Sean Krause

Hundreds of clients have worked with Sean Krause to obtain financing for the purchase of their home or for the refinance of their existing loans. The sincere desire to help others make sound financial decisions is the reason Sean’s mortgage practice continues to grow each year, by word-of-mouth only. He is a long time member of Business Network International, currently serving as Education Coordinator for the Sacramento Midtown Chapter, an active board member for the Music Never Stops Foundation, and is a teammate for the Davis Aquatic Master’s swim club. Sean lives in the Sacramento area where he enjoys cycling or walking his German Shepherd, Ike, along the American River.




NMLS #220843


Tim Comstock recommends Sean Krause

Realtor at Gonsalves Real Estate

I recently listed a property in River Park. Sean was the lender for the buyers. I had never worked with him before. Let me tell you, that's not the way it felt. From our first introductory phone call to the close of escrow, the lines of communication were always open. This escrow was a breeze, in large part, thanks to Sean. He's a true professional, delivered on all targets and goals throughout the transaction, in fact he enabled us to close early. I look forward to working with Sean again! more

Michael Alumbaugh recommends Sean Krause


Sean referred me our latest mutual Client, Lori. Sean had Lori completely Credit Approved before turning her loose to find her home with my help. The home she found was very nice. We saw it Day 1 on the market. It generated 7 offers that first weekend. Sean had prepared Lori for this type of situation. He made sure she understood how competitive our current market is and how aggressive you have to be prepared to be in order to get the property you want. With this kind of preparation Lori got the home of her dreams. 6 others, who all working with their own Lender, did not. Who would you want to work with? It's a simple answer. Call Sean before you get out and shop for a new home. Your odds for success will improve greatly! more

Kelly McGhee recommends Sean Krause

Realtor with the Bishop Real Estate Group

Sean was wonderful to work with. He was extremely communicative and kept everyone in the loop the entire time. Sean pushed this one at all levels and provided the ability to shorten contingencies and close quickly. Thanks Sean. It truly was a pleasure! more

Derrick Tran recommends Sean Krause

Real Estate Agent

Only reason why my seller took Sean's offer was because his client has already gone through underwriter approval. His client was able to beat out 6 other offers and Sean underpromised and over delivered with a 15 day close. I would take an offer with Sean's preapproval attached anyday. more

Nick Knight recommends Sean Krause

Attorney III

Sean is great! Sean assisted us with the financing of our home. His approach was thoughtful and smart, but most importantly, he gave a lot of thought about how we could really improve our lifestyle with strategic elements of the transaction. I had no idea how much better the home-buying process could be until I worked with Sean. I have a beautiful new home, less debt, a higher standard of living and a better understanding of the way financing works. It's hard to overstate what a great job he did. I recommend Sean to anyone who is looking to finance the purchase of a home! more

Sue Ann Sathre recommends Sean Krause


Sean and team did an awesome job with keeping everybody informed during the entire process and closing on time! I would highly recommend more

Kim Wells recommends Sean Krause

Sean is one of the best in the business! He takes the time to explain everything to you in a way that you can understand. He is on top of all his correspondence day and night with prompt responses. He has a great loan processor, Emily, who is also amazing. Sean and Emily are both patient and understanding they get the home buying process is stressful, especially when working with new home builders. You can't go wrong with Sean and Emily, I have already referred a few of our friends to them! more

Jennifer Chawla recommends Sean Krause


Sean was a great help from the moment I spoke to him on the phone. He insisted that I come in for a quick meeting and I am so glad that I did because he not only showed me what I was signing up for when applying for a home loan but he explained every detail of the process and answered my many questions with great patience. The entire process was smooth and I am so very glad that I was referred to him. He provided me with regular updates on the status of the loan and made sure I had everything I needed to secure the loan and ultimately get the keys to our first house. Thank you, Sean! more

Donald Morehouse recommends Sean Krause

I was really impressed with how hard Sean worked to get our loan approved and closed in time for us to get the Home of our dreams. Even when Sean was on Vacation he still took time to reassure the owner of the home we wanted that I was well qualified and would close the loan with in 3 weeks. It has been an honor and a privilege to know and work with Sean Krause. I would highly recommend him for all of your home needs. more

Indika & Uchi Douglas recommends Sean Krause

It was great working with Sean. He helped us get our first home. He made sure that our Finances aligned with every house we looked at. Thanks Sean! more

