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Scott Cooper

NMLS #220458

Senior Mortgage Consultant





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Awards & Recognition

12 Years of Excellence at Big Valley Mortgage Award Icon

Scott's Bio

NMLS #220458
Senior Mortgage Consultant

With all the changes and turbulence in today’s financial market, when the time comes to obtain a mortgage loan, you need more than just a loan officer-you need a strategic partner.

You need consultation and advice from someone capable of acquiring a favorable loan tailored specifically to your requirements. This is where Scott Cooper comes in. What differentiates Scott from other card-carrying loan officers is the depth and breadth of his 10+ years of experience, vast resources, and dedication to his team and his clients. Scott believes that his responsibility goes beyond simple assessment and recommendation. A loan consulting partnership is not complete until the client has successfully achieved their pre-determined goals. Scott will assure that your objectives are translated into measurable bottom-line results by working diligently on your behalf to structure a loan custom fit to your needs.

Before you make a decision to buy a home or refinance a current loan, don’t just think of Scott as another person who wants to get your signature on the dotted line. Think of him as your partner whose focus is to make the loan process as simple and worry-free as possible for you.

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5 ★ on Our Website, Apr 13, 2022


We loved working with Scott and his team. They explained every step before hand and walked us through them. He always answered our questio... Read More

5 ★ on Our Website, Nov 24, 2021


Phenomenal, made my entire experience as efficient and simple as it could be. Very grateful for everything, thank you.

5 ★ on Our Website, Sep 17, 2021


Scott and his team do a great job, and keeps you informed.

5 ★ on Our Website, Aug 26, 2021


Successful in locating a good rate and coordinating the 1000 details with pushing an approval through. Responsive, thorough and creative i... Read More

5 ★ on Reach150, Aug 07, 2021


Thank you for walking me through the refinance process with ease! You were so patient with all my questions and most importantly you always ... Read More

5 ★ on Reach150, Jul 03, 2021


Scott has done several deals for my family, as well as several referred friends and coworkers. He is a true professional that brings a sofis... Read More

5 ★ on Our Website, May 01, 2021


Scott was attentive, informative and went through a lot of back and forth with the sellers to get my loan closed. I would recommend him to f... Read More

5 ★ on Our Website, Mar 30, 2021


Scott and his team were very knowledgeble and responsive. The whole process was very smooth and easy.

5 ★ on Our Website, Mar 02, 2021


Very patient and goos at what they do.

5 ★ on Our Website, Feb 11, 2021


Scott assisted us on our refi and was really responsive throughout the process. I would recommend Scott to anyone!

5 ★ on Our Website, Jan 23, 2021


He is very professional and accomplishes all the procedures quickly. I highly recommend him.

5 ★ on Our Website, Jan 13, 2021


This is the second time with Scott and he made everything so easy and painless. I recomend Scott to anyone who wants an easy and professiona... Read More

5 ★ on Our Website, Nov 24, 2020


Awesome work, Scott! I really appreciate your timely, professional service. We LOVE our new place. Thank you!!

5 ★ on Our Website, Nov 11, 2020


Scott is most importantly honest, in addition to communicative and on top of current mortgage programs. I’ve worked with Scott a couple of... Read More

5 ★ on Our Website, Nov 04, 2020


Scott was so great to work with during the entire process. He was professional but always willing to answer questions/concerns and assist i... Read More

5 ★ on Reach150, Nov 04, 2020


Scott Cooper is an incredibly customer oriented person. He is available to answer questions, explain processes, clarify any questions regard... Read More

5 ★ on Our Website, Oct 10, 2020


Scott, Thank you very much for all of your help in securing refinance for my homes! You were very organized, thorough & professional. You we... Read More

5 ★ on Our Website, Sep 22, 2020


Thank you Scott Cooper for such a top notch job with my refinance needs! You got me an excellent rate that was better than other offers I ha... Read More

5 ★ on Our Website, Sep 03, 2020


Scott has handled quite a few transactions for me through the years. This one took the longest due to the pandemic but he kept me well info... Read More

5 ★ on Reach150, Sep 02, 2020

Bruce K

Professional work and easy to work with

5 ★ on Our Website, Jun 12, 2020


We refinance with Scott during the covid-19 while underwriter and other loan processor working from home. It was as smooth as it can get. Bu... Read More

