nov 26, 2019

David

Beth was fantastic to work with. She kept us well informed and made the transaction very smooth.

5 ★ on Our Website, Nov 05, 2019

Laverne

Elizabeth always answered any questions I had and she answered her phone every time a called her. I was very pleased with how she handled my... Read More

5 ★ on Our Website, Nov 04, 2019

Kathleen

Great experience. We were purchasing a home out of state. The process went very smoothly.

5 ★ on Our Website, Nov 04, 2019

Ronald

Very smooth process since it was an out of state purchase.

5 ★ on Our Website, Nov 04, 2019

DEBBY

Easy to work with. Always kept us in the loop for status.

5 ★ on Our Website, Oct 19, 2019

Justin

Great experience.

5 ★ on Our Website, Oct 10, 2019

Linda

It was a very good process, nice smooth and easy. We enjoyed it.

5 ★ on Our Website, Sep 23, 2019

Erasmus

This was the best exoerince I hzve had with refinancing. Beth Patricio was very professional, kind, znd extremely knowledgeable. She answere... Read More

5 ★ on Our Website, Sep 15, 2019

Stacey

I had a great experience. There was never a time when I felt that my questions weren’t answered. Beth would take the time to explain thing... Read More

5 ★ on Our Website, Sep 13, 2019

Jerome

Elizabeth Patricio was fantastic! Smooth process.

5 ★ on Our Website, Sep 09, 2019

Eric

Beth and her team were awesome.

4 ★ on Our Website, Sep 05, 2019

Patricia

I found you to be very knowledgeable and patient 7

5 ★ on Our Website, Sep 04, 2019

Raymond

Made the entire process flow with ease at our leisure.

5 ★ on Our Website, Aug 23, 2019

Cheryl

Working with Beth went smoothly and she was great at keeping in constant contact every step of the way. Everyone we dealt with was pleasant ... Read More

5 ★ on Our Website, Aug 08, 2019

James

This was the first time we bought a house and Beth walked us through every step and explained everything to us. She kept us informed on eve... Read More

5 ★ on Our Website, Aug 07, 2019

Juan

Great person it was easy process I recommend this mortgage American Pacific Mortgage

5 ★ on Our Website, Jul 24, 2019

Raymond

Beth Patricio was a consummate professional during the entire process of our home buying experience. I would highly recommend her to anyone ... Read More

5 ★ on Our Website, Jul 22, 2019

Cheryl

Beth and her team were great. They answered all of our questions in a timely manner. Very friendly and even offered to assist us in the futu... Read More

5 ★ on Our Website, Jul 10, 2019

Bruce

We had a great experience with our re-fi. It went fast and was very professional. Someone was always available if I had questions and I was... Read More

5 ★ on Our Website, Jun 28, 2019

Patricia

Great people, really helped us to understand the loan proceedure, This is a very sressful life event, and they guided us thru with kindness ... Read More

5 ★ on Our Website, Jun 19, 2019

Suzanne

I could not imagine what an incredible job Beth did. She is a consummate pro and an absolute pleasure to work with.

5 ★ on Our Website, Jun 08, 2019

Sabrina

Beth and her team were wonderful to work with! They kept us updated throughout the process and were very clear in what was needed and where... Read More

5 ★ on Our Website, Jun 04, 2019

Meredith

We really appreciated how responsive and personable Beth was. When we had questions, Beth and her team were very prompt about answering. The... Read More

5 ★ on Our Website, May 31, 2019

Wiley

Excellent service from start to finish and beyond. If I called no matter what Beth would return my call immediately and this is important to... Read More

4 ★ on Our Website, May 17, 2019

Francine

went fine...

on Direct Feedback, May 03, 2019

Bill

Keep Elizabeth employ

on Direct Feedback, May 02, 2019

Bill

She did a very nice job 👍 Also the best loan officer we have ever worked with . Your company is very lucky to have her on your team .

5 ★ on Our Website, May 01, 2019

Janet

We loved working with Beth and Kym at American Pacific Mortgage. We were first time homebuyers and they helped us on every step. When things... Read More

5 ★ on Our Website, Apr 30, 2019

Kenneth

Beth did a great job. The loan went very smoothly and I could not be happier. This is the most personal attention I've ever received on any... Read More

5 ★ on Our Website, Apr 18, 2019

Andrew

Beth and her team were laser focused getting our home closed in less than 30 days. Thanks for all your help!

