Branch Manager | Sr. Loan Officer
Justin began his career in the mortgage industry at the age of just 19. His youthful persistence led him to Bank of America where he quickly progressed from a premier mortgage processor into the role of premier loan consultant. In that role, he was able to lend in various facets to the high net worth clientele of Bank of America’s premier department. After lending for 11 years with Bank of America, experience called him over to Wells Fargo as a knowledgeable Home Mortgage Consultant. Over the next 5 years with Wells Fargo, Justin continued to use his deep understanding of lending to help individuals and families realize their dream of homeownership.
He’s often heard around the office saying, “Helping people buy a home is the BEST aspect of this job. I get to be a part of a major milestone in these people’s lives.” Justin will tell anyone willing to listen about the benefits of homeownership. If he isn’t lending, then he can be found with his 4-favorite people on the planet. His wife and high school sweetheart, and their 3 adorable children. “Those 4 special individuals bring so much joy and light to my life”. Being together as a family makes him feel grounded and recharges his batteries.
“People are my passion”, says Justin. “I love being able to invest in people through all aspects of my life”. In his work and personal life, he continues to do all he can to lift up and elevate individuals. In 2017 Justin worked with Fremont Presbyterian Church and Compassion Village to help build one of fifteen tiny homes for homeless families in the local Sacramento area. He has worked with the homeless while in Jr. High and High School through various trips to skid row Los Angeles and here locally in Sacramento. “Seeing the devastating effects homelessness has on a person’s ability to hope has profoundly changed my outlook on the homeless and affordable housing”. Justin’s goals are to help as many families and individuals realize their dream of responsible homeownership.
Jan 06, 2023
It was a hard journey and Justin worked extremely hard to get us not only the house we desired. As well, at a rate that was manageable for m... Read More
Jan 04, 2023
As first time home buyers, we could not have picked a better person or company to go through for our home loan! Justin was amazing to work w... Read More
Dec 31, 2022
Justin was very professional in the entire loan process. He ensure all my questions and concerns were answered. I’m completely satisfie... Read More
Dec 30, 2022
Amazing AMAZING loan officer! Would highly recommend! Friendly and easy to work with! Look no further!!
Dec 21, 2022
Justin is tremendous at his job and just an all around good person to boot. He shared his knowledge, was transparent about the process, and ... Read More
Dec 15, 2022
Justin was a terrific help throughout our home buying process, from beginning to end. He's friendly, informative, helpful and quick to respo... Read More
Sep 03, 2022
A huge thank you for to Justin! We are so grateful we got to work with him in the process of purchasing our forever home. He was thorough in... Read More
Feb 22, 2022
Justin was very easy to work with!
Nov 25, 2021
Justin was amazing to work with always answer my calls and answered all my questions
Nov 16, 2021
Got everything done extremely proficiently and efficiently. Very smooth process and so happy with results
Oct 30, 2021
Justin is a true professional, we couldn’t have had a better experience. He made us feel comfortable at every stage by giving us his exper... Read More
Oct 20, 2021
Jason made this easy.
Sep 28, 2021
Found us great rates on two loans and a lender that can close inside our Family Trust; great customer service from Justin!
Sep 16, 2021
Justin and Jamie were amazing- so responsive, so kind, so clear and quick. Justin is not only knowledgeable but perceptive, and I so appreci... Read More
Sep 03, 2021
Start to finish was a great experience with the most helpful and professional staff
Aug 08, 2021
Justin has been so great! We appreciate his thoroughness and how he always kept us informed of the process. This is our second refinance wit... Read More
Jul 03, 2021
Friendly and helpful
Jun 19, 2021
I am happy with our mortgage loan experience with the group. Though we were not able to meet some of our deadlines, I was overall satisfied ... Read More
Jun 17, 2021
Justin did a great job in helping and guiding us with our complicated home purchase. He was very knowledgeable and patient with all of our q... Read More
Jun 10, 2021
Justin was a great help through the entire home buying process. He made himself available whenever needed to answer our questions and is ver... Read More
Apr 02, 2021
Justin and his team were an absolute pleasure to work with. As a first time buyer I had a TON of questions and concerns and Justin always ma... Read More
Mar 30, 2021
Easy breezy! He did all the leg work and made it super easy for us to complete.