5 ★ on Our Website, Jun 05, 2020


Scott was great throughout the whole process. He kept me informed. Answered all my questions. Was availabe to speak to anytime I needed any... Read More

5 ★ on Reach150, Jun 05, 2020

Daniel A

Scott guided me through the whole process. He kept me updated throughout the process.He answered all my questions.He got me a great rate. An... Read More

5 ★ on Our Website, May 31, 2020


We refinance 2 of our rental properties and we wanted to include everything into our closing cost that include our property tax and utilitie... Read More

5 ★ on Reach150, Mar 20, 2020


Scott went out of his way to meet us at the office when the office was closed and nobody else was there. The first meeting went very well an... Read More

5 ★ on Our Website, Feb 28, 2020


Always a pleasure to work with Scott

5 ★ on Reach150, Jan 14, 2020


What more can I say than "Thank you". Scott and I connected on a transaction about 10yrs ago and I have not sent any client to anyone else s... Read More

4 ★ on Reach150, Jan 10, 2020


Scott was the lender for the buyer on a home I was listing. He was good to communicate with throughout the whole process and I believe him t... Read More

5 ★ on Reach150, Nov 26, 2019

Mike n Lynda

Scott was great with our refinance loan and he made it so easy I almost thought it was too good to be true. We’d did a refi through Wells ... Read More

5 ★ on Reach150, Nov 12, 2019


Scott is very hard worker respect for the client and respond the phone call very fast positive and I am so happy Working with Him As lone Of... Read More

5 ★ on Reach150, Oct 17, 2019


Pleasant to work with. Very responsive and knowledgable! Closed escrow in time stated! Highly recommend Scott to all my clients!

5 ★ on Reach150, Aug 12, 2019


Scott did a wonderful job with my clients, Mark and Rachelle. He was able to get them into an amazing loan at a very low rate. He made my cl... Read More

5 ★ on Reach150, Jul 15, 2019


Scott made the entire homebuying experience completely painless. He walked us through every step. He even looked to ensure we had the best i... Read More

5 ★ on Reach150, Jun 19, 2019

Cameron J

Scott did extra work, went the extra mile to get our loan closed. Highly professional and responsive. Stayed in communication through out en... Read More

5 ★ on Reach150, May 24, 2019


Scott Cooper worked with me with both the purchase of my current home and a recent refinance. Scott is a great guy to work with and answered... Read More

5 ★ on Reach150, May 09, 2019


We used Scott for the initial purchase for our home and for our recent refinance. Each time he did an amazing job, answering our questions a... Read More

5 ★ on Reach150, Apr 22, 2019


Scott did a great job with a difficult loan. He communicated with me throughout the process which is important to me and we closed on time! ... Read More

5 ★ on Reach150, Apr 17, 2019


Scott has helped my entire family in their home buying experience for which he has provided amazing service and professional advice. I highl... Read More

5 ★ on Reach150, Feb 24, 2019


As first time home buyers, my daughter and I had tons of questions for Scott! He was great at keeping us in the loop every step of the way. ... Read More

4 ★ on Reach150, Jan 14, 2019

Brian & Ronee

I'm a big fan of Big Valley Mortgage, but this was our first time working with Scott. He did a great job and communicated with us throughout... Read More

5 ★ on Reach150, Nov 10, 2018


Scott did a great job making the process of getting the best mortgage for me. His communication was timely and clear and he kept me well inf... Read More

5 ★ on Reach150, Aug 07, 2018


Scott Cooper was amazing!!!! He was always up front, knowledgable, and always available for our questions. This was our first home purchase ... Read More

5 ★ on Reach150, Aug 05, 2018


Scott puts a personal touch on all of his loans. He really gets to know his clients and he strives to meet their needs.

5 ★ on Reach150, Jul 24, 2018


Scott performed to the contract and kept us informed of progress on the file. Smooth and drama free just like we like it!