5 ★ on Our Website, Apr 09, 2019

Ryan

My husband and I were first time home buyers with student loan debt and as a result were very anxious about the home buying process. We were... Read More

5 ★ on Our Website, Mar 19, 2019

Shin

Beth is prompt, attentive and anticipating about all the concerns we have and addressed very quickly. We had a minimum burden to refinance ... Read More

5 ★ on Our Website, Mar 07, 2019

Anna

Beth was amazing and flawless. She took a stressful situation and made it fun. Thank you to her and her team.

5 ★ on Our Website, Mar 04, 2019

Sharon

Beth was so easy to work with. No stress in getting done what needed to be done. Efficient, professional and friendly.

5 ★ on Our Website, Feb 27, 2019

Margie

Most pleasant experience. Helpful and always informative. Saved me so many troubles with a cross country move. Love the whole crew. Thank y... Read More

5 ★ on Our Website, Feb 06, 2019

Marcy-Mallory

Our experience with American Pacific Mortgage was the best loan company we have ever had. They were very clear on the items they needed upfr... Read More

5 ★ on Our Website, Jan 06, 2019

Garren

Team did a great job. Thank you!

5 ★ on Our Website, Dec 26, 2018

Spencer

They did an awesome job considering the circumstances with the seller. APM was up front about all costs, went out of their way to help me un... Read More

5 ★ on Our Website, Dec 05, 2018

Leonard

Beth was very helpful and made the financing process easy and efficient!

5 ★ on Our Website, Nov 19, 2018

Aaron

I was leaving the navy and through the hard work of Elizabeth and my realtor, I was able to move instantly into my house as soon as I got ou... Read More

5 ★ on Our Website, Oct 30, 2018

Corey

Beth has been very helpful along the way getting this house and this mortgage, even when she was on vacation she gave us the tools to keep g... Read More

5 ★ on Our Website, Oct 29, 2018

Guadalupe

Exceptional service from entire staff. Coordination with out of state Title company was accomplished smoothly. Never felt any stress whats... Read More

5 ★ on Our Website, Oct 26, 2018

Samantha

Beth and her team made the process simple and easy to understand. She answered every question and worked hard to not only get us in our hous... Read More

5 ★ on Our Website, Oct 18, 2018

Karen

Smooth transaction, no hiccups 😊

5 ★ on Our Website, Oct 10, 2018

Karen

All transactions went extremely smooth, want to thank you all Bob & Karen

5 ★ on Our Website, Sep 27, 2018

Steve

Thank you Beth you made this process painless. Can’t wait to use you guys for our investment property next year! :)

5 ★ on Our Website, Sep 22, 2018

Bonnie

Beth is very knowledgeable and communicates frequently about the process. She’s great to work with and I highly recommend her.

5 ★ on Our Website, Sep 17, 2018

Scott

Made the process a happy ever after ending. Thank you!

5 ★ on Our Website, Sep 04, 2018

Anne

Great and easy to work with. A+++++

5 ★ on Our Website, Sep 03, 2018

Melani

A very professional and pleasant lady!

4 ★ on Our Website, Sep 03, 2018

DeAnn

Very efficient office and staff. Took care of details in timely manner. Got the job done on time.

5 ★ on Our Website, Aug 31, 2018

Janet

Beth made the process so easy and explained every step of the way.

5 ★ on Our Website, Aug 13, 2018

Krista

Great communication, extremely thorough, exceptional customer service from Beth, Caren, and John, and kept on schedule at all times. Would h... Read More

on Direct Feedback, Aug 10, 2018

Pamela

Hello. I would but I didn't care for the strategy of two sometimes three individuals helping me. Granted the project was done in a timely ma... Read More

on Direct Feedback, Aug 08, 2018

Krista

Sure thing! Will try to do today or in the morning.

4 ★ on Our Website, Aug 02, 2018

Nancy

Very professional and pleasant.

5 ★ on Our Website, Jul 29, 2018

Tony

Beth is amazing! She stuck with us through thick and thin! Thank you to Beth and all the Staff.

5 ★ on Our Website, Jul 27, 2018

Kyle

Beth is great! So helpful and explained everything for first time home buyer. I would recommend the whole APM team!

5 ★ on Our Website, Jul 18, 2018

Alexandru

Very easy process and wasn’t complicated

5 ★ on Our Website, Jul 12, 2018

Robert

complicated transaction that went very smooth. Thanks for your help

5 ★ on Our Website, Jul 12, 2018

Jana

Our transaction went well and Beth always answered any questions we had.

5 ★ on Our Website, Jul 12, 2018

Sharon

Our experience with Beth was seamless. I have heard people talk about the difficulties in getting loans today but Beth and her team were on... Read More

4 ★ on Our Website, Jul 11, 2018

Kyle

Beth was great! As first time home buyers she explained many things about the loan process that were confusing to us.

