Ed Fontes Profile Picture

Ed Fontes

NMLS #233325

Senior Loan Officer




English, Spanish

Licensed In

Arizona, California, Colorado, Florida, Idaho, Nevada, Texas, Washington


Get Qualified Now!

Click “Apply Now” below, then select “Create Account” on your first visit.

Apply Now

Ed's Bio

NMLS #233325

Senior Loan Officer


I pledge to provide the finest personal quality service for my clients, advancing their personal goals by achieving the American Dream of Homeownership, and meeting all their real, perceived, psychological, emotional, and personal needs. I recognize every client has unique wants and needs and it is my highest priority to provide individualized service for every client! With a little over 42 yrs of quality experience, 30% OF MY LOANS ARE TURN DOWNS FROM BANKS AND OTHER LENDERS! My TEAM and I can structure the right type of financing. I started in construction, worked in commercial and residential real estate as a top producer, and, finally, entered mortgage lending. I’ve been a top producer with a variety of local and super-regional organizations. In today’s market, it is more important to look at the experience of the loan officer and his TEAM, AND the lender. I’ve structured and funded loans that other, more inexperienced loan officers could not figure out. It’s not strictly about the rate – IT’S ABOUT THE ABILITY TO CLOSE THE LOAN!

We have programs to fit most clients’ needs – from first-time buyer programs to conventional, FHA, VA, FHA 203(k) Standard and Streamlined programs, JUMBO LOANS WITH ONLY 10% DOWN! Don’t waste time shopping around on the Internet or the phone for a great rate. Talk to a professional, like me, who will make sure you meet the program guidelines before quoting a rate. I have the in-the-trenches experience and knowledge you need to make an informed financing decision.
REALTORS: How many of your clients are unable to close a loan because of overlays and strict credit standards? CALL ME NOW TO HELP YOUR CLIENTS!

BUILDERS: How many millions are you losing because you are not dealing with a company with direct relationships with FNMA, FHLMC, and GNMA? CALL ME TO CLOSEOUT NOW at 916.712.8509

View Testimonials Download Personal App


5 ★ on Our Website, Apr 18, 2023

Joel Barrera

The entire process was easy. Ed made the effort to get me the best loan at a great interest (considering the current market).