Tim Darcey

Education: 1978-1979 Real Estate Extension Classes at UC Berkeley in Real Estate Appraisal & Law. Completed Real Estate Practice, Finance & Investments at West Valley College in Saratoga, CA

1968-1972 California State University at Sacramento
Bachelor of Science in Business Management, Deans Honor List and top 10% of graduating class.
President Cal Theta Chapter of Sigma Phi Epsilon, active in athletics and student government.

1964-1968 Oroville Union High School, Oroville, CA

Related Experience: Calif. Real Estate Broker’s License since 1979, FHA, VA, Conventional & Construction loans.

Honors/Activities: Eagle Scout, Assistant Scoutmaster, Eagle advisor, Merit badge counselor-BSA Troop 121, 1992-present.

Backpacking, water & winter sports, basketball, softball and golf. Proud father of 2 Eagle Scouts.




BRE #00756999 | NMLS #252750


Joe & Teresa Nicponski recommends Tim Darcey


Recently we worked with Tim on refinancing of our home. Through many struggles due to our dual property Tim was very helpful in the success of completing our refinancing. We continue to use Tim's services from the time of our first loan and will continue to use him years to come. I appreciate his dedication and helpfulness when it came down to each detail.

Thanks again!...read more

Robert Puleo recommends Tim Darcey

Tim was amazing. He went to work as soon as I contacted him and looked out for my best interests throughout the loan process. He's extremely knowledgeable, fast, efficient, and a heck of a nice guy. I recommend him without hesitation. ...read more

Dennis Dare recommends Tim Darcey


Tim Darcey did a great job closing this transaction out, with all the twist and turns in real estate he was on top of all of them!!! We closed on time even when the time changed three time and we had Christmas and New Years in the mix. Thank you for all your help....read more

Cathy Scharosch recommends Tim Darcey


Tim communicated well. He responded to requests for information in a timely manner. He was very pleasant. Tim even went to the escrow signing with his buyers - a rarely!! Thank you, Tim, for a job well done....read more

Dennis Boom recommends Tim Darcey

Retired Data Center Director

We have used Tim for our last three rounds of purchasing and refinancing of our homes. We have recommended him to multiple family members based on the excellent service he provided to us. We just used him recently for a re-fi on our home, as well as when we purchased it. He was instrumental in assisting us in in both cases to obtain the most beneficial rate for us. He is knowledgeable in all aspects of current market considerations, and has an excellent record with us in predicting future market and analysis of what it could mean to us. We would recommend him without reserve.. ...read more

Kevin recommends Tim Darcey

Tim was a pleasure to work with, and was very responsive during our refinance. He provided valuable guidance throughout the entire process. ...read more

Ricardo Fuentes recommends Tim Darcey

CEO of Empire

Tim did a great job.
He is knowledgeable and able to impart his knowledge to the consumer in a way that is understandable. He is eloquent at making suggestions for the customer to ponder.
Not only did he do a great job -
It was a HUGE job....read more

Sheldon Semon recommends Tim Darcey


Tim did an exceptional job for me. When time was of the essence and I was under the gun, Tim stepped up and performed fast and flawlessly. He was dedicated and kept me informed every step of the way, he never left me wondering. I will always recommend Tim and he will continue to get my business!
...read more

Lisa Gallegos recommends Tim Darcey

Tim Darcey is simply amazing! He is by far one of the most knowledgeable, thorough, and patient people I've ever met. He goes above and beyond to make the refinance/loan process as seamless and easy for his clients as humanly possible. I was referred to him several years back by a mutual party. I have used him several times since. He works hard to get you the best rates, is calm and easy to work with, and above all honest. You won't regret doing business with Tim! ...read more

Dan Nollette recommends Tim Darcey

Working with Tim is always a pleasure ... even when plowing through the "non-pleasurable" tasks at hand! I highly recommend Tim Darcey....read more

David "Pooch" Pucilowski recommends Tim Darcey


Tim Darcey is the type of business man that feels like a long lost friend. He puts you at ease. He is true to his word and follows thru to keep his word. He keeps everyone informed of the process and what to expect next to happen. He is honest and professional and most importantly is very knowledgeable about his product. I highly recommend him....read more

Sharon Ingwaldson recommends Tim Darcey

I am so grateful for all of Tim's efforts on our behalf to make our loan process
a success! Countless phone calls and emails were promptly returned and my
endless questions and concerns were professionally and courteously dealt
with. He has our sincere appreciation and endorsement and we will look to
him in the future should the need arise.
...read more

Michael Meadows recommends Tim Darcey

Tim did a great job start to finish. He was very knowledgeable and did a great job at explaining all aspects of our loan. What I really like is that he constantly kept us updated with the status and the progress that we were making. Thanks again Tim, we are loving our new home....read more

Laura Castleman recommends Tim Darcey

Admin Services Officer

I was wanting to refinance my house in order to remove my mortgage insurance. Tim Darcey was the first person to come to mind for the job. I had experience with him many years ago (about 20) and was so impressed that I thought of him all these years later. True to his reputation and character, he provided me with exceptional customer service and found the best match for me and me needs.

Tim lives up to his Eagle Scout integrity, character and values and I highly recommend him to anyone. Thanks, Tim!...read more

billy ware recommends Tim Darcey


Mr. Darcey did a great job on handling the loan process on my home purchase.
He was on top of every problem that come up and their were many. He was able to get my loan done in a very professional way. Mr. Darcey saved me so much time, by coming to my home many times and collecting forms needed. I am a senior and in bad health and I never had to get out and go to the lenders office. I would highly recomend Mr. Darcey for all your mortgage needs.

Bill Ware
...read more

Anne Sedgwick recommends Tim Darcey


Tim surpassed my expectations in all areas from loan application right through closing. He kept me informed regularly and with his help I was successful in closing two escrows ahead of schedule.

He is on my referral list....read more

Tyler Gerould recommends Tim Darcey


Very professional and worked hard to arrange the best loan for me! Thanks!...read more

Shanna Mooney recommends Tim Darcey

Excellent communication!...read more

Donna Bar recommends Tim Darcey

Thank you for your expert service....read more

Chase Armer recommends Tim Darcey

Tim is the best!...read more

Kevin Harrington recommends Tim Darcey

Great service....read more

Rachel Philpot recommends Tim Darcey

We had a good experience, Tim was proactive & thorough. Returned responses in a timely manner....read more

Todd Dierdorff recommends Tim Darcey

Tim always does a great job!...read more

Dan Wyatt recommends Tim Darcey

I would recommend him. He worked hard for us!...read more

Tony And Andrea Colbert recommends Tim Darcey

Great experience!...read more

Jackie Moon recommends Tim Darcey

Tim was great to work with. Very professional & prompt with his action & replies. Very enjoyable & pleasurable to work with....read more

Chris Philpot recommends Tim Darcey

Tim is great. We trust him completely. This is not the first time we have used him....read more

Karen Salbato recommends Tim Darcey

Tim is very honest & easy to work with. We have worked with him over the years for refinancing & are always pleased & impressed!...read more

Sandra Cornwell recommends Tim Darcey

Tim is great (as usual). We will always do business with him!...read more

Michele Welz recommends Tim Darcey

Excellent service. Tim was a hard worker....read more

Hollie Crousther recommends Tim Darcey

Great working with Tim-he is a hard worker, appreciate him so much....read more

Amelia Garrido recommends Tim Darcey

Mr. Darcey was excellent!...read more

Dennis Boom recommends Tim Darcey

Great job....read more

Tony Costa recommends Tim Darcey

Tim was very courteous and informative. Great job....read more

Leonard Garrido recommends Tim Darcey

Tim Darcey was great to work with and very professional. Kept me informed every step of the way. Thank you....read more

Ronald Cornwell recommends Tim Darcey

Great guy! Very attentive....read more