5 ★ on Reach150, Jul 13, 2018


Fantastic to work with! Communication is wonderful and Scott does a great job of keeping updated with all aspects of the deal through thick ... Read More

5 ★ on Reach150, Jan 12, 2018

George J

I met Scott about four years ago when I needed a loan for my own home. Scott really did a great job for us, we had some challenges to overco... Read More

5 ★ on Reach150, Sep 05, 2017


I absolutely recommend Scott and his team at BVM. He has come through for me on a couple challenging loans and takes great care in shepherdi... Read More

5 ★ on Our Website, Jun 27, 2017


My experience with all staff was great. Scott was knowledgeable and offered various products to help my our decision s easier

on Reach150, Apr 03, 2017


I was pleased with Scott's prompt and proactive communication on the progress of the buyers note. I represented the seller. It was good to h... Read More

on Reach150, Mar 28, 2017


Scott was wonderfully easy and helpful to work with. Always available to research and educate during the whole process allowing me to have c... Read More

on Reach150, Mar 27, 2017


Scott was very helpful with our refi. He was always available to answer my questions. I have referred him to another family member who is co... Read More

on Reach150, Feb 14, 2017


Scott Cooper did an amazing job with helping us to buy our first home. We were told no by so many people that we had almost given up. Scott ... Read More

on Reach150, Feb 14, 2017


Scott Cooper made the home buying process very easy and smooth! Very knowledgeable and took the time to educate my wife and I on the home bu... Read More

on Reach150, Feb 14, 2017


Scott does what he says he will. I am in another area an my mortgages went smoothly.

on Reach150, Feb 08, 2017


Scott is FANTASTIC! We have done a ton of transactions. I love that I never have to worry about where we are with the loan. Scott and his te... Read More

on Reach150, Jan 28, 2017


Scott the excellent person. If you have any help questions go to Scott. He is wonderful. And work excellent.

on Reach150, Jan 21, 2017


This is my third time working with Scott to purchase/refinance a home. His expertise and advice in a complicated and nuanced home finance wo... Read More

on Reach150, Jan 20, 2017

Ronald Scott Snyder and

Were are an older couple who wanted to refinance our house and had been turned down by a major lender. A real estate agent friend of ours to... Read More

on Reach150, Dec 22, 2016


I was referred to Scott by a family friend named Caryn McDermott from Placer Title. I cant thank her enough for the referral. Scott was grea... Read More

on Reach150, Dec 16, 2016


5 stars in all areas!! You can expect only professionalism with Scott. His work comes from his heart and he went out of his way even for que... Read More

on Reach150, Nov 28, 2016

Dr. Anna

I cannot recommend Scott Cooper more. He made buying a house for me possible. He is very friendly and personable. He always makes himself av... Read More

on Reach150, Nov 28, 2016


Scott Cooper went the extra mile to ensure that we received the loan we wanted. He locked in a great interest rate, we were able to take mor... Read More

on Reach150, Nov 22, 2016


Buying a home can be stressful. We had a very tight timeline to close our mortgage and remove the loan contingency. Scott and the team at Bi... Read More

on Reach150, Oct 14, 2016


We called Scott to help pre-qualify us for a loan on an investment property in a very short amount of time! He was very detail oriented, and... Read More

on Reach150, Oct 14, 2016


Where do I begin, Scott and his team (shout out to Rachael Black!) are THE best out there. I had to buy and sell at the same time (which can... Read More

on Reach150, Oct 03, 2016

Scott and Susan

It was our pleasure to work with Scott Copper and his team over the last few months. He and his team have proven to be very helpful, reliabl... Read More

on Reach150, Sep 26, 2016


Scott Cooper is amazing! From my first home purchase to my latest refinance, Scott has been able to make the process easy. It’s so imp... Read More

on Reach150, Sep 24, 2016


Scott is a great, team partner! When working with clients, it is very beneficial to position clients to succeed in future transactions. Scot... Read More

on Reach150, Sep 23, 2016


Scott was very responsive and addressed all of our needs. He really went the extra mile to ensure we got the house we were interested in. Wh... Read More

on Reach150, Aug 12, 2016


Scott is a rare combination of high competance and warm humanity. He is a very intelligent, multi-faceted individual who can rapidly survey ... Read More

on Reach150, Aug 08, 2016


My husband and I had a very good experience with Scott Cooper when we were purchasing our new home. He got the best loan for us and handled ... Read More

on Reach150, Aug 02, 2016


Scott did a phenomenal job helping my family and I get our first home. We went through many unexpected issues, and Scott was there to help t... Read More

on Reach150, Jul 15, 2016


We have recommended numerous friends, family, and clients to Scott over the years. He is always professional, eager to create a loan package... Read More