5 ★ on Our Website, Jul 08, 2018

Yanisa

Elizabeth Patricio was a consummate professional. With out a doubt we would hire Beth again.

5 ★ on Our Website, Jul 06, 2018

Yanisa

Achieved desired outcome.

5 ★ on Our Website, Jun 27, 2018

George

The team followed through with us every step of the way including follow ups for all documents needed and how to obtain them. They were help... Read More

5 ★ on Our Website, Jun 25, 2018

Beverly

Beth was very kind and accommodating to all of my questions and had patience with me through this process. I felt comfortable calling her wi... Read More

5 ★ on Our Website, Jun 21, 2018

Linda

Beth was great to work with and kept us informed through the whole process.

4 ★ on Our Website, Jun 17, 2018

John

Beth was very thorough, on task and always kept us updated as the process moved forward.

4 ★ on Our Website, Jun 15, 2018

Kelli

Beth worked very hard for us and got us into a VA loan when another mortgage company told us it was too much work to do since we are unmarri... Read More

5 ★ on Our Website, May 22, 2018

Pamela

Elizabeth was so helpful from the first time I talked with her. She informed what I needed to present to her for pre approval, and I had no ... Read More

5 ★ on Our Website, May 18, 2018

Sean

Great work. Very attentive and quick to respond.

5 ★ on Our Website, May 18, 2018

Joelle

Very nice people to deal with. Very responsive. A little too many documents to produce (but we'll blame the underwriter for that...:). but I... Read More

5 ★ on Our Website, May 07, 2018

Brian

Beth and Caren helped my wife and I purchase a rental property in Idaho. They were wonderful to work with. Whenever we called or emailed t... Read More

5 ★ on Our Website, May 07, 2018

Denise

Beth and her team helped my husband and I with an out of state purchase. They were great! They kept us informed every step of the way. We... Read More

5 ★ on Our Website, Apr 20, 2018

Jerre

Beth was professional and personable and made the process understandable and bearable. We were timing our closing to coincide with a planned... Read More

5 ★ on Our Website, Apr 19, 2018

Michael

Beth and Team were outstanding in their assistance and support through our mortgage process. They truly went above and beyond in helping to ... Read More

4 ★ on Our Website, Mar 27, 2018

Archie

Beth was a great point of contact that worked hard to ensure we were happy. Thank you!

5 ★ on Our Website, Mar 27, 2018

Roberta

Beth is professional, detailed, knowledgeable and friendly!

on Direct Feedback, Mar 25, 2018

Brenda

My escow did not close on the day it was scheduled because of lack of communication between my lender and the escrow/title company, No excus... Read More

5 ★ on Our Website, Mar 22, 2018

Vickie

Elizabeth and here team were amazing. They were curtious and professional. They handled each bump and turn with a positive and prompt resolu... Read More

5 ★ on Our Website, Mar 14, 2018

Merllyn

Excellent service

5 ★ on Our Website, Mar 04, 2018

Kathleen

Beth and her team were fabulous to work with. The instructions were always clear and easy to follow and they kept us updated on the status ... Read More

5 ★ on Our Website, Feb 26, 2018

Rachel

Beth was amazing! She was very knowledgeable the entire process and kept me updated every step. I highly recommend using Beth.

on Direct Feedback, Feb 26, 2018

Rachel

Yes I absolutely would! Thank you for everything!!

5 ★ on Our Website, Feb 13, 2018

Eric

Beth has been very awesome through this whole process, She was always made me feel confident and comfortable. I will definitely be returning... Read More

5 ★ on Our Website, Feb 09, 2018

Chong

Beth was great to work with and very responsive to our inquiries. I would highly recommend her to anyone seeking a mortgage. Thank you aga... Read More

5 ★ on Our Website, Feb 07, 2018

Richard

Beth(Elizabeth) has been just a real joy to work with! She has made the whole financing process (which can be exhausting) more like a teeth ... Read More

5 ★ on Our Website, Jan 25, 2018

Tamika

If you want a group that is timely and efficient, you have found your lender. I also liked the level of professionalism and their high tech ... Read More

5 ★ on Our Website, Jan 24, 2018

Marla

Beth Patricio did a terrific job with our loan. She worked hard to meet our deadlines, was professional, and fun to work with. We would re... Read More

5 ★ on Our Website, Dec 24, 2017

Cecilia

Beth was a tremendous asset, working seamlessly with us to complete our closing on time at great rate and cost!

5 ★ on Our Website, Nov 20, 2017

Jonathan

The experience working with Beth and the rest of the team was excellent. Expectations were set up front, the process was very organized, an... Read More