Penny McClure

We are in business for one reason: To help people obtain home loans.

Whether our clients are buying their first home or their ultimate dream palace; building, investing, or simply refinancing for a lower rate, our mission is the same: to secure for each and every client the best possible loan at the most favorable rate and terms.

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BRE #01249395 | NMLS #222838

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Testimonials

5 ★ on Reach150, Sep 17, 2018

Manuel Randy

Penny and her Team did a Awesome Job!! I have already recommended her to one of my friends. Penny and her team made the process easy. “I L... Read More

5 ★ on Reach150, Sep 04, 2018

Diana

Penny did a wonderful job helping us through the mortgage process! I would never hesitate to refer her to anyone looking for a mortgage or l... Read More

5 ★ on Reach150, Aug 27, 2018

Kellie

Penny did a great job! She was highly communicative and worked quickly. I was very impressed.

5 ★ on Reach150, Aug 20, 2018

Judy

Penny and her team did a terrific job, keeping in touch all along the way. She is very "hands on" and worked very well with the buyers, answ... Read More

5 ★ on Reach150, Aug 12, 2018

Robbin

Penny is The Best. Her knowledge and professionalism is outstanding. If I ever need mortgage assistance in the future I will definitely cont... Read More

5 ★ on Reach150, Aug 10, 2018

Temera

Penny is absolutely amazing. We closed in 20 days after trying to purchase several homes within a 6 month time frame. My husband and I nearl... Read More

5 ★ on Reach150, Aug 06, 2018

Katy

Penny was amazing! She went above and beyond and then a little bit further. I truly appreciated how hard she worked to get my funding not ju... Read More

5 ★ on Reach150, Jul 17, 2018

Kim L

Penny McClure was referred to us by another lender. She was on it! Professional through and through! She got the job done in what appeared t... Read More

5 ★ on Reach150, Jul 17, 2018

Grant Smith

I work in the Real Estate industry and ALWAYS choose Penny McClure to do all of my loans... The Best!

5 ★ on Reach150, Jul 13, 2018

Emilie

Penny’s service goes above and beyond my expectations of a loan officer. Penny builds rapport and trust with clients and is a pleasure to ... Read More

5 ★ on Our Website, Jul 09, 2018

Jennifer

Thanks for all your help. That was pretty quick and painless.

5 ★ on Reach150, Jun 28, 2018

Paul

The whole process was quick and painless. We were kept informed throughout the application and our loan officer and staff were always availa... Read More

5 ★ on Our Website, Jun 27, 2018

Paul

The whole process was quick and painless. We were kept informed throughout the application and our loan officer and staff were always availa... Read More

5 ★ on Reach150, Jun 27, 2018

Robin

Penny was fabulous. We refinanced and I just knew it was going to be complicated and it wasn’t! Penny made it so easy, we were amazed how ... Read More

5 ★ on Our Website, Jun 21, 2018

Penny was incredibly helpful and clear during the whole process, making our first homebuying experience that much easier and less stressful... Read More

5 ★ on Reach150, Jun 15, 2018

Kathy

Penny was wonderful! She walked us through every step of financing our new home. She was available whenever we had a question, and there was... Read More

5 ★ on Reach150, Jun 07, 2018

Rob

Our load was complicated to say the least and Penny was there every step of the way guiding us through. She made this whole process so easy ... Read More

5 ★ on Reach150, Jun 06, 2018

Anonymous

Working with Penny was awesome! Our loan situation was complicated but Penny was very patient and able to break things down in a way that wa... Read More

5 ★ on Reach150, Jun 06, 2018

Natalie

Penny made everything easy. Every question was answered quickly, something we didn’t experience buying our first home. Penny let us know w... Read More

5 ★ on Reach150, May 30, 2018

Lynzi

Penny was amazing! Very detail oriented and knowledgeable. She made our transaction very smooth even though we hit speed bumps with our hous... Read More

5 ★ on Reach150, May 29, 2018

Robyn

Penny and her team at BVM are top notch! I have never met a team more customer oriented! We got approvals from several mortgage companies, b... Read More

5 ★ on Reach150, May 25, 2018

joe

whole experience was extremely positive and smooth- no stress which is what i need in my life more than anything 😁