Tammy Phillips recommends Sean Krause

Real Estate Broker

Just had my first transaction with Sean Krause and I was impressed!. At the start of the transaction he said he would update me regularly (I hear that often, but it isn't usually the case!) But Sean was amazing! Answered my questions along the way. Gave detailed answers as to where we were in the processing of the loan. His estimated time frames were spot on. It was just such a pleasure to deal with him and have a smooth transaction. I highly recommend him! more

Karenda MacDonald recommends Sean Krause

Sean did a great job getting our mortgage completed. We were on a tight timeline on a contingent sale and purchase - his team came through and the loan closed exactly when we needed it to. more

Cindy Geiser recommends Sean Krause


Sean did an excellent Job in communicating with me as the listing agent where he was doing the loan for the buyer . Always kept me in the loop on a weekly basis as to what was going on I would highly recommend him more

Mickey Bennett recommends Sean Krause

Home Onwer

My Wife and I highly recommend Sean Krause and his team at Big Valley Mortgage. We just closed our third mortgage with Sean at the helm of all the paperwork. He and his team made a very difficult process easy. They are extremely organized, knowledgeable, professional, ethical, and provided great communications with us during the process. A rare exception compared to other business standards which we have experienced in the past. I hope that others take advantage of the team's excellent services and expertise. more

Frank Sherfey recommends Sean Krause

Sales Director

My wife and I worked with Sean on our refi, and I would be happy to recommend him to anyone.

When we purchased our home, we had a terrible experience with our lender and we knew we didn't want to replicate that experience, and Sean went out of his way to ensure we didn't.

Sean was always professional and did a great job of communicating with us, and made a point to stick to his and our deadlines. In the end, our experience with Sean and Big Valley Mortgage was fantastic and I'd recommend him to any of my friends and family looking to purchase or refinance their home. Well done Sean, thank you!

Frank more

Andrew Hagstrom recommends Sean Krause

Store manager

Sean is amazing he is very personable and is always willing to answer our questions and it s never an inconvenience for him. I would highly recommend Sean for mortgage assistance. Definitely gets the job on time and and very friendly. more

Mani Bhooshan recommends Sean Krause

SW Engineer

Sean did a great job. I would recommend him as he taught us every financial term as this is our first buying house experience. He told us all positive and negative aspect of all the choices. He did not force me to sign any contract even though there were extra work he had to do for me because of my legal name mismatch.
We loved his work and would like to do business with him more

Vong vang recommends Sean Krause


Excellent service great communication throughout the whole more

Tuyen Kim recommends Sean Krause


Sean is great to work with. I’ve worked with Sean on three home purchases for myself and two home purchases for my sisters. He was able to get the loan done and made the transaction go smoothly. My sister attempted to try a different loan agent and was told afterward it cannot be done. When I went to Sean he was able to get my sister loan done and they were able to purchase their home. My loan was difficult due to switching job in the middle of escrow and Sean was able to get it done. This is my six home that I purchased and I worked with many loan officers and I can honestly say Sean was the easiest and best loan officer to work with. I would defiantly recommend Sean and his team for home loans. more

Eve Abrahams recommends Sean Krause


I always feel confident sending my clients to Sean. I know he will take care of them and I can be confident, that when he gives them a Loan Approval, they are qualified to purchase a home and that he will get the transaction closed on time or early! We just had a difficult transaction with an issue that most Lenders would have just thrown in the towel over, but he resolved the issue and we got the file closed with a very happy client. I highly recommend Sean, if you are looking for a really good Lender to partner with in your real estate business.

Sincerely, Eve more

Monique Suvivuo recommends Sean Krause


If your looking for a GREAT lender , Sean is the man! I can always count on him!
My clients that I have sent to him all love him!
I can only wish all of my clients would use him!
My loans close on time , he is very professional, he is always ready to help me.
Thank you Sean! more

Kristyn Driscoll recommends Sean Krause

Self employed, Nail Technician

Sean is not only professional, thorough, and efficient. He is a pleasure to business with. He communicates well, keeping me informed on every detail and welcomes any questions I had. He made the process to buy a new home easy. I will recommend him to everyone who needs a loan. It was truly a pleasure working with more

Melissa Blide recommends Sean Krause


I just finished a transaction with Sean and could not have been more impressed. He was the lender for the buyers of one of my listings. He communicated extremely well throughout the entire transaction and didn't rely on the buyer's agent to keep me posted. He stuck to the initial time frames and did exactly what he said he would do. I look forward to working with Sean and his team in the more

