Tonya Horne has been in the mortgage/lending industry since 1992, with extensive knowledge and a true passion to work and educate borrowers on how to grow their wealth through a mortgage, improved credit, and retirement strategies. Her goal is to empower her clients so that they may achieve their future financial needs. Tonya has been the guest speaker at many California Associations including the Placer County Association of Realtors, Sacramento County Association of Realtors, Keller Williams Realty, 21st Century Realty, and multiple Realtor/Banking Groups.

In Tonya’s free time she enjoys spending as much time as possible with her husband Eric and kids camping, traveling, hiking, skiing, and reading. Her mo-to is to “Never Stop Learning and to Always Help Others”. It is our purpose!