Loan Officers

Loan Officer | NMLS #221844 |


Branch

Roseville

Language

English

Licensed In

California

Joe Chafey's Bio

Choosing an Experienced Loan Officer Makes All the Difference in the World.

It is my goal to become the mortgage consultant who partners with you to obtain the real estate financing that meets your individual and unique needs. With 30+ years of mortgage lending experience, I have an extensive understanding of all facets of the business and can provide you with the information needed to make educated decisions. I have been with Big Valley Mortgage since 2000 and our parent company, American Pacific Mortgage Corporation, is both a Direct Lender and a Mortgage Broker. This means I have the backing of a company that has access to a vast array of products, competitive pricing and a commitment to superior customer service.

I have a proven track record of taking excellent care of my clients and a strong reputation based on my depth of knowledge, integrity and respect. It only takes a few minutes to determine the home price range that you may qualify for and develop a pre-approval letter to use when shopping for a home. Once your offer is accepted, I will work diligently to obtain a favorable loan package for your financial needs and guide you though the process with quick response times and great attention to detail. I look forward to the opportunity to work with you to achieve a positive home buying experience.


Awards & Recognition

What My Clients Say

Joe was exceptional to work with in securing mortage on a very short timeline. He was responsive, attentive to details, professional, and we would work with him again.

-Barbara S.



Joe was great with our refinance process. Everything went smoothly. Very quick and professional.

-Manuel P.


Joe’s communication was excellent, keeping us informed of status at all times. I really appreciated his website where we could access, sign, and upload docs. We closed a refinance with great rate in less than three weeks!

-Michael B.

What My Clients Say

Products Provided

Get Qualified Now!

Click “Apply Now” below, then select “Create Account” on your first visit.

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Mortgage Calculator

Purchase Price
Down Payment
%
Loan Terms 30 Years
Interest Rate 6 %
$1,799
Monthly Payment
  Principal
$0
  Interest
$0
  Payable
$0
Disclosure

This material is provided for general and educational purposes only; it is not intended to provide legal, tax, or investment advice.

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