Sharon D'Arelli recommends Sean Krause


Sean did a wonderful job on a recent sale of mine. He consistently kept all parties to the transaction up to date with the progress of the loan and was always there to answer questions. He went over and above to make sure the loan process was a smooth and seamless process for the buyer. I would highly recommend Sean to anyone wanting the confidence of having a true professional! more

Tomas Mendoza recommends Sean Krause


Sean Krause is a true professional. We had a fairly unique situation with regard to our VA loan. We have streamlined with the VA in the past using another mortgage company. We always had to call them for updates. Not knowing what is going on in the process is frustrating. Not with Sean Krause and Big Valley Mortgage. The online system is easy to use. The staff are all professionals. Sharon Wilkerson was fabulous and very helpful. She really cared we were not just another loan application. Our realtor Kristina Hiesler was very impressed with Sean, she said his attention to detail stood out in the industry. I personally think Sean was great and he made a complicated and often scary process smooth and manageable. We thank you Sean for your tenacious spirit and your very kind dress demeanor. It was great working group with you and I highly recommend Sean Krause!!!!! more

Chris Taylan recommends Sean Krause

IT Specialist

Sean Krause and his team provided excellent services. The communication chain was strong as they patiently answered questions throughout the process in a prompt fashion. As a result, we are proud owners of a beautiful home. Thank you Sean and team for getting us our more

Jason Walter recommends Sean Krause


This year, Sean has helped 3 of my clients obtain a loan for their home purchase. He is very knowledgeable and easy to work with. My clients have nothing but good things to say about him. I would highly recommend Sean with your mortgage needs and I continue to refer him to my clients. more

Patricia Kingsley recommends Sean Krause

Occupational Therapist

Sean and his team were wonderful. Very professional, timely, Got things done. Never once acted like I was bothering them, (I was a pest). He got me such a good deal with my mortgage. I could not be happier.. I would recommend them to anyone. Great job BVM!!! more

Connie Crane recommends Sean Krause

Home owner

Sean went the extra mile for us helping us get the loan, he was easy to work with and supportive. Thank you more

Rattan Gill recommends Sean Krause

One word for Sean Krause, Mr. FANTASTIC :)
Unbelievably professional and yet very kool individual. If it would not be for Sean, we would not be in our new home. If you email/text/call him at 10:00 pm at night, basically anytime day/night, believe me he will get back immediately. Myself and my wife were unbelievably impressed.

I believe they key to buying a house is transparency and communication, Sean Krause is the guy you want on your side of the deal. We were referred to Sean by our neighbor and boy we thank god/our neighbor for sharing his contact with us.

Sean Krause will be our guy until the day he decides to retire and I will recommend him to all my family/friends/associates.

To BVM, Sean is an 'ASSET' to your organization.

Thank you for everything Sean, we appreciate more

Marie Murphy recommends Sean Krause

Managing Partner

Sean maintained great commitment to ensuring the deal we did together closed and did so with a tremendous enthusiasm that is hard to find in this industry. more

Derrick Bracy recommends Sean Krause

Fiscal Services Specialist

Sean was very professional as he guided my wife and I through the mortgage finance with great expertise, answered our questions in a thoughtful and timely manner, and was personable leading to a smooth process and a positive outcome. He not only fulfilled our expectations, his was also extraordinarily helpful at each step of the process. Later on Sean provided us with thorough explanations and guidance on options available to us, the process, the time frame and the criteria involved in refinancing options. He is responsive, personable and easy to talk to. He is always there to help, not to oversell his services. Also his assistant (Sharon) was easy to work with. She provided the exact same care as Sean which says a lot. Thanks to Sean’s expert guidance and knowledge, his attention to detail in helping us gather all of the necessary documentation, and his efforts to make everything as convenient as possible for us, we would not hesitate to recommend him to anyone.

Once again, thank you Sean for your great help!
Your professionalism, promptness and understanding greatly eased the process!! more

Robin Siino recommends Sean Krause

Real Estate consultant/ Business coach

Sean Krause is the ultimate professional. He is trustworthy, honest and always there for us. His knowledge and expertise is exactly what you need to make sure that you are making the best possible financial decision when it comes to choosing the right loan for you.
I have the opportunity to work with lots of lenders in my line of work and even for my friends and family, I choose Sean.
Thanks Sean for always making me look more

David Yamamoto recommends Sean Krause

Happy homeowner

Sean and his team really treated us well. They kept us informed and were patient with me in the mass of info needed for a mortgage more

