Loan Officer | NMLS #221844 |
Roseville
English
California
Choosing an Experienced Loan Officer Makes All the Difference in the World.
It is my goal to become the mortgage consultant who partners with you to obtain the real estate financing that meets your individual and unique needs. With 30+ years of mortgage lending experience, I have an extensive understanding of all facets of the business and can provide you with the information needed to make educated decisions. I have been with Big Valley Mortgage since 2000 and our parent company, American Pacific Mortgage Corporation, is both a Direct Lender and a Mortgage Broker. This means I have the backing of a company that has access to a vast array of products, competitive pricing and a commitment to superior customer service.
I have a proven track record of taking excellent care of my clients and a strong reputation based on my depth of knowledge, integrity and respect. It only takes a few minutes to determine the home price range that you may qualify for and develop a pre-approval letter to use when shopping for a home. Once your offer is accepted, I will work diligently to obtain a favorable loan package for your financial needs and guide you though the process with quick response times and great attention to detail. I look forward to the opportunity to work with you to achieve a positive home buying experience.
Joe was exceptional to work with in securing mortage on a very short timeline. He was responsive, attentive to details, professional, and we would work with him again.
-Barbara S.
Joe was great with our refinance process. Everything went smoothly. Very quick and professional.
-Manuel P.
Joe’s communication was excellent, keeping us informed of status at all times. I really appreciated his website where we could access, sign, and upload docs. We closed a refinance with great rate in less than three weeks!
-Michael B.
Click “Apply Now” below, then select “Create Account” on your first visit.
This material is provided for general and educational purposes only; it is not intended to provide legal, tax, or investment advice.
Privacy Policy | ©2023 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
CA DRE #01215943 | AZ Corp BK #0906702 | NV MB 2941/164 | NMLS #1850
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