Justin Ingolia Profile Picture

Justin Ingolia

NMLS #1023119

Loan Officer

Branch

Sacramento

Language

English

Licensed In

California

Phone

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Portrait of Justin Ingolia with his wife and children in a park.

Justin's Bio

NMLS #1023119
Loan Officer

Justin began his career in the mortgage industry at the age of just 19. His youthful persistence led him to Bank of America where he quickly progressed from a premier mortgage processor into the role of premier loan consultant. In that role, he was able to lend in various facets to the high net worth clientele of Bank of America’s premier department. After lending for 11 years with Bank of America, experience called him over to Wells Fargo as a knowledgeable Home Mortgage Consultant. Over the next 5 years with Wells Fargo, Justin continued to use his deep understanding of lending to help individuals and families realize their dream of homeownership.

He’s often heard around the office saying, “Helping people buy a home is the BEST aspect of this job. I get to be a part of a major milestone in these people’s lives.” Justin will tell anyone willing to listen about the benefits of homeownership. If he isn’t lending, then he can be found with his 4-favorite people on the planet. His wife and high school sweetheart, and their 3 adorable children. “Those 4 special individuals bring so much joy and light to my life”. Being together as a family makes him feel grounded and recharges his batteries.

“People are my passion”, says Justin. “I love being able to invest in people through all aspects of my life”. In his work and personal life, he continues to do all he can to lift up and elevate individuals. In 2017 Justin worked with Fremont Presbyterian Church and Compassion Village to help build one of fifteen tiny homes for homeless families in the local Sacramento area. He has worked with the homeless while in Jr. High and High School through various trips to skid row Los Angeles and here locally in Sacramento. “Seeing the devastating effects homelessness has on a person’s ability to hope has profoundly changed my outlook on the homeless and affordable housing”. Justin’s goals are to help as many families and individuals realize their dream of responsible homeownership.

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Testimonials

4 ★ on Our Website, Jul 03, 2021

Stanton

Friendly and helpful

5 ★ on Our Website, Jun 19, 2021

Angela

I am happy with our mortgage loan experience with the group. Though we were not able to meet some of our deadlines, I was overall satisfied ... Read More

5 ★ on Our Website, Jun 17, 2021

Vivian

Justin did a great job in helping and guiding us with our complicated home purchase. He was very knowledgeable and patient with all of our q... Read More

5 ★ on Our Website, Jun 10, 2021

Adam

Justin was a great help through the entire home buying process. He made himself available whenever needed to answer our questions and is ver... Read More

5 ★ on Our Website, Apr 02, 2021

Matthew

Justin and his team were an absolute pleasure to work with. As a first time buyer I had a TON of questions and concerns and Justin always ma... Read More

5 ★ on Our Website, Mar 30, 2021

Earl

Easy breezy! He did all the leg work and made it super easy for us to complete.

5 ★ on Our Website, Mar 13, 2021

Jacob

Justin was persistent, professional and really went above and beyond to get us in the best possible loan for our reality. Kept us in the kno... Read More

5 ★ on Our Website, Feb 27, 2021

Nathan

Justin Ingolia was great! He came recommended by a friend and did not disappoint. We have bought and sold a few homes in the past, but never... Read More

5 ★ on Our Website, Jan 26, 2021

Catalina

Justin and his crew have been so helpful and AMAZING !! This is my first time buying a house and I wouldn’t have had it any other way. Alw... Read More

5 ★ on Our Website, Jan 18, 2021

Amber

Justin went above and beyond to get us the best possible financing and to meet our needs! We can't recommend him enough.

5 ★ on Our Website, Jan 11, 2021

George

Justin was flexible and able to accommodate our every evolving refi!

5 ★ on Our Website, Jan 08, 2021

Steven

Excellent communication. Justin did a great job of keeping us informed and pursuing our questions. We were happy with the services provided!

5 ★ on Our Website, Dec 12, 2020

Juley

I enjoyed working with Justin! He answered all my questions and the whole process went smoothly. He was fast and efficient with all my reque... Read More

5 ★ on Our Website, Dec 08, 2020

Suzanne

Super responsive, easy to work with and wonderful communication. Great to work with!