Lori Sacco recommends Sean Krause

Realtor with Coldwell Banker

Whenever I'm working with clients who do not have a lender... I refer them to Sean! He is quick, sharp, friendly, accessible (huge in this business!!) and he makes everyone feel like they are part of a team. All of my clients love him! more

Jennifer recommends Sean Krause

Thank you both! That was so easy and fast that I barely knew it was happening. Sean I'm glad you called me about this, this is definitely a better situation to be in now. Hope you have a nice thanksgiving more

Amy Strawn recommends Sean Krause

We had a wonderful home buying experience. Sean and his team were and are amazing to work with! We couldn't have asked for anything more

Kristen Meyer recommends Sean Krause

Very helpful and informative! more

Hal Elrod recommends Sean Krause

I loved working with Sean and Erika! more

Jennifer Perry recommends Sean Krause

I've used BVM twice now, and both times the service was excellent. Sean, my loan officer, was extremely helpful to finding me the best loan deals, and I'll definitely use his services more

Mary Surman recommends Sean Krause

As an Agent Sean and his team are the best of the best!! All my transactions have closed smooth and ready on time or earlier. I have many buyers from first time home buyers to investors. He is always there and answers all emails, text, and phone calls right away. I never have to worry . He takes the best care for all my buyers !! Thank you Sean and your team!! more

Jason Zanghi recommends Sean Krause

What can I say? He is the best, PERIOD. Readily available at all times with any information needed. I highly recommend him to any and more

Trevor Longman recommends Sean Krause

Sean Krause is awesome! He is very informative and understanding. Plus, he's a fun a guy to talk more

Angela Dupzyk recommends Sean Krause

I would highly recommend Sean and his team. We were extremely pleased with his professionalism. He really informed us along the process of closing our loan and we appreciate all of his hard more

Amy Strawn recommends Sean Krause

THANK YOU SO MUCH! Peter and I are both thrilled and so grateful. Thank you for making this such an enjoyable and life changing more

Jennifer Santiago recommends Sean Krause

My experience was smooth and understandable. Sean and his team were very timely, helpful, and more

Denise Hall recommends Sean Krause

Great at communicating progress of the more

Misty Espinoza recommends Sean Krause

My experience has been great. The team was very more

Tahana Rogier recommends Sean Krause

Sean Krause and Linda Aiken have been fantastic to work with. They are responsive, professional and able to rapidly execute their side of the transaction. I felt that we were being very well taken care of. Thank so much! more

Katie Lowary recommends Sean Krause

We really liked working with Sean. He kept us informed and worked quickly. We will definitely recommend him to people. We couldn't be more more

Veronica Santillan recommends Sean Krause

Everything went smooth. Sean was great, helped me understand my interest rate etc. I enjoyed the whole process. Thank you! more

Jennifer Resnicke recommends Sean Krause

I just wanted to take a moment to brag about Sean Krause. I am so impressed with not only his knowledge, but also his patience. As young first-time homebuyers we were apprehensive, nervous and full of questions. Sean met with us almost a full year before we were even looking for a house, just to help us get in good financial shape and help us feel confident about our loan. Once we found a place we loved, he was there every step of the way (even after-hours.) One of the things that most impresses me about Sean is that he doesn't just tell you what you should do - he teaches you what you need to know (we played with the numbers until we really understand the effects of each little change), lets you come to your own conclusion about what you're comfortable with, and then helps to make sure you're setting yourself up for success. I could go on and on about what a fantastic job Sean did for us, but I'll just say this: for folks who are analytical in nature and want an expert to help them understand (NOT someone who will tell them what to do without explanation), then Sean is your more

Nicole Howe recommends Sean Krause

Sean Krause is my favorite Lender! He always goes above and beyond. I send all friends/family to BVM! more

Kathy Jo Savala recommends Sean Krause

The team has been very helpful and informative and communication on all the papers needed and in keeping this transaction moving along. Always friendly and encouraging to call and talk to them if we don't understand anything. A great team. I have already referred potential customers, too. I will continue to do more

Valerie Masters recommends Sean Krause

Sean Krause was available at the drop of a hat, as if I was his only customer. If I had a question in the morning or 8 o'clock at night he was always there for me. I cannot thank him enough for getting me exactly what I wanted =). Thank you thank you thank you thank you! more

Kristen Spall recommends Sean Krause

Loved your weekly updates and willingness to answer all of our questions! Thanks! more