Mar 13, 2021
Justin was persistent, professional and really went above and beyond to get us in the best possible loan for our reality. Kept us in the kno... Read More
Feb 27, 2021
Justin Ingolia was great! He came recommended by a friend and did not disappoint. We have bought and sold a few homes in the past, but never... Read More
Jan 26, 2021
Justin and his crew have been so helpful and AMAZING !! This is my first time buying a house and I wouldn’t have had it any other way. Alw... Read More
Jan 18, 2021
Justin went above and beyond to get us the best possible financing and to meet our needs! We can't recommend him enough.
Jan 11, 2021
Justin was flexible and able to accommodate our every evolving refi!
Jan 08, 2021
Excellent communication. Justin did a great job of keeping us informed and pursuing our questions. We were happy with the services provided!
Dec 12, 2020
I enjoyed working with Justin! He answered all my questions and the whole process went smoothly. He was fast and efficient with all my reque... Read More
Dec 08, 2020
Super responsive, easy to work with and wonderful communication. Great to work with!
Nov 16, 2020
Just finished a refinance experience with Justin and it could not have been smoother. He was clear and prompt every step of the way, we knew... Read More
Nov 04, 2020
BEST EXPERIENCE I HAVE EVER HAD WITH A REFI. JUSTIN WAS VERY CONFIDENT AND ANSWERED ALL MY QUESTIONS IMMEDIATELY. I AM VERY GRATEFUL TO HA... Read More
Oct 29, 2020
I really liked the way you were always available for any questions that we had and you were always able to help us out when we had issues re... Read More
Oct 01, 2020
Justin is the man. He's experienced, an excellent communicator, he knows how to navigate a deal, and he's trustworthy. I highly recommend hi... Read More
Sep 27, 2020
Justin did a Great job. I would highly recommend.
Sep 15, 2020
Justin was great - he was very informative and helped moved the process along quickly and smoothly!
Aug 20, 2020
Outstanding in all aspects. Justin made the experience easy and transparent and displayed genuine care for our satisfaction.
Aug 11, 2020
As a first time home buyer I wasn't sure what to expect but my whole experience was great! Thanks to Justin, the entire process was smooth ... Read More
Jul 23, 2020
Thank you Justin for all you did to make this a smooth process for us! You were attentive and a great advocate.
Jul 01, 2020
Very easy and quick. I problems at all
Jun 29, 2020
Justin was an absolute delight to work with! He was able to answer any questions we had and got us an incredible rate! I will be recommendin... Read More
Jun 12, 2020
Great job in a busy market!
May 28, 2020
My husband and I just purchased our first home and we had the best experience working with Justin Ingolia. He was so helpful and always made... Read More
May 14, 2020
Justin was great to us. He made sure to explain everything and talk over options.
Apr 16, 2020
I would highly recommend Justin! He did an amazing job of executing a refinance of our home. He was there to help us through the application... Read More
Jan 02, 2020
Incredibly professional and knowledgeable while maintaining constant contact. Walked me through every step and made me comfortable with purc... Read More
Dec 25, 2019
As first time homeowners, we can gladly say that Justin made the process as easy as possible. He was easy to get ahold of and did an excelle... Read More
Dec 13, 2019
Justin was very helpful on getting us the loan that we needed. He answered all of our questions and he guided us through the loan process. H... Read More
Sep 04, 2019
Justin has been wonderful throughout this loan process. This is our first home, and the whole process can be very overwhelming, but Justin h... Read More
Jul 17, 2019
Justin Ingolia was awesome in all regards! Found me the best deal for my situation and was accommodating with my schedule and preferences. I... Read More
Feb 13, 2019
Loved working with Justin. Every question I had he answered immediately and if he didn’t know he followed up in a timely manner. Fabulous!
Jan 06, 2019
Justin stuck it out for the long haul, dealing with an incredibly difficult lender, a sometimes moronic realtor, tedious sellers, and a less... Read More
Jan 04, 2019
Justin was absolutely amazing through a very long and frustrating escrow. He was always there when we needed him, and went above and beyond ... Read More
Sep 07, 2018
Justin was great to work with and really helped explain all the details to us.