5 ★ on Our Website, Nov 16, 2020

Kyle

Just finished a refinance experience with Justin and it could not have been smoother. He was clear and prompt every step of the way, we knew... Read More

5 ★ on Our Website, Nov 04, 2020

Denise

BEST EXPERIENCE I HAVE EVER HAD WITH A REFI. JUSTIN WAS VERY CONFIDENT AND ANSWERED ALL MY QUESTIONS IMMEDIATELY. I AM VERY GRATEFUL TO HA... Read More

5 ★ on Our Website, Oct 29, 2020

Michelle

I really liked the way you were always available for any questions that we had and you were always able to help us out when we had issues re... Read More

5 ★ on Our Website, Oct 01, 2020

Colin

Justin is the man. He's experienced, an excellent communicator, he knows how to navigate a deal, and he's trustworthy. I highly recommend hi... Read More

5 ★ on Our Website, Sep 27, 2020

Cain

Justin did a Great job. I would highly recommend.

5 ★ on Our Website, Sep 15, 2020

Robyn

Justin was great - he was very informative and helped moved the process along quickly and smoothly!

5 ★ on Our Website, Aug 20, 2020

Justin

Outstanding in all aspects. Justin made the experience easy and transparent and displayed genuine care for our satisfaction.

5 ★ on Our Website, Aug 11, 2020

Erika

As a first time home buyer I wasn't sure what to expect but my whole experience was great! Thanks to Justin, the entire process was smooth ... Read More

5 ★ on Our Website, Jul 23, 2020

Kalen

Thank you Justin for all you did to make this a smooth process for us! You were attentive and a great advocate.

5 ★ on Our Website, Jul 01, 2020

Jordan

Very easy and quick. I problems at all

5 ★ on Our Website, Jun 29, 2020

Megan

Justin was an absolute delight to work with! He was able to answer any questions we had and got us an incredible rate! I will be recommendin... Read More

5 ★ on Our Website, Jun 12, 2020

Jon

Great job in a busy market!

5 ★ on Our Website, May 28, 2020

Marissa

My husband and I just purchased our first home and we had the best experience working with Justin Ingolia. He was so helpful and always made... Read More

5 ★ on Our Website, May 14, 2020

Robert

Justin was great to us. He made sure to explain everything and talk over options.

5 ★ on Our Website, Apr 16, 2020

Rob

I would highly recommend Justin! He did an amazing job of executing a refinance of our home. He was there to help us through the application... Read More

5 ★ on Our Website, Jan 02, 2020

Jacueline

Incredibly professional and knowledgeable while maintaining constant contact. Walked me through every step and made me comfortable with purc... Read More

5 ★ on Our Website, Dec 25, 2019

Alex

As first time homeowners, we can gladly say that Justin made the process as easy as possible. He was easy to get ahold of and did an excelle... Read More

5 ★ on Our Website, Dec 13, 2019

Aristeo

Justin was very helpful on getting us the loan that we needed. He answered all of our questions and he guided us through the loan process. H... Read More

5 ★ on Our Website, Sep 04, 2019

Rebecca

Justin has been wonderful throughout this loan process. This is our first home, and the whole process can be very overwhelming, but Justin h... Read More

5 ★ on Our Website, Jul 17, 2019

Edward

Justin Ingolia was awesome in all regards! Found me the best deal for my situation and was accommodating with my schedule and preferences. I... Read More

5 ★ on Our Website, Feb 13, 2019

Leanna

Loved working with Justin. Every question I had he answered immediately and if he didn’t know he followed up in a timely manner. Fabulous!

5 ★ on Our Website, Jan 06, 2019

Andrew

Justin stuck it out for the long haul, dealing with an incredibly difficult lender, a sometimes moronic realtor, tedious sellers, and a less... Read More

5 ★ on Our Website, Jan 04, 2019

Rebecca

Justin was absolutely amazing through a very long and frustrating escrow. He was always there when we needed him, and went above and beyond ... Read More

5 ★ on Our Website, Sep 07, 2018

Catherine

Justin was great to work with and really helped explain all the details to us.