Mercy Zeleski recommends Sean Krause

Sean was very cooperative, patient, helpful and informative. We will definitely use his services again in the future! more

Lisa Trujillo recommends Sean Krause

Great customer service! Very on top of things. Always kept us up to more

Jennifer Perry recommends Sean Krause

Great service. Sean is an exceptional more

William Simon Jr. recommends Sean Krause

Well organized, friendly and intelligent. Great experience. I would recommend Big Valley Mortgage to my family and more

Lorene Warren recommends Sean Krause

Very good communication & more

Anonymous recommends Sean Krause

I can't say enough great things about Sean Krause. Technically this was our first home purchase so we needed to be hand held quite a bit. Sean fulfilled that role perfectly. He's extremely knowledgeable about the various types of mortgage products and great at translating that information into terms we could understand. The numbers quoted to us in the beginning pretty much stayed the same at closing. I will definitely use Sean Krause in the future for my mortgage needs. more

Debbie Andreja recommends Sean Krause

Sean was extremely helpful in walking me through the process of getting my loan. He always returned my phone calls any time I had any questions. I was very happy with his knowledge and enjoyed working with more

Jamie Rich recommends Sean Krause


Sean is amazing! We are closing early. He communicates extremely well & I look forward to working with him more

Sharon Victor recommends Sean Krause

Sean is the greatest loan agent ever! more

Leonila C Ramirez recommends Sean Krause

Very pleasant and business like. He conducts himself very professional more

Joseph Mallory recommends Sean Krause

Thank you Big Valley Mortgage & Sean for making my first home buying experience a great one. I recommend Big Valley Mortgage to any friend or family member. Sean was excellent in explaining all steps along the way & in clarifying expectations. Thank more

Dianne Ruark recommends Sean Krause

Sean Krause is great to work with and always there to answer any questions. more

Tracie Berger recommends Sean Krause

Oh my goodness, thank you to Sean & Erika for being so on top of everything and making this process seamless. I couldn't do what they do, I'd be ripping every hair out of my head dealing with flaky people! :) I will use them for all of my loans the rest of my life! more

Jason Zanghi recommends Sean Krause

Sean Krause is wonderful to work with! more

Mel Ewing recommends Sean Krause

Good follow up and communication throughout the more

Lauren Erikson recommends Sean Krause

Sean was great! more

Mark Stockdale recommends Sean Krause

Sean does a great job & is very more

Brett Baker recommends Sean Krause

Great advice and straight forward during the whole more

Shawn Lawrence recommends Sean Krause

We had a great experience. Every step of the way was informative & helpful. Sean communicates very well & was a pleasure to work with. He will be recommended to friends & more

Ferrante recommends Sean Krause

Sean provides exceptional service! more

Tracey Saizan recommends Sean Krause

Closed in record time! Thank you! more

Robert Schielke recommends Sean Krause

Sean has been a pleasure to work with he was always available and made the process smooth! more

Ezra Williams recommends Sean Krause

Sean was great! He kept us informed the whole way. We are extremely satisfied with his more

Lindsay Longman recommends Sean Krause

Sean was very knowledgeable about the process and willing to teach us. Without his help we would have been more

Pamela Irvin recommends Sean Krause

Sean was a pleasure to work with. Very professional & excellent customer more

Sam Oriyavong recommends Sean Krause

Very professional and polite. Good integrity. Thank you for being so efficient and prompt. more

Roslyn Gardner recommends Sean Krause

Very good loan officer, explains everything very well. I would recommend him for anyone who does need to be education on home loans. He is a very nice person along with his assistant, more

Cosmin Nicula recommends Sean Krause

Sean was introduced to us in a time when we needed to buy a house and we were pressured by time. He was able to get everything taken care of in time for us to close on the more

Zac Erickson recommends Sean Krause

Sean is the more

Jenna Sims recommends Sean Krause

Excellent! Always on top of it! Always ready, offers advice and help! more

Janine Cooper recommends Sean Krause

Sean has been very informative and helpful. This is our second time working with him and we will again in the future if need be. Ericka was also very helpful and more

Jennifer Dinatale recommends Sean Krause

We had a great experience. Sean Krause was very professional and helpful. We will recommend him to family and more

Traci Berger recommends Sean Krause

Sean has been amazing through the entire process. Taking time to explain everything to me & making sure I was informed & comfortable. Highly recommended! more

Roberto Martinez recommends Sean Krause

Answered all of my questions & treated me well. Excellent service & very more

Chris Egurrola recommends Sean Krause

Very fast & more