Justin Ingolia

NMLS #1023119

Loan Officer





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Justin's Bio

NMLS #1023119
Loan Officer

Justin began his career in the mortgage industry at the age of just 19. His youthful persistence lead him to Bank of America where he quickly progressed from a premier mortgage processor into the role of premier loan consultant. As a loan consultant he took great pride in lending  to his high net worth clientele of Bank of America’s premier department.   After lending for eleven years with Bank of America, experience called him over to Well Fargo as a knowledgeable Home Mortgage Consultant.   Over the next five years with Wells Fargo, Justin continued to use his deep understanding of lending to help individuals and families realize their dream of home ownership.  He’s often heard around the office saying, “Helping people buy a home is the BEST aspect of this job.  I get to be a part of a major milestone in people’s lives. It’s on par with getting married and having a child.”  Justin will tell anyone willing to listen of the benefits of home ownership.

If he isn’t lending then without a doubt he can be found with his three favorite people on this planet.  His wife (and high school sweetheart), plus his two absolutely adorable children. “Those three special individuals bring so much joy and light to my life”.  Being together as a family makes him feel grounded and recharges his batteries.

“People are my passion” says Justin.  “I love being able to invest in people through all aspects of my life”. In his work and personal life, he continues to do all he can to lift up and elevate individuals.  In 2017 Justin worked with Fremont Presbyterian Church and Compassion Village to help build one of fifteen tiny homes for homeless families in the local Sacramento area.  He has worked with the homeless while in Jr. High and High School through various trips to skid row Los Angeles and here locally in Sacramento. “Seeing the devastating effects homelessness has on a person’s ability to hope has profoundly changed my outlook on the homeless and affordable housing”.  One of Justin’s main goal’s in life is to help as many families and individuals realize their dream of responsible homeownership.


5 ★ on Our Website, Jul 23, 2020


Thank you Justin for all you did to make this a smooth process for us! You were attentive and a great advocate.

5 ★ on Our Website, Jul 01, 2020


Very easy and quick. I problems at all

5 ★ on Our Website, Jun 29, 2020


Justin was an absolute delight to work with! He was able to answer any questions we had and got us an incredible rate! I will be recommendin... Read More

5 ★ on Our Website, Jun 12, 2020


Great job in a busy market!

5 ★ on Our Website, May 28, 2020


My husband and I just purchased our first home and we had the best experience working with Justin Ingolia. He was so helpful and always made... Read More

5 ★ on Our Website, May 14, 2020


Justin was great to us. He made sure to explain everything and talk over options.

5 ★ on Our Website, Apr 16, 2020


I would highly recommend Justin! He did an amazing job of executing a refinance of our home. He was there to help us through the application... Read More

5 ★ on Our Website, Jan 02, 2020


Incredibly professional and knowledgeable while maintaining constant contact. Walked me through every step and made me comfortable with purc... Read More

5 ★ on Our Website, Dec 25, 2019


As first time homeowners, we can gladly say that Justin made the process as easy as possible. He was easy to get ahold of and did an excelle... Read More

5 ★ on Our Website, Dec 13, 2019


Justin was very helpful on getting us the loan that we needed. He answered all of our questions and he guided us through the loan process. H... Read More

5 ★ on Our Website, Sep 04, 2019


Justin has been wonderful throughout this loan process. This is our first home, and the whole process can be very overwhelming, but Justin h... Read More

5 ★ on Our Website, Jul 17, 2019


Justin Ingolia was awesome in all regards! Found me the best deal for my situation and was accommodating with my schedule and preferences. I... Read More

5 ★ on Our Website, Feb 13, 2019


Loved working with Justin. Every question I had he answered immediately and if he didn’t know he followed up in a timely manner. Fabulous!

5 ★ on Our Website, Jan 06, 2019


Justin stuck it out for the long haul, dealing with an incredibly difficult lender, a sometimes moronic realtor, tedious sellers, and a less... Read More

5 ★ on Our Website, Jan 04, 2019


Justin was absolutely amazing through a very long and frustrating escrow. He was always there when we needed him, and went above and beyond ... Read More

5 ★ on Our Website, Sep 07, 2018


Justin was great to work with and really helped explain all the details to us.