5 ★ on Our Website, May 21, 2018

Nancy

Penny was very efficient and helpful at explaining the parts of the loan process that I did not understand. She was very impressive in her ... Read More

5 ★ on Reach150, Apr 18, 2018

Jenna

I have worked with Penny and her team multiple times and continue to refer friends, family and coworkers to her. She does a wonderful job of... Read More

5 ★ on Our Website, Apr 10, 2018

Garrett

Penny are her team are amazing! Expeditious service in a friendly manner. Penny walked us through every step of the way handled our every co... Read More

5 ★ on Our Website, Mar 28, 2018

Kelly

Everyone was wonderful to work with and super helpful. I really enjoyed my gom buying experience.

5 ★ on Reach150, Mar 09, 2018

Toni

Penny was always updating me on the buyer's loan process. She is amazing at what she does and such a pleasant person to work with. I would r... Read More

5 ★ on Reach150, Mar 09, 2018

Ida

They were all so wonderful and made my dream come true so quickly. I now own a beautiful home!

5 ★ on Reach150, Mar 09, 2018

Patrick

I received a purchase on one of my listings in Chowchilla. After receiving the purchase contract, I received a phone call from Penny introdu... Read More

5 ★ on Reach150, Feb 27, 2018

Stephanie

Penny and her team are the best. Always there to answer questions and walk clients through the necessary steps during the process. She consi... Read More

5 ★ on Reach150, Feb 26, 2018

Ryan

This is our third time using Penny. I would recommend her to anyone.

5 ★ on Reach150, Feb 07, 2018

Nancy

Working with Penny and her knowledgable staff was a wonderful experience! They always took the time to answer my questions and explain detai... Read More

5 ★ on Reach150, Jan 29, 2018

Elise

Penny was a pleasure to work with! Professional, warm, efficient and always answered my questions quickly. I would recommend her to my famil... Read More

5 ★ on Reach150, Jan 26, 2018

James A.

Penny McClure was referred to me by an agent on the opposite side of a transaction. As the other agent and I talked about areas of our busin... Read More

5 ★ on Reach150, Jan 17, 2018

Valerie

I would highly recommend Penny to anyone looking for financing on a home. I have worked with Penny on many transactions over the years and a... Read More

5 ★ on Reach150, Jan 12, 2018

james

Penny and her crew just finished doing a VA loan for my clients in record time and my clients loved her! She stayed on top of the loan proce... Read More

5 ★ on Our Website, Jan 05, 2018

Elizabeth

Very pleasant with the service. We love Penny. She is very professional.

5 ★ on Reach150, Jan 05, 2018

Daniel

I would recommend Penny to anyone looking to buy a home. She responds promptly to any questions, very knowledgable, and follows through on p... Read More

5 ★ on Reach150, Oct 31, 2017

Sam

At every interaction Penny was a pleasure to work with! She was super proffesional, responsive and informative! I felt peace of mind and a s... Read More

5 ★ on Reach150, Oct 17, 2017

Bree

I've used Penny for two homes and a refinance now and will go nowhere else. If anyone can make it happen Penny can!

5 ★ on Reach150, Oct 17, 2017

Deena

Penny McClure was highly recommended to me by someone who worked with her last year. She and her team were incredibly helpful, patient, and ... Read More

5 ★ on Reach150, Oct 10, 2017

Nicoletta

Penny is amazing, friendly, efficient, caring, and makes the entire process easy. Recommend her to my family and friends

5 ★ on Reach150, Oct 06, 2017

Christian

Penny and her team were fantastic from the moment I met them. Communication was prompt, and the whole process was made so easy. I wondered w... Read More

5 ★ on Reach150, Oct 03, 2017

Jenni

Penny did an amazing job finding us the best refi product for our needs and we were able to close in less than 30 days..her assistants we ex... Read More

5 ★ on Reach150, Sep 29, 2017

P

I value communication and professionalism. Penny gets high marks from me in both categories. She knows what she's doing, and she makes the p... Read More

5 ★ on Reach150, Sep 17, 2017

Julie

Penny was awesome! Made the loan process easy and quick! Great to work with! Thank you!

5 ★ on Reach150, Sep 11, 2017

Scott

Penny always follows through and always stay in constant communication. If she say's she can do your loan then she will 100% of the time.

5 ★ on Reach150, Aug 29, 2017

Vicki

Penny was a joy to work with! Enjoyed every interaction with her and her staff. Highly recommend her especially to those of us with first ti... Read More

5 ★ on Reach150, Aug 25, 2017

Kim

Penny is a Powerhouse of information and there was not one question that was asked that she didn't come through 110% for us. She is professi... Read More

on Reach150, Aug 17, 2017

Krista

Penny and team did a fantastic job with our lending process! We felt like their only client through the entire process - attention to detail... Read More

5 ★ on Our Website, Aug 16, 2017

Brad

Penny and the team made us feel like we were their only client. Quick responses and clear communication is what you can expect from Penny Mc... Read More

on Reach150, Aug 09, 2017

VIRGIL

She is fantastic! Knows her job very well,so nice and goes out of her way to make sure you get the best deal possible!

on Reach150, Aug 08, 2017

Evelyn and Steve

So professional ! So Kind and Generous ! Thank you thank you thank you....I wanna thank you because we were kind a special situation...and y... Read More

5 ★ on Our Website, Jul 31, 2017

Mercedes

Thorough and progessional !!!

on Reach150, Jul 29, 2017

Raymond

Penny worked seamlessly with our realtor to help make a listing evolve into our home in 28 days!

5 ★ on Our Website, Jul 27, 2017

Ray

No question the best realtor and mortgage company we have had in our multiple home buying experiences

on Reach150, Jul 27, 2017

Derrick

Penny was awesome! She worked to get us the loan and rate that was best for us and even helped us close in less than 30 days. She was in con... Read More

on Reach150, Jul 25, 2017

Jerry

Penny did a great job! She was able to get my buyer a buy down interest rate at 4%.... closed a FHA loan in 45 days. Considering a busy real... Read More

on Reach150, Jul 14, 2017

Kathie

I highly recommend Penny based upon my first transaction with her on the sale of my personal residence. As a Realtor, I work with many lende... Read More

5 ★ on Our Website, Jun 28, 2017

Stephanie

Penny McClure and her team made my dream of getting rid of my ex-husband a reality. They helped me acquire a new independent life! The exper... Read More

on Reach150, Jun 23, 2017

Bill

Penny did a fantastic job for my client. She kept both of us up to date on a regular basis and made sure my client was in tune with every st... Read More

on Reach150, Jun 19, 2017

Kylee

I represented the seller in a transaction in which Penny was the buyer's loan officer. She did a great job with the communication and meetin... Read More

on Reach150, Jun 09, 2017

Kathy

My first experience of Penny was nothing but spectacular. She is proactive, professional and thorough! I have provided her with referrals si... Read More

on Reach150, Jun 08, 2017

Julie

Penny was awesome! It was our first transaction together, she was referred to my buyer clients by someone else. She stepped up out of the ga... Read More

on Reach150, Jun 08, 2017

Sheena

Penny was a pleasure to work with in our home buying process. She was recommended to us by our realtor. I ran into some bumps with the sale ... Read More

on Reach150, May 22, 2017

Ted

Penny did a great job closing a purchase loan in Cameron Park. I love it when there is no hand-holding needed.

on Reach150, May 16, 2017

Rick

Penny did great of helping us through the loan application and closing process. She was on top of things at every step.

5 ★ on Our Website, May 15, 2017

Beatriz

Penny and the whole team was there with me thru out the entire process. I felt confident and secure with Penny and the team and always had ... Read More

on Reach150, May 02, 2017

Sara A

Penny did a great job facilitating the loan for the buyers in the sale of my listing. She produces results on time and seamlessly. You can r... Read More

on Reach150, Mar 20, 2017

edward

I would like to thank Penny McClure on doing my loan. Penny was very professional , thorough and very quick in helping me refinancing my hom... Read More

5 ★ on Our Website, Mar 03, 2017

Caroline

We had a wonderful experience at American Pacific Mortgage. Penny, Haley, and the team very professional, friendly and helpful. They assi... Read More

on Reach150, Feb 23, 2017

Rochelle

Penny was a delight to work with. She made my refinance so easy. I really enjoyed working with Penny and everyone in her office. I will defi... Read More

on Reach150, Feb 21, 2017

Mike

Penny is absolutely great, what a pleasure it was to work with her. Will keep in touch and recommend her to people I know .

on Reach150, Feb 16, 2017

Kathy

Penny was professional, communication was excellent. My client was very happy and I would be happy to be in contract with Penny McClure at B... Read More

on Reach150, Feb 16, 2017

Tino

Penny is very knowledgeable and very courteous. She just completed a difficult transaction and never lost her cool. She acted promptly and g... Read More

on Reach150, Feb 16, 2017

Zach

Penny is one of our top lenders we use in are office at McKiernan Realty. She always goes above and beyond for all her clients and she takes... Read More

on Reach150, Feb 11, 2017

Franz and Rahnea

Penny McClure and her Team are at the apex of mortgage lending. Her "Can Do" attitude, solution based approach and work ethic solves changin... Read More

on Reach150, Jan 29, 2017

Ashley

Penny was a huge asset to us during the entire refinancing process. She was dubbed our "Loan Mom" and lived up to the title all along the wa... Read More

on Reach150, Jan 28, 2017

Christina

Penny was an absolute joy to work with. Applying for a loan for buying a home was overwhelming and scary to do as a single mom. Penny broke ... Read More

on Reach150, Jan 28, 2017

Bahman

As a real estate agent, I work with a lot of loan officers. Few do as good as a job as Penny (always with a smile). She was on the ball from... Read More

on Reach150, Jan 24, 2017

MERRILEE

Penny kept us up to date every step of the way. She also delivered on time!

on Reach150, Jan 20, 2017

Rachel

Penny McClure is absolutely the best Mortgage Consultant ever! She knows what she is doing, has the experience to make things happen fast, a... Read More

on Reach150, Jan 14, 2017

Linda

I was purchasing a home end of October 2016 and needed to get pre-qualified. Working with Penny McClure was a very good experience. She is o... Read More

on Reach150, Jan 14, 2017

Stephanie

I've worked with Penny my personal loans as well as referred multiple clients to her. She and her team are awesome!!! They are responsive, p... Read More

on Reach150, Dec 29, 2016

Kirsten and John

John and I have never had such an outstanding lender in the 30+ years we've been doing real estate. We could go on and on about her, but her... Read More

on Reach150, Dec 27, 2016

Mike

Penny McClure is a top-notch mortgage lender, and because of her considerable efforts, our transaction was flawless. We even threw a couple ... Read More

on Reach150, Dec 22, 2016

Judi

Penny is one of the best I've worked with; great communication skills and always on top of issues. *Judi*

on Reach150, Dec 20, 2016

Howard

Penny makes you feel at home and at peace during a stressful time of buying a home. Penny listens to you and ensure all your concerns and ne... Read More

on Reach150, Dec 20, 2016

William & Rhonda

We are first time home buyers. We were introduced to Penny Mc Clure at the end of October. Our Property Closed on December 9th. Penny Mc Clu... Read More

on Reach150, Dec 20, 2016

Ken and Jana

My wife and I are in both in the Title and Escrow business and are the owners of a notary service company. We deal with dozens of loan offic... Read More

on Reach150, Dec 18, 2016

Doug and Amy

Penny is absolutely wonderful. We have used her 4 times to purchase new homes and/or refinance. She is always on top of ensuring the purchas... Read More

on Reach150, Dec 09, 2016

Colleen

Penny is awesome! Professional, honest, and efficient--I highly recommend her. She makes an often-frustrating process easy and painless; her... Read More

on Reach150, Dec 02, 2016

Yuri

If there is anyone who can be described as professional and dependable it's Penny. Her responsiveness and attention to detail is unparallele... Read More

on Reach150, Dec 02, 2016

Betty

I have worked with many loan officers over the 40 years I've been in the 'business' and Penny is, without question, the BEST one ever! She i... Read More

on Reach150, Nov 11, 2016

Dawny

Penny does such an amazing job! It's such a pleasure referring my clients to her knowing she is going to take excellent care of them. She ha... Read More

on Reach150, Nov 10, 2016

Doug

We purchased a home before we sold our house and wanted to pay off the majority of the loan. To prevent two sets of closing costs, Penny cam... Read More

on Reach150, Nov 09, 2016

Anita Kay

I can't say enough about how Penny helped me through the arduous process of buying a house. I have disabling anxiety and a short term memory... Read More

on Reach150, Nov 07, 2016

Corinne

Penny was very professional and made the process of home buying less stressful. I would recommend her without hesitation.

on Reach150, Nov 05, 2016

James

I was referred to Penny from a Co Worker who raved about her service. We met with Penny and she was very knowledgeable, friendly and comfort... Read More

on Reach150, Nov 03, 2016

Chris and Rhonda

Absolutely wonderful, she and her team are awesome. We work with a few lenders and Penny and her team are spot on. Everything they say they ... Read More

on Reach150, Oct 29, 2016

Susan

Penny was recommended to me by a friend that had just gone the loan process with her and kept insisting I talk with her. So I did, she was v... Read More

on Reach150, Oct 24, 2016

Gregory

On our first experience with her, we were in crisis. Our mortgage broker had refused to honor its commitment to finance at an agreed rate. P... Read More

on Reach150, Oct 14, 2016

Jim

Penny is my go to lender for any buyer that I work with. Some fellow agents once recommended her to me and I quickly found out why. Penny is... Read More

on Reach150, Oct 14, 2016

Christine

Penny McClure is not only the best Mortgage Consultant but one of the nicest and most honest people you will ever meet. We have purchased an... Read More

on Reach150, Oct 14, 2016

Paula

I'm sorry to take so long to respond but, we have been busy working on and moving into our amazing new home that we wouldn't have if not for... Read More

on Reach150, Oct 10, 2016

Ned

Penny handled a rather difficult transaction well, despite some unusual semantics re. the "Granny flat". Thanks for getting it done for Ross... Read More

on Reach150, Oct 10, 2016

EMILY

I was contacted by a member of Penny's team because they thought I might be eligible to take advantage of a lower rate if I refinanced. Afte... Read More

on Reach150, Oct 04, 2016

Bradley Englund & Kathryn

It was a amazing experience dealing with Penny and her people, no stress, offered great recommendations to follow to help expedite the proce... Read More

on Reach150, Oct 04, 2016

DIANA

I have worked with Penny and Suzi in the past. As always, Penny did an exceptional job. I never have to worry about any details. The loan do... Read More

on Reach150, Oct 03, 2016

Charles

Penny was an angel. My wife and I were first-time home buyers and we needed to be abide throughout the entire process. Penny fight for you t... Read More

on Reach150, Sep 27, 2016

Neil

Penny is as competent and reliable as anyone I've worked with or otherwise known in my life. She knows her stuff, is not afraid to suggest y... Read More

on Reach150, Sep 26, 2016

Reginald

Penny does a great job!

on Reach150, Sep 23, 2016

Shelly

Penny has done a few loans for my clients now and every time she exceeds my expectations. The last deal we did ended up closing about 12 day... Read More

on Reach150, Sep 22, 2016

Ray

Where do I start? Penny is easily the best Mortgage Consultant I've ever had the pleasure of working with. Refinancing a home is not known f... Read More

on Reach150, Sep 22, 2016

Jaxine

In my experience in dealing with Mortgage people in the past, Penny is hands down the best I have ever worked with. She makes what is not an... Read More

on Reach150, Sep 22, 2016

Brandy

Highly recommend! Worked with Penny McClure and her team and was a great experience. They kept us informed of the process, set clear expecta... Read More

on Reach150, Sep 22, 2016

Penny

Superb! As always! It is so nice to be able to send my buyers to a lender that I know will give them a great rate, has a great team working ... Read More

on Reach150, Sep 19, 2016

Billie

Penny provided exceptional service. She is friendly and upbeat. She happily answered all my questions. She or her staff kept in touch with m... Read More

on Reach150, Sep 16, 2016

Karene

Love, love, love working with Penny. I always know my clients are in good hands when they are working with her. She finds them the best loan... Read More

on Reach150, Sep 12, 2016

Nancy

This was the first time I had an opportunity to work with Penny and her team. What a pleasure it was. She took great care of the client. She... Read More

on Reach150, Aug 28, 2016

Janean

This is the second time we have used Penny to help with our Mortgage needs. This first time was when we purchased our home and recently when... Read More

on Reach150, Aug 28, 2016

Janet K

I highly recommend Penny McClure! She received my loan request half-way through the process, somehow managed to meet the deadline. My origin... Read More

on Reach150, Aug 26, 2016

robert

Penny was of great help in our refinance. Now we have a chance to visit family and friends in the east and Penny helped that happen

on Reach150, Aug 23, 2016

Jacki

When my father passed away unexpectedly, I had to get the house refinanced in my name. I had no idea what I was doing. Penny made a difficul... Read More

on Reach150, Aug 22, 2016

John Tony

Penny was able to complete a first time buyer transaction in record time ahead of the contracted close of escrow date. I consider her a virt... Read More

on Reach150, Aug 22, 2016

Joe

Penny McClure has handled multiple transactions for me without fail; she is highly experienced and treats my personal information profession... Read More

on Reach150, Aug 22, 2016

Blake

Penny McClure was absolutely great to work with. She immediately knew how to handle our loan and was very knowledgeable about the whole proc... Read More

on Reach150, Aug 19, 2016

Lisa

I have worked with Penny and her team Shannon and Heidi on many home loans and they always perform on time if not early. They are true profe... Read More

on Reach150, Aug 18, 2016

Brandy

Penny is fantastic! She made the loan process so much easier for us. She is professional and communicates well, and most of all she genuinel... Read More

on Reach150, Aug 18, 2016

Carla

Penny and her team are amazing. We've done countless transactions together, and I am constantly referring her, because she is THAT good. Kin... Read More

on Reach150, Aug 12, 2016

Aradhana

Simply put, Penny is awesome! Not only is she extremely knowledgable and competent in her job, she explains things in such a manner that mak... Read More

on Reach150, Aug 12, 2016

Michael

Penny did an excellent job assuring the documents associated with the purchase of my new home was smooth and flawless. Besides being friendl... Read More

on Reach150, Aug 12, 2016

Katie

Once again, Penny McClure along with Heidi and Shannon have made a family's dream come true! After a year and a half of credit repair and hu... Read More

on Reach150, Aug 12, 2016

Jane

Penny McClure and her team put together our home refinance in a very short period of time and the process was pretty much effortless on our ... Read More

on Reach150, Aug 04, 2016

Wayne

Penny and her team always do a great job with my clients loans. But here's what she does that really impresses my clients and me: She commun... Read More

on Reach150, Jul 25, 2016

Steve

Penny was most professional with timely response. We certainly would recommend her to anyone with borrowing needs.

on Reach150, Jul 20, 2016

Teresa

I would highly recommend Penny to anybody wanting a mortgage to buy a house. She was quick, efficient and made the process painless. I felt ... Read More

on Reach150, Jul 18, 2016

Timothy Van

Penny is the best! Many of my clients had their loans developed, processed, and funded through Penny. Penny is fast, accurate, and honest. S... Read More

on Reach150, Jul 15, 2016

Jordan

Penny did a fantastic job for our clients. She managed the file very efficiently while remaining extremely accessible. Great job, Penny!

on Reach150, Jul 15, 2016

Matt

This is my second time using Penny for my lending to purchase a home, and not my last. She is definitely a go-getter and makes it a smooth p... Read More

on Reach150, Jul 11, 2016

Emily

We recently wanted to purchase our first home and were connected with Penny by our realtor. Penny was amazing to work with. She made everyth... Read More

on Reach150, Jul 11, 2016

Emily

Shannon Bartosh and Penny McClure were so kind and helpful to my husband and I during our loan process. Any little question we had they imme... Read More

on Reach150, Jul 11, 2016

Christina

Penny Made the financing process as smooth as silk, Professional, straight forward and helpful through out the process! I will recommend her... Read More

on Reach150, Jul 11, 2016

Becky

Penny always does a great job!!! If Penny says she can close it, she does and always on time. She's very professional and all of my clients ... Read More

on Reach150, Jul 08, 2016

Adriana Isnardi

I have been working with Penny for a several years now and I love how she works! She has not only helped me tremendously with clients, she h... Read More

on Reach150, Jul 06, 2016

Dee Dee

Penny McClure? Oh you bet! She's THE BEST! We first met her when we bought our home some years ago, and we loved her then, and we just refin... Read More