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Tonya Horne

NMLS #1958309

Loan Officer





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Tonya's Bio

Tonya Horne has been in the mortgage/lending industry since 1992, with extensive knowledge and a true passion to work and educate borrowers on how to grow their wealth through a mortgage, improved credit, and retirement strategies. Her goal is to empower her clients so that they may achieve their future financial needs. Tonya has been the guest speaker at many California Associations including the Placer County Association of Realtors, Sacramento County Association of Realtors, Keller Williams Realty, 21st Century Realty, and multiple Realtor/Banking Groups.

In Tonya’s free time she enjoys spending as much time as possible with her husband Eric and kids camping, traveling, hiking, skiing, and reading. Her mo-to is to “Never Stop Learning and to Always Help Others”. It is our purpose!

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5 ★ on Reach150, Mar 23, 2023


Very easy to work with and she kept us informed of everything we needed to know and how to do it. We are very pleased with her work, care an... Read More

5 ★ on Our Website, Aug 01, 2022


Tonya is beyond knowledgeable, attentive, understanding of the whatever situation that may arise and caring. Trouble shooting and know... Read More

5 ★ on Our Website, May 05, 2022


Tonya was so amazing! She responded to us quickly, answered all our questions, and supported us through the process of buying our first home... Read More

5 ★ on Our Website, Apr 06, 2022


We started our house hunting journey a year ago and Tonya was with us all the way. Tonya is AMAZING! When we found the home that we wished... Read More

5 ★ on Our Website, Mar 24, 2022


Tonya was amazing to work with. Her communication is excellent and timely. I felt completely supported by her at all times throughout the pu... Read More

5 ★ on Our Website, Oct 21, 2021


Tonya Horne was easy to work with and guided me through the refi process. She was knowledgeable and answered all of my questions.

5 ★ on Our Website, Sep 28, 2021


Excellent service. Tonya exceeds my expectations every time we work together.

5 ★ on Our Website, May 27, 2021


Purchasing or refinancing a home can be SO stressful. Tonya Horne with BVM was incredible from start to finish. Having a great loan officer ... Read More

5 ★ on Our Website, Apr 24, 2021


Tonya was prompt, courteous, and extremely knowledgeable. She literally helped change my financial situation and save me money. :-)

5 ★ on Our Website, Apr 06, 2021


Tonya was very professional and helpful, she provided a smooth application process. I am very pleased with outcome of the transaction....tha... Read More

5 ★ on Our Website, Apr 03, 2021


Tonya was amazing! I am so happy to have her throughout this experience. As a new home buyer, I really appreciated Tonya's patience with me ... Read More

5 ★ on Our Website, Feb 02, 2021


Tonya is AWESOME to work with and understands your needs as a homeowner. Thank you Tonya!

5 ★ on Our Website, Jan 23, 2021


Tonya is a precious gem and I believe that Heaven sent her in my life for a reason. I met Tonya through my school district . As a teacher, e... Read More

5 ★ on Our Website, Nov 09, 2020


Explained everything along the way

5 ★ on Our Website, Sep 20, 2020


I am a first time home buyer. I knew nothing about the process. Tonya Horne was the quintessential professional. A complete pleasure